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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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ChiaW3n
post Dec 28 2023, 02:55 AM

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QUOTE(tan_aniki @ Dec 27 2023, 10:40 PM)
hackers just need to know the front 10 digits and then start to hack as we all got almost the same 10 front digits for the same bank and product, so even though we never store at any place, hackers still able to hack it if they know the front 10 digits
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First time kena this because my affin signature never use for any online transactions so something new for me
cybpsych
post Dec 28 2023, 07:28 AM

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QUOTE(ChiaW3n @ Dec 28 2023, 02:55 AM)
First time kena this because my affin signature never use for any online transactions so something new for me
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ANY payment cards are susceptible to fraud, one way or another.

it DOES NOT MATTER how/where you used the card before.

heck, even a brand new card that you just applied will get frauded before it reaches your hand! **ahem**citibank**ahem**

to a hacker/fraudster, it's just a 16 digit number. they can easily generate unlimited list of numbers (doesnt matter valid or not) and just run through each of them; then see which one goes through.

it's all about 'TIKAM' probability


tan_aniki
post Dec 28 2023, 09:44 PM

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QUOTE(cybpsych @ Dec 28 2023, 07:28 AM)
ANY payment cards are susceptible to fraud, one way or another.

it DOES NOT MATTER how/where you used the card before.

heck, even a brand new card that you just applied will get frauded before it reaches your hand! **ahem**citibank**ahem**

to a hacker/fraudster, it's just a 16 digit number. they can easily generate unlimited list of numbers (doesnt matter valid or not) and just run through each of them; then see which one goes through.

it's all about 'TIKAM' probability
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ya and sometime after we report fraud the replacement card only change the last 5 or 6 digits, so the hacker only need to concentrate on those digits after they gather a list from ipay88 etc
cute_boboi
post Dec 28 2023, 10:15 PM

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QUOTE(tan_aniki @ Dec 28 2023, 09:44 PM)
ya and sometime after we report fraud the replacement card only change the last 5 or 6 digits, so the hacker only need to concentrate on those digits after they gather a list from ipay88 etc
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The leading six or eight digits (one or up to eleven digits) are the issuer identification number (IIN) sometimes referred to as the bank identification number (BIN).[2]: 33  The remaining numbers, except the last digit, are the individual account identification number. The last digit is the Luhn check digit
Payment card number

So Affin Duo Visa will always start with 4658 85xx xxxx xxxy

So it is not that difficult to tikam

icon_rolleyes.gif

lamode
post Dec 29 2023, 01:29 PM

anything could happen!
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QUOTE(lamode @ Nov 21 2023, 09:54 AM)
one card kena late charge AND interest charge, they reversed late charge only.
another card kena one charge only, it is reversed.

better than nothing lo  bye.gif
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QUOTE(cybpsych @ Nov 21 2023, 10:00 AM)
my other principal cardholder

card1: finance charge 17.xx
card2: finance charge 5x.xx

when called CS, just conveniently using card1 info to kickstart request for both card1 and card2 waiver. reconfirmed with CS, she submitted approval for both cards.

guess what, mgmt only approved card1 17.xx waiver only. received reject email for 5x.xx waiver request  bangwall.gif

probably should've used card2 info to request for waiver instead haha
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QUOTE(lamode @ Nov 21 2023, 06:47 PM)
dun think would make any diff, they will pick the lower one to waive like my case.
perhaps just request waiver for the higher amount, small amount just stomach it.
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QUOTE(cybpsych @ Nov 22 2023, 11:17 AM)
yep likely that could happen too

they just waived smaller amount as "lesson fee" biggrin.gif
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cybpsych did you check the following statement? if yes and no reversal, then dun red eye me ok? devil.gif biggrin.gif
the interest charge reversed 2.5 weeks after late charge reversal.

user posted image

This post has been edited by lamode: Dec 29 2023, 01:30 PM
cybpsych
post Dec 29 2023, 04:34 PM

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QUOTE(lamode @ Dec 29 2023, 01:29 PM)
cybpsych did you check the following statement? if yes and no reversal, then dun red eye me ok?  devil.gif  biggrin.gif
the interest charge reversed 2.5 weeks after late charge reversal.

user posted image
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haha confirmed not getting 2nd card's finance charge reversal.

got rejection email also laugh.gif
CoffeeMiloTea
post Jan 1 2024, 02:07 PM

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Hi all sifus, I’m new to affin duo. Just want to confirm TnG reload of RM1k will entitle for RM30 cash back. If I were to auto bill for insurance and TNB would I get additional cash back or I won’t because the RM30 cap has reached with TnG? Can anyone advise? Thanks.
tifosi
post Jan 1 2024, 02:15 PM

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QUOTE(CoffeeMiloTea @ Jan 1 2024, 02:07 PM)
Hi all sifus, I’m new to affin duo. Just want to confirm TnG reload of RM1k will entitle for RM30 cash back. If I were to auto bill for insurance and TNB would I get additional cash back or I won’t because the RM30 cap has reached with TnG? Can anyone advise? Thanks.
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If your prev statement balance is >RM 3k, then yes, you'll get the rebate but max capped at a total of RM 50.
CoffeeMiloTea
post Jan 1 2024, 03:26 PM

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QUOTE(tifosi @ Jan 1 2024, 02:15 PM)
If your prev statement balance is >RM 3k, then yes, you'll get the rebate but max capped at a total of RM 50.
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Ah ok meaning after eWallet reload of RM1k even if I were to auto bill additional <RM800 for insurance and TNB, I’ll only get max RM30 cash back. I won’t be able to spend RM3k unless it’s RM2k. So this card is only good for eWallet reload to get RM30 cash back.
CoffeeMiloTea
post Jan 1 2024, 08:53 PM

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Hi I’m torn between affin duo and affin duo Islamic which one is preferred? Like public bank for eWallet reload, this only applies to their Islamic card only. Therefore should I apply for affin duo Islamic? Any advise can be given?
CSW1990
post Jan 1 2024, 08:58 PM

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Hi guys, I had the affin duo cards(visa & master) for quite few years but I didn’t really use these 2 cards frequently for 1 year, especially the master card I never used it. is it possible I can request to cancel the duo master card only and keep the Visa card? Or had to cancel both cards together?

Thanks.
!@#$%^
post Jan 1 2024, 09:05 PM

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QUOTE(CSW1990 @ Jan 1 2024, 08:58 PM)
Hi guys, I had the affin duo cards(visa & master) for quite few years but I didn’t really use these 2 cards frequently for 1 year, especially the master card I never used it. is it possible I can request to cancel the duo master card only and keep the Visa card? Or had to cancel both cards together?

Thanks.
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both
CoffeeMiloTea
post Jan 1 2024, 09:17 PM

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Deleted

This post has been edited by CoffeeMiloTea: Jan 1 2024, 09:18 PM
!@#$%^
post Jan 1 2024, 09:18 PM

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QUOTE(CoffeeMiloTea @ Jan 1 2024, 09:17 PM)
Are we allowed to apply for both? 🤔
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it comes in a pair
CoffeeMiloTea
post Jan 1 2024, 09:20 PM

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QUOTE(!@#$%^ @ Jan 1 2024, 09:18 PM)
it comes in a pair
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Sorry I replied without reading i meant can we apply both affin duo and affin duo Islamic. Apparently you’re responding not to my post. Sorry for the confusion.
cybpsych
post Jan 1 2024, 09:21 PM

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QUOTE(CoffeeMiloTea @ Jan 1 2024, 08:53 PM)
Hi I’m torn between affin duo and affin duo Islamic which one is preferred? Like public bank for eWallet reload, this only applies to their Islamic card only. Therefore should I apply for affin duo Islamic? Any advise can be given?
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same features and t&cs

only can apply either 1 set
!@#$%^
post Jan 1 2024, 09:31 PM

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QUOTE(CoffeeMiloTea @ Jan 1 2024, 09:20 PM)
Sorry I replied without reading i meant can we apply both affin duo and affin duo Islamic. Apparently you’re responding not to my post. Sorry for the confusion.
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either pair only.
reymura99
post Jan 3 2024, 03:34 PM

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Hello, I have Affin Duo card, I am trying to change to Affin Duo-i. Anybody has done it before ?. My Duo-i just application rejected sad.gif
cybpsych
post Jan 3 2024, 03:36 PM

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QUOTE(reymura99 @ Jan 3 2024, 03:34 PM)
Hello, I have Affin Duo card, I am trying to change to Affin Duo-i. Anybody has done it before ?. My Duo-i just application rejected  sad.gif
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no such thing
spreeeee
post Jan 3 2024, 03:54 PM

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sorry.. cannot search keyboard with error:

connection to sphinx-master:3312 failed (errno=111, msg=Connection refused)

so, would like to ask if anyone able to waive annual fee? my 3yr free annual fee ending soon..

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