Fresh fund means you must add more Cash

No use withdraw from versa cash and put back

4.2%? just a little more than the base 3.xx%

If I withdraw now, the booster 2% interest (fresh fund quest) won't get affected right? Then i deposit back tmolo, does the deposit count as 4.2% (new quest)?

just add 2k, to get 4.2% for 6 month. it apply for baseline + fresh fund. not bad.
4.2% for versa cash
3.9% for versa cash -i

This post has been edited by ericlaiys: Jul 1 2025, 04:25 PM

too late, they already captured your baseline

too late. your baseline is the current amount that you have. so if you withdraw you have to replenish back before you can start to earn 4.2%


your baseline will only earn market rate bukan?

Only fresh fund will earn 4.2%

I anticipated this will happen and withdrawed last week. Now my baseline is only RM5k

4.2% is not very high though.

It's just 0.2% higher than KDI 4% and will lock you for few months, just like FD.

ASM unit will be available 7.7

How do you know about this?

u can check xhs

Can ask, where do you get your baseline? Is is shown anywhere in the app? Is it the Total Assets shown on the 1st page of the app as at last night? Or as at this morning?

I withdrew some funds yesterday (30/6). Processed yesterday, and credited to my bank account today (1/7)

Since the baseline Versa uses for the 4.2% promo is 30/6, would I be entitled to it if I cashed in tomorrow the funds I withdrew yesterday?

A bit confused by Versa

Are you sure?

my base now RM111k, i add 2k today
total RM113k can get 4.2%??

should be 2k only

Step 4: Cash in a minimum of RM2,000 in fresh funds into Versa Cash by 31 July 2025 – this must be on top of your cumulative nett cash-in as of 30 June 2025 (your baseline).

Step 5: Maintain a minimum of RM2,000 of fresh funds on top of your baseline until 31 January 2026.

Step 6: Having completed all the above steps, users will be eligible to earn 4.2%* p.a. nett on up to RM300,000 of the accumulated fresh fund cash-ins on a daily pro-rated basis.

KDI capped at RM50k so it's not good enough for me. I'm ok for them to lock in few months, these are extra cash which I have no idea where to park yet.

yes its reasonable for you to do it since you have withdrawn earlier.

Versa's choice to exclude non-fresh fund from this event just means that everyone will just withdraw out the previous locked funds, and once withdrawn out very likely they will not put it in anymore.

yess. i rather go back to KDI 4% very much less headache or need to crack your head to verify your numbers..

Will only return if Versa comes back with some gooding promo..

i would avoid interpreting the result between 27/6 and 29/6 as the NAVs have not been reflected until 30/6

i would also exclude referral bonus

Arrr i see. I learned something. Will wait for other quest then. Thx all!

This post has been edited by wacko_joy: Jul 1 2025, 09:03 PM

it's 4.2% p.a. on FRESH FUNDS exclude Baseline funds

RM300k x 4.2% p.a. for 6 months = RM6,300 (but you'll typically don't see this figure in Versa)

This post has been edited by ronnie: Jul 1 2025, 10:41 PM

this 4.2% watch out the T&C

silap silap you wont get 4.2%

eg fresh fund 100k today then you withdraw Rm100k end the year
thinking you can earn 4.2% 5 months

you may be disqualified unless you keep 2k till 31.1.26