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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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Kr0ll3R
post Jul 25 2024, 10:02 AM

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QUOTE(virulence @ Jul 24 2024, 02:12 PM)
I just collected my Duo cards. I only activated Visa and statement shows SST charges for Visa only. I'm not going to activate Mastercard as I've no use for it. Now awaiting for my Duo+ cards too.
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Hai, mind to share how long it takes for the card to approved?
Kr0ll3R
post Aug 19 2024, 03:14 PM

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I've received my DUO card, love the design of the card.
Activated the VISA card only, thanks to the advise from the members here.

To my surprise, it came with the BHP mastercard which I didn't apply.
I rejected it but they said need wait for 6months and call-to-cancel.

I called CS to verify and they said can cancel but I have to wait 3 - 4 weeks after the cancelation period, only can apply for my DUO+ shakehead.gif

This post has been edited by Kr0ll3R: Aug 19 2024, 03:30 PM
Kr0ll3R
post Aug 20 2024, 05:50 PM

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QUOTE(cybpsych @ Aug 19 2024, 04:36 PM)
put a threat to them

0. DO NOT ACTIVATE the card. by activating it, you are deemed to accept the card and all the t&cs along with it, eg fees, SST, etc
1. you DID not explicitly apply the bhp mastercard, you have the right to cancel without delay
2. ask them to cancel the card IMMEDIATELY as they are breaching proper code of conduct by applying additional card without consent!
3. if you want, cc to BNM Telelink, for their unscrupulous tactic. or you may do this later after if the card still listed/registered to you.
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Thank you for the advice. I appreciate it.
Ya, I didn't activate it.
After walking out from the branch, I immediately called CS to cancel it as I found it weird that I have to wait 6-months to cancel a card that I didn't apply.
Earlier today I called again to pressure them on the cancellation process.
The CS said that the card had been blocked and cancellation is already in progress. It will take 7-14 days.
I insisted asking why can't immediately cancel the card that I didn't apply. She politely apologies and sorry for the inconvenience caused.

QUOTE(TongCN @ Aug 20 2024, 10:35 AM)
Same as mine last time 2020 when i first get my Affin Duo

All of sudden another BHP card mail in and straight away called them to cut
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Aiyo, guess I'm not the only one. Probably there's more out there.
Kr0ll3R
post Aug 26 2024, 10:16 AM

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I activated my DUO card on the 19/8, received my first statement on the 22/8. So fast? shocking.gif
Is Affin statement date cycle fixed on certain date?

First statement no cashback cause no previous balance?
Kr0ll3R
post Aug 26 2024, 11:08 AM

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QUOTE(1mr3tard3d @ Aug 26 2024, 10:43 AM)
my statement date is 22nd as well
first statement should also reward cash back, check the posting date
but yes, it will be restricted to RM30 only since the previous balance is 0
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Oh ya, the posting date same as statement date. Thanks for highlighting.
I'm just surprised that the first statement issuance so fast, I though it will be the usual 30days usage.

This post has been edited by Kr0ll3R: Aug 26 2024, 11:09 AM
Kr0ll3R
post Dec 2 2024, 04:39 PM

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QUOTE(nexus2238 @ Dec 2 2024, 12:30 PM)
I am interested in both Affin DUO and DUO+ for cash back.

I talked to someone in Affin bank branch. They told me Affin has a policy of issuing max 3 credit cards per customer, which mean I cannot apply for both DUO and DUO+ as that would be 4 cards.

Is this 3 cards policy real? I wonder should I go to ask another Affin branch.
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Yup, I also get the same response from them. Mind sharing where your location at?

Branch A told me max cards per customer is 3 only.
So, I went to branch B to apply my another DUO cards, received call from them the next day saying the same thing too.

I called up CS, a rep pick up and put me on hold (checking with his Superior), saying no such policy.
A customer can have any of Affin cards subjected to the customer's eligibility.
CS asking me to try apply online through their site. (Haven't done so yet as currently applying CC from other bank)
Kr0ll3R
post Jul 7 2025, 11:04 AM

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QUOTE(1mr3tard3d @ Jul 7 2025, 12:02 AM)
if your opening balance < RM 3,000
it is quite likely that your statement balance would be RM 2,970
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Yup, happened to me couple of months back.
I forgot to include the auto-debit cashback into the monthly balance doh.gif

Kr0ll3R
post Aug 26 2025, 03:34 PM

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QUOTE(cybpsych @ Aug 26 2025, 11:37 AM)
yeah, received for outstanding 3060

it's called Balance Conversion

“2025 BALANCE CONVERSION CAMPAIGN”

https://www.affinalways.com/storage/TnC/TnC...ampaign-ENG.pdf

Cardmembers who did not receive the SMS and/or EDM from the Bank are INELIGIBLE and EXCLUDED from participating in this Campaign.
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Oh, it's a Balance Conversion campaign.
Thanks for sharing.

The message start off with "convert your . . . ", wondering what's this plan.
Came here after received the SMS to see if anyone share the news / T&C biggrin.gif

This post has been edited by Kr0ll3R: Aug 26 2025, 03:35 PM
Kr0ll3R
post Aug 30 2025, 12:35 PM

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QUOTE(Gabriel03 @ Aug 30 2025, 10:51 AM)
sst will only start to be imposed when the card is activated.
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You completed your 3-years cycle?
Any AF & SST charges on your inactive Mastercard?

QUOTE(Gabriel03 @ Oct 6 2024, 07:58 PM)
i got my cards in Aug-22. MC remains inactive. So, will complete the third year cycle next Aug 25. See how then.
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This post has been edited by Kr0ll3R: Aug 30 2025, 12:35 PM
Kr0ll3R
post Sep 29 2025, 09:50 AM

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QUOTE(coolguy99 @ Sep 25 2025, 03:09 PM)
Just got charged AF for my mastercard. Need to spend RM300 to get waiver.
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The Mastercard was left inactivated and it got charged automatically on the 4th year?
Kr0ll3R
post Oct 24 2025, 04:41 PM

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QUOTE(Ramjade @ Oct 17 2022, 04:36 PM)
SST will never be charged as long as card not activated. Not sure about annual fee.
I will only know next year.
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QUOTE(Ramjade @ Oct 24 2025, 03:48 PM)
Yes that's right. No SST for me so far.
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I presume you completed your 3-years cycle?
As of now, there's no AF & SST being charged on your inactive Mastercard, right?

 

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