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Investment Versa

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ericlaiys
post Jan 17 2022, 02:03 PM

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QUOTE(elea88 @ Jan 17 2022, 01:44 PM)
13 jan 2022 - units payout
17 jan 2022 - bonus payment

everbody hv the same?
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same...good!
ericlaiys
post Feb 3 2022, 08:42 AM

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QUOTE(Ramjade @ Feb 3 2022, 01:04 AM)
How's versa latest rate? Thinking of migrating to OCBC frank.
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higher than frank with every 2 week payout
ericlaiys
post Feb 3 2022, 03:41 PM

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QUOTE(cklimm @ Feb 3 2022, 02:41 PM)
user posted image

OK worr, free RM8 for RM588 deposit
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lol....by now, quota should finished already on day 1
ericlaiys
post Feb 21 2022, 11:53 AM

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competition now quite high with kdi released...lol
ericlaiys
post Feb 23 2022, 10:24 AM

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QUOTE(Davidtcf @ Feb 23 2022, 09:08 AM)
withdrawal cut off time is 12pm:
https://versa.com.my/how-to-onboard-deposit...e%20(12%20p.m.).

just got money today morning after triggering withdrawal at 1pm on Monday. Gonna put in KDI Save instead.
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so fast, payout this week...lol
ericlaiys
post Feb 23 2022, 06:48 PM

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QUOTE(Davidtcf @ Feb 23 2022, 12:49 PM)
Yea at least still better than Stashaway Simple.

KDI save is Versa competitor.. Also withdraw fast. Later after promo see what their rate is like.
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dont able to find kdi forum, anyone can share the link. dont want to post question here as this is versa forum
ericlaiys
post Feb 24 2022, 06:14 PM

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versa withdraw so slow. yesterday 9am -withdraw. till today still not see money bank in. No longer 1 day withdrawal process

This post has been edited by ericlaiys: Feb 24 2022, 06:14 PM
ericlaiys
post Feb 24 2022, 09:03 PM

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QUOTE(xander83 @ Feb 24 2022, 06:21 PM)
Try to wait after 7pm then  doh.gif
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yup. just received
ericlaiys
post Feb 25 2022, 07:42 PM

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QUOTE(Hoshiyuu @ Feb 25 2022, 05:38 PM)
user posted image

user posted image

Versa thinking of expanding into brokerage/robo/trading platform?
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well, it is good. if depend on 1 business, can die faster
ericlaiys
post Apr 20 2022, 12:22 PM

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QUOTE(onepunch369 @ Apr 20 2022, 10:09 AM)
Anyone received beta invite from Versa? Think they releasing new product soon  shocking.gif
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Whats new? they start to lose to KDI and people start to withdraw

This post has been edited by ericlaiys: Apr 20 2022, 12:23 PM
ericlaiys
post Apr 20 2022, 01:23 PM

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QUOTE(Sheng890624 @ Apr 20 2022, 12:41 PM)
But Versa have keep organize on referral program (March & April) to attract people...
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coz more people exit. else wont agresif ask for people to join
ericlaiys
post May 8 2022, 07:30 PM

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QUOTE(tadashi987 @ May 8 2022, 07:10 PM)
https://versa.com.my/versa-invest/#16469164...5-b6a79707-0774

Seems updated with new product (Versa Invest):
Versa Moderate
Versa Growth

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old one called versa cash. new one called versa invest. going to have 3 portfolio.
going to same concept like stashaway and kdi invest. this one should be no AI

add-on: i have invested on versa invest (growth) and moderate by doing switching. can see both portfolio on which they invest

This post has been edited by ericlaiys: May 8 2022, 09:12 PM
ericlaiys
post May 9 2022, 02:30 PM

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QUOTE(Ancient-XinG- @ May 9 2022, 02:18 PM)
Okies i think they should have focus to what they begin with.

A very good MMF

Aihhh
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cannot. they are losing to kdi. so must introduce more product
ericlaiys
post May 9 2022, 03:41 PM

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QUOTE(jacklsw86 @ May 9 2022, 03:16 PM)
Give some time to see how Versa Invest performs, KDI thread seem to have several complaints of losing money in KDI invest currently tongue.gif
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cannot blame as market crash when waiting for fed interest hike
ericlaiys
post May 16 2022, 08:13 PM

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QUOTE(Thebestscammer @ May 16 2022, 07:50 PM)
anyone did the math for the interest they give out for the versa cash?
in their FAQ it said it compounds daily but payout twice a month but in my statement the interest payout is the same amount which is .68 for the last 6 months.
my principal amount is 1k just for testing but if its compounded, isnt my interest payout supposed to be more than the previous month since its compounded?
i get some 'bonus' from them in my statement but not sure what that bonus is.
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they gave UT unit. so your 0.68 hardly can get more UT and give u more payout. 1K, may be u can see from TNG ewallet.
Payout - every 2 week by Affin UT
Bonus - an additional payout by Versa.
ericlaiys
post Dec 5 2022, 02:55 PM

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QUOTE(BladeRider @ Dec 5 2022, 11:21 AM)
Checked versa today. Seems have 2 new investment types.  Versa Gold and Versa REITs.  What is "thematic" btw?
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With Versa REITs, you can:
Invest in real estate from RM100
Get diversified exposure in various property sectors
Enjoy 0% sales, redemption & switching fees
Diversify investment during market volatility

What is Versa Gold? 👑

Versa Gold is our first Shariah-compliant fund that closely tracks the performance of Gold prices. The underlying fund of Versa Gold is the Affin Hwang Shariah Gold tracker fund.

Versa Gold is:
Shariah-Compliant
100% backed by physical gold
Easy buy and sell
Enjoy 0% sales, redemption & switching fees.
Hedge against inflation and market volatility
ericlaiys
post Dec 5 2022, 06:06 PM

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QUOTE(Davidtcf @ Dec 5 2022, 03:39 PM)
Versa Reits fee quite high.. https://versa.com.my/invest-in-premium-real...gh-versa-reits/
"annual trustee fee of 0.07% and an annual management fee of 1.8%."

Gold one not sure, is it good? Source: https://versa.com.my/what-sets-versa-gold-a...t-is-Versa-Gold?
Versa Gold fees: "0% sales, redemption and switching fees; 0.30% management fee; and 0.03% trustee fee."
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Compare to buy gold from bank/hellogold
1. Buy & Sell gap is too huge.
2. HG charge fees on storing into their wallet

This is buy ETF for gold, way good option that digital gold /physical gold.

Buy, Sell and switching - 0%
Management fees is low

So i prefer this option unless you plan to buy from bursa ETF (low volume), USD Gold ETF (another option). Those Stashaway/ Robo got also but seldom dedicated for gold. I just checked Affin, they charge 2% on sales


This post has been edited by ericlaiys: Dec 5 2022, 06:28 PM
ericlaiys
post Dec 6 2022, 05:45 PM

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QUOTE(BladeRider @ Dec 6 2022, 05:44 PM)
Suddenly think of this question... What happened to my versa saving/investment if I died? I have not telling anyone where I invested, and the can't access to my account with my phone right? Will my money automatically cash out to my bank account when I officially declared dead? Hmm...
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no frozen and someone claim (long process) unless u got will
ericlaiys
post Dec 16 2022, 05:47 PM

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QUOTE(elea88 @ Dec 16 2022, 03:35 PM)
OH MEANS can remove out funds already...
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dude why take out fund when u still got 1 month +. Sure got new promo when this end
ericlaiys
post Jan 27 2023, 09:11 PM

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QUOTE(cweng93 @ Jan 27 2023, 08:57 PM)
any1 put some money into Moderate or Growth for quite some time?
How's the performance ya?
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growth loss
moderate up

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