ic now I get it the CB give immediately and will reduce the statement balance of the month itself. Ok, interesting and tricky.

So meaning below usage should work right?
1) top-up RM1k to eWallet
2) online or auto billing total amount RM735
3) the remainder of RM1315 can either continue top-up eWallet or use it on other related purchases that may or may not be in the Cashback 3 categories.
The total spend will be RM3050. I’ll expect to get RM50 immediately on the 1st statement.

I just activated my card and wanted to get max RM50 CB in Feb’24. Please correct me if I’m wrong.

This post has been edited by CoffeeMiloTea: Jan 29 2024, 06:42 PM

1st month, not sure can get 50 cb or not. <-- you try this, and monitor the cb in your 1st statement.

but your spending uncapped the 2nd month cb to 50.

Ummm…. is it stated anywhere cause first month I am able to meet the requirements 🤔 cannot imagine or fathom what reason they will use for not giving max CB of RM50. If really cannot I don’t think I want to spend that much on this card for the first month.

not stated anywhere lor

1st statement, where got previous balance to determine your current cb capping?

assuming you can get 50 cb, you still need to spend at least 3050 to qualify 50 cb next statement too

This post has been edited by cybpsych: Jan 29 2024, 07:23 PM

Ah ok I’m not from banking industry so may not be familiar but I get what you mean. I think likely I’ll won’t be getting CB in Feb’24. My first month of usage in feb’24, I think the CB will only be given in Mar’24. That’s the reason why you said I need to deduct the CB from the total amount I spend. With that I think the CB that I’ll get in Mar’24 could be RM50. I believe that is how it work like many other bank credit card that offer cash back. You only get the following month and not immediately on the first month of usage.

is it easier to apply affin card at branch? the online form so many things to fill...

should be ok

can try use DocHub to fill the pdf form?

Actually Affin Duo the credit limit is separated ?

Just saw in app that my reward card still have full amount availability actually while Cash back card has less (normally using CB card only)

mine is combine

So the amount of yours inside app showing same "available balance" for both cards?

Edit: Ok, i think i saw this "Credit Limit (Shared)" when click into account summary
However, the Reward card still show RM5,000 / 5,000 available

This post has been edited by TongCN: Jan 31 2024, 11:29 AM

The problem is that the online form ask a lot of info... including previous company, reference, etc

Do you guys face problem when getting calls from 03-8230 2288, related to your CC, BT, etc application? It only rings for 1 second and then got cut off. Happens to me few times already.

yes. i'm using maxis.
multiple times automatically cut off.
but they will try to call few more times and eventually 1 time it will get through.

if you have these 2 cards + the Maybankard 2 Gold (total of 4), do you still own other cards? how many cards do u have in total?

This post has been edited by Medufsaid: Jan 31 2024, 04:33 PM

As many as u wish, as long as your profile kuat 🤤

Reload TnG needs to pay 1% liao even for the first RM1k. Sign just received my card. Now thinking of cancelling it later this year.

Can top up Boost, Grabpay, ShopeePay and maybe Setel.

CoffeeMiloTea got credit cards that give cashback? so still untung?

I don’t think I can use Shopeepay for fast food like McD right?

Between boost and grabpay which one better? I have never used both before.

Ummm I don’t like the idea of being charged RM10 so not gonna TopUp TnG anymore. Thinking of way to reduce the usage of TnG now.