Just leave your contact here and see if AIA reply back to you. Form my experience they do get back to you.
https://www.aia.com.my/en/our-products/medi...ed-regular.html

GE I need warn you first before buying. They ask for everything and stupid stuff before they give you the GL. I give you few example, my friends gave me. Patient admitted for food poisoning. GE asked for colonoscope report. Basically a procedure where they put a camera into your butt and look at your large intestine.
Second one, patient came in for appendix (need to be operated on). Great Eastern asked for lipid blood test (no connection). Insurance more than like 5 years. Not sure why they asked for the test. Just my thoughts, GE is trying to reject/delay giving you the GL. When I heard all the issue with GE, I canceled my insurance with them straight away. Exercise my cooling period and get full refund. Better to pay more to AIA for ease of admission. Not saying Great Eastern won't issue you GL, they will issue the GL after they cannot find reason to reject you.

Not to mention Great Eastern does not have upgrade to new and better plan without new underwriting if your plan is obselete while AIA have it with certain terms and conditions. Not sure what are the terms and conditions. I known 2 people who got upgraded to the new and better plan even though they have illness. My guess is maybe if you never use the insurance?

Prudential as mentioned does not have standalone. Only Prudentialbsn have.

Thanks Ramjade and Adele for the insight. Will shop around to find one that suit my needs. Not really in a rush for now.
Btw, Generali plan can apply directly without agent. Maybe can get abit discount on the premium

Hi guys, currently I'm on GE plan. Is there any chance or how to insure my parent as well (Age 68).

Can also suggest other insurance plan which is available for my mom's age. Thanks

Hi guys, currently I'm on GE plan. Is there any chance or how to insure my parent as well (Age 68).

Can also suggest other insurance plan which is available for my mom's age. Thanks

Actually, you might be wrong.

I just looked at my annual statement for ILP.

2018:

U102 IL Premium Waiver Extra Rider
Amount of Benefit
RM2,400

2023:

U102 IL Premium Waiver Extra Rider
Amount of Benefit
RM2,640

-----------

So that means the premium increase from RM200 to RM220 was reflected in the Premium Waiver Extra Rider's coverage.

What I believe is not covered is potential FUTURE increase in premiums due to rising cost of riders (as a result of repricing) or weaker than expected investment returns.

------------

However what confuses me is this:

Hi guys, currently I'm on GE plan. Is there any chance or how to insure my parent as well (Age 68).

Can also suggest other insurance plan which is available for my mom's age. Thanks

While waiting for real valued responses from real insurance sifus,  I google and found this, ....

https://www.prudential.com.my/en/products-h.../prusenior-med/

https://www.prudential.com.my/export/sites/...usenior-med.pdf

Just not sure if this plan is still available or had discontinued

i think this is just one of the example I found, should hv more in Google.

Dear sifu,

Just want to ask your opinion on one issue. My mum had a lymph node swelling surgery in  March 2021. Then I upgraded her insurance in April 2022 and got exclusion on her neck.

This was stated on the policy.

1.
In addition to the terms and conditions of the annexures for SmartMedic Million-150-D-(Annexure U191), SmartMedic Million Plus-150 (Annexure U197) and SmartMedic Million Extender(Annexure U196), no benefit will be payable for any disease or disorder of the thyroid glands including any complication or consequence arising from it.

So can we appeal to remove the exclusion?

Or after how many years then only appeal or can I buy with another company and declare it

Dear sifu,

Just want to ask your opinion on one issue. My mum had a lymph node swelling surgery in  March 2021. Then I upgraded her insurance in April 2022 and got exclusion on her neck.

This was stated on the policy.

1.
In addition to the terms and conditions of the annexures for SmartMedic Million-150-D-(Annexure U191), SmartMedic Million Plus-150 (Annexure U197) and SmartMedic Million Extender(Annexure U196), no benefit will be payable for any disease or disorder of the thyroid glands including any complication or consequence arising from it.

So can we appeal to remove the exclusion?

Or after how many years then only appeal or can I buy with another company and declare it

Dear sifu,

Just want to ask your opinion on one issue. My mum had a lymph node swelling surgery in  March 2021. Then I upgraded her insurance in April 2022 and got exclusion on her neck.

This was stated on the policy.

1.
In addition to the terms and conditions of the annexures for SmartMedic Million-150-D-(Annexure U191), SmartMedic Million Plus-150 (Annexure U197) and SmartMedic Million Extender(Annexure U196), no benefit will be payable for any disease or disorder of the thyroid glands including any complication or consequence arising from it.

So can we appeal to remove the exclusion?

Or after how many years then only appeal or can I buy with another company and declare it

Wow, ...got exclusion on the whole upgraded plan.
Better don't upgrade, to hv continous same no exclusion coverage. If needed more coverage, buy new one that has  that exclusion clause.
Just my bet and unqualified comment, due to her age and a long history of no relapse incident or related illnesses to support the waiver of that exclusion application, ...I think it will be difficult to hv that exclusion clause removed

Hi guys, currently I'm on GE plan. Is there any chance or how to insure my parent as well (Age 68).

Can also suggest other insurance plan which is available for my mom's age. Thanks

HI all Sifus,

Unker got this today, it advise me to increase premiums by 80/month.

I read say can maintain but will effect sustainability, anyone know what exactly does that means?

Yes, this policy is investment linked.

HI all Sifus,

Unker got this today, it advise me to increase premiums by 80/month.

I read say can maintain but will effect sustainability, anyone know what exactly does that means?

Yes, this policy is investment linked.

HI all Sifus,

Unker got this today, it advise me to increase premiums by 80/month.

I read say can maintain but will effect sustainability, anyone know what exactly does that means?

Yes, this policy is investment linked.

HI all Sifus,

Unker got this today, it advise me to increase premiums by 80/month.

I read say can maintain but will effect sustainability, anyone know what exactly does that means?

Yes, this policy is investment linked.

You're advise to follow the increment otherwise your policy may lapse earlier due to insufficient funds.

Does it auto lapse? I had the impression that one can just continue to pay the medical card fees when the funds run out.