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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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Human Nature
post Sep 24 2025, 02:22 PM

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QUOTE(WeiFeng16 @ Sep 2 2025, 10:58 AM)
For the Balance Conversion “2025 BALANCE CONVERSION CAMPAIGN”, it is auto conversion? My account received the conversion even I didn't reply YES
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QUOTE(joumorie @ Sep 2 2025, 12:31 PM)
one of the victim here
they insist i request the installment on my balance
i never even reply lol
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So how is the case? I received an SMS to convert outstanding balance to installment plan and REPLY AFFINBC YES to apply.

Can I just ignore?
cybpsych
post Sep 24 2025, 02:25 PM

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QUOTE(Human Nature @ Sep 24 2025, 02:22 PM)
So how is the case? I received an SMS to convert outstanding balance to installment plan and REPLY AFFINBC YES to apply.

Can I just ignore?
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dont reply if not interested lor

this is to protect you in case of dispute later.

p/s: i also gotten the sms (again) just now.
Human Nature
post Sep 24 2025, 02:26 PM

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QUOTE(cybpsych @ Sep 24 2025, 02:25 PM)
dont reply if not interested lor

this is to protect you in case of dispute later.

p/s: i also gotten the sms (again) just now.
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Previous forumers said auto convert.
cybpsych
post Sep 24 2025, 02:33 PM

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QUOTE(Human Nature @ Sep 24 2025, 02:26 PM)
Previous forumers said auto convert.
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not everyone who gotten the SMS being "auto convert"

so far, mine didnt get converted after few months.

that users, if he/she didnt reply YES, then he/she can further dispute this lor
fruitie
post Sep 24 2025, 02:44 PM

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QUOTE(Human Nature @ Sep 24 2025, 02:26 PM)
Previous forumers said auto convert.
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Luckily, it didn't happen to me. I also just received the SMS again.
Human Nature
post Sep 24 2025, 03:05 PM

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OKay, I have also msg AFFIN to be safe. CS says can ignore.
ruben7389
post Sep 24 2025, 07:44 PM

biology1168
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Previous month I got the sms and took the conversion, will I be getting it this month too or is it a one off ?
coolguy99
post Sep 25 2025, 03:09 PM

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Just got charged AF for my mastercard. Need to spend RM300 to get waiver.
victorywp
post Sep 25 2025, 06:13 PM

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QUOTE(williamyl @ Sep 23 2025, 09:24 AM)
Not me but my friends kena same case. Just paid loh as get so many benefit already.
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QUOTE(coolguy99 @ Sep 25 2025, 03:09 PM)
Just got charged AF for my mastercard. Need to spend RM300 to get waiver.
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what is the annual fee amount?

This post has been edited by victorywp: Sep 25 2025, 06:14 PM
cybpsych
post Sep 28 2025, 08:08 AM

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Affin VS (duo+) expiry 11/25 (active till end Nov 2025)

received replacement card on 26 Sep.

PAN maintained. Updated Expiry mm/yy and CVV.
Human Nature
post Sep 28 2025, 01:30 PM

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QUOTE(cybpsych @ Sep 28 2025, 08:08 AM)
Affin VS (duo+) expiry 11/25 (active till end Nov 2025)

received replacement card on 26 Sep.

PAN maintained. Updated Expiry mm/yy and CVV.
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What is PAN?
fruitie
post Sep 28 2025, 01:59 PM

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From: KUL

QUOTE(Human Nature @ Sep 28 2025, 01:30 PM)
What is PAN?
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Primary Account Number, the 16-digit laugh.gif
But it’s expected if it’s a replacement due to expiring cards.
davidxxx
post Sep 28 2025, 08:47 PM

Getting Started
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QUOTE(victorywp @ Sep 25 2025, 06:13 PM)
what is the annual fee amount?
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Per card

Duo + RM100
Duo RM75
davidxxx
post Sep 28 2025, 08:49 PM

Getting Started
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QUOTE(coolguy99 @ Sep 25 2025, 03:09 PM)
Just got charged AF for my mastercard. Need to spend RM300 to get waiver.
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Got Sep statement AF waived for mastercard by fulfilled 12 times spending.

Next month can do 12 times spending again to fulfill auto AF waiver
Kr0ll3R
post Sep 29 2025, 09:50 AM

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QUOTE(coolguy99 @ Sep 25 2025, 03:09 PM)
Just got charged AF for my mastercard. Need to spend RM300 to get waiver.
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The Mastercard was left inactivated and it got charged automatically on the 4th year?
Human Nature
post Sep 29 2025, 11:44 AM

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Done reloading shopeepay rm1 twice per day for 6 consecutive days. No blocking

This post has been edited by Human Nature: Sep 29 2025, 11:44 AM
xiaoxiaoshen
post Oct 6 2025, 12:58 PM

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QUOTE(Human Nature @ Sep 29 2025, 11:44 AM)
Done reloading shopeepay rm1 twice per day for 6 consecutive days. No blocking
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i done it 4/day for 3 days.
Human Nature
post Oct 6 2025, 01:18 PM

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QUOTE(xiaoxiaoshen @ Oct 6 2025, 12:58 PM)
i done it 4/day for 3 days.
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Oh no blocking?
cybpsych
post Oct 6 2025, 01:37 PM

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QUOTE(Human Nature @ Oct 6 2025, 01:18 PM)
Oh no blocking?
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yah possible, but not within the same hour (i guess)

3x within same hour ... 1x at different time ... didnt try for 5th txn laugh.gif
~~5ive~~
post Oct 9 2025, 11:10 AM

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For insurance payment (not auto debit), does it consider under e-commerce to get the cashback for affin duo?

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