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Credit Cards Affin Duo Credit Card, great rewards for eWallet
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fruitie
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Sep 2 2025, 12:34 PM
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Rise and Shine
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QUOTE(WeiFeng16 @ Sep 2 2025, 10:58 AM) For the Balance Conversion “2025 BALANCE CONVERSION CAMPAIGN”, it is auto conversion? My account received the conversion even I didn't reply YES QUOTE(joumorie @ Sep 2 2025, 12:31 PM) one of the victim here they insist i request the installment on my balance i never even reply lol OMG, I quickly checked mine and nothing is reflected on my transaction list.  I also don't want to convert this time.
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Barricade
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Sep 17 2025, 12:25 PM
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Alamak, Affin Rewards card got charged annual fees because forgot to swipe 12x.
Called bank to ask for waiver, need to spend RM300 first then call back again to ask for waiver.
This post has been edited by Barricade: Sep 17 2025, 12:25 PM
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kmed
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Sep 17 2025, 12:43 PM
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Getting Started

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QUOTE(Barricade @ Sep 17 2025, 12:25 PM) Alamak, Affin Rewards card got charged annual fees because forgot to swipe 12x. Called bank to ask for waiver, need to spend RM300 first then call back again to ask for waiver. Just realized this as well. Is it possible to cancel the MC since i seldom use it and I only use the Visa more. I also didn’t realize they don’t call this Duo anymore.
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xiaomoon
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Sep 17 2025, 01:10 PM
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QUOTE(kmed @ Sep 17 2025, 12:43 PM) Just realized this as well. Is it possible to cancel the MC since i seldom use it and I only use the Visa more. I also didn’t realize they don’t call this Duo anymore. did u succesfully cancelled MC only?
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Barricade
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Sep 17 2025, 01:47 PM
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QUOTE(kmed @ Sep 17 2025, 12:43 PM) Just realized this as well. Is it possible to cancel the MC since i seldom use it and I only use the Visa more. I also didn’t realize they don’t call this Duo anymore. I also wish to do that, but based on previous post I remember they said it's not possible. Maybe someone should try to ask the bank again.
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Human Nature
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Sep 17 2025, 02:08 PM
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Okla at least can stilll get with rm300 spending
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cybpsych
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Sep 17 2025, 02:19 PM
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QUOTE(Barricade @ Sep 17 2025, 01:47 PM) QUOTE(kmed @ Sep 17 2025, 12:43 PM) Just realized this as well. Is it possible to cancel the MC since i seldom use it and I only use the Visa more. I also didn’t realize they don’t call this Duo anymore. I also wish to do that, but based on previous post I remember they said it's not possible. Maybe someone should try to ask the bank again.
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cybpsych
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Sep 17 2025, 05:00 PM
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affin bank very sensitive to shopeepay topup now
paid 4x small-ish topupt to shopeepay (for 12x annual fee waiver condition)
4x txn success next final 1x txn failed
affin called to verify the txn is legit or not.
sent sms saying the card has been deactivated
sent email and listed all 4+1 txn (shopeepay topup) for clarification.
This post has been edited by cybpsych: Sep 17 2025, 05:00 PM
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mamamia
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Sep 17 2025, 05:12 PM
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QUOTE(cybpsych @ Sep 17 2025, 05:00 PM) affin bank very sensitive to shopeepay topup now paid 4x small-ish topupt to shopeepay (for 12x annual fee waiver condition) 4x txn success next final 1x txn failed affin called to verify the txn is legit or not. sent sms saying the card has been deactivated sent email and listed all 4+1 txn (shopeepay topup) for clarification. i think most bank having this, not only Affin, PBB also same, as in after 4th times top up, the bank will block, so, normally i will split into next day... This post has been edited by mamamia: Sep 17 2025, 05:13 PM
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cybpsych
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Sep 17 2025, 07:17 PM
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QUOTE(mamamia @ Sep 17 2025, 05:12 PM) i think most bank having this, not only Affin, PBB also same, as in after 4th times top up, the bank will block, so, normally i will split into next day... active blocking is norm nowadays i'm more interested to affin's active calling and multiple notifications and even listed the last (suspicious) transactions for me to review. kudos to them
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Human Nature
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Sep 17 2025, 10:45 PM
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QUOTE(cybpsych @ Sep 17 2025, 05:00 PM) affin bank very sensitive to shopeepay topup now paid 4x small-ish topupt to shopeepay (for 12x annual fee waiver condition) 4x txn success next final 1x txn failed affin called to verify the txn is legit or not. sent sms saying the card has been deactivated sent email and listed all 4+1 txn (shopeepay topup) for clarification. luckily i read this, plan to do the same next week. So do you really need to activate it back? Is the process cumbersome?
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cybpsych
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Sep 18 2025, 08:56 AM
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QUOTE(Human Nature @ Sep 17 2025, 10:45 PM) luckily i read this, plan to do the same next week. So do you really need to activate it back? Is the process cumbersome? some basic question. nothing serious. they just need to verify the txn that you made were genuine and done by you (some verification on amount and to where) i suggest doing this about 3x per day to shopeepay. p/s: after card status restored, unfortunately, no notification sent back. This post has been edited by cybpsych: Sep 18 2025, 09:03 AM
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Human Nature
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Sep 18 2025, 09:04 AM
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QUOTE(cybpsych @ Sep 18 2025, 08:56 AM) some basic question. nothing serious. they just need to verify the txn that you made were genuine and done by you (some verification on amount and to where) i suggest doing this about 3x per day to shopeepay. p/s: after card status restored, unfortunately, no notification sent back.  I will do once per day, play safe  thanks for sharing
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blibala
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Sep 20 2025, 12:08 PM
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QUOTE(cybpsych @ Sep 17 2025, 05:00 PM) affin bank very sensitive to shopeepay topup now paid 4x small-ish topupt to shopeepay (for 12x annual fee waiver condition) 4x txn success next final 1x txn failed affin called to verify the txn is legit or not. sent sms saying the card has been deactivated sent email and listed all 4+1 txn (shopeepay topup) for clarification. Is 4 times per card? Or 4 times per account
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cybpsych
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Sep 20 2025, 02:36 PM
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QUOTE(blibala @ Sep 20 2025, 12:08 PM) Is 4 times per card? Or 4 times per account card so far I can make 3x txn for 2x cards in 1x shopeepay acct p/s: managed to pay 4th txn after waited few hours. didnt try 5th. i suppose velocity check is "3x per hour per merchant". This post has been edited by cybpsych: Sep 21 2025, 08:29 AM
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kmed
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Sep 22 2025, 12:55 PM
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Getting Started

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QUOTE(Barricade @ Sep 17 2025, 12:25 PM) Alamak, Affin Rewards card got charged annual fees because forgot to swipe 12x. Called bank to ask for waiver, need to spend RM300 first then call back again to ask for waiver. QUOTE(Human Nature @ Sep 17 2025, 02:08 PM) Okla at least can stilll get with rm300 spending Any idea if any spending of RM300 is qualified for the waiver. For example topup ewallet or pay utility like TNB?
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Barricade
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Sep 22 2025, 01:00 PM
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QUOTE(kmed @ Sep 22 2025, 12:55 PM) Any idea if any spending of RM300 is qualified for the waiver. For example topup ewallet or pay utility like TNB? Any spending. No exception
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DM3
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Sep 22 2025, 05:22 PM
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QUOTE(Barricade @ Sep 17 2025, 12:25 PM) Alamak, Affin Rewards card got charged annual fees because forgot to swipe 12x. Called bank to ask for waiver, need to spend RM300 first then call back again to ask for waiver. Last dpt,this Rd they said can't already since didnt Spend12x
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sjz
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Sep 23 2025, 08:44 AM
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recently anybody kena of unactivated card auto activated after 3 years and charged AF? is it now still the same, will auto activate unactivated card at year 3 and charge AF?
as my Duo+ Master still not activated yet. mayb around 2 years+ d.
This post has been edited by sjz: Sep 23 2025, 08:45 AM
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williamyl
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Sep 23 2025, 09:24 AM
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Getting Started

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QUOTE(sjz @ Sep 23 2025, 08:44 AM) recently anybody kena of unactivated card auto activated after 3 years and charged AF? is it now still the same, will auto activate unactivated card at year 3 and charge AF? as my Duo+ Master still not activated yet. mayb around 2 years+ d. Not me but my friends kena same case. Just paid loh as get so many benefit already.
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