Submit online form last week. No call or response

Today submit the same online form again in morning. Agent whatsapp me in afternoon. I email the docs over in evening.

Now is waiting game ...

Just to update:
9-Sep late night email over docs.
11-Sep today can see in BNM CCRIS already as Pending

Got a call from 03 2028 5400 which seems to be Affin ?

Argh ... I was in another call and didn't pick it up. Hope they call again.
I check IVR and hear "We are still working on your application..."

Just to update:
9-Sep late night email over docs.
11-Sep today can see in BNM CCRIS already as Pending
15-Sep call me but I didn't manage to pickup
18-Sep call me again, this time I manage to pickup and verify
... now waiting next step ...

Just to update:
9-Sep late night email over docs.
11-Sep today can see in BNM CCRIS already as Pending
15-Sep call me but I didn't manage to pickup
18-Sep call me again, this time I manage to pickup and verify
19-Sep call IVR to check status "Congratulations, you are successful ..."
            CCRIS shows: 18/09/2020 Approved by FI AFFINBANK RM5x,000 CL (Initially shows 8k Pending during application)
... now waiting next step ... my submission is to pickup from branch. Let's see what happens ...


Edit: check CCRIS and update here.

This post has been edited by cute_boboi: Sep 19 2020, 02:19 PM

Yes
Call IVR to check status - search "IVR" keyword in this thread.

Just to update:
9-Sep late night email over docs.
11-Sep today can see in BNM CCRIS already as Pending
15-Sep call me but I didn't manage to pickup
18-Sep call me again, this time I manage to pickup and verify
28-Sep branch call me, card arrived for collection

Nope, just e-sign on PDF application form and email+attach docs to agent as requested. Never step into branch or meet the agent physically.

I can be considered as NTB to Affin. Plan to open online account since that is the reason I choose pickup from branch.

0% for 6 months if NTB ?
I read the T&C seems like interest free. Sure no strings attached ?
What will be the monthly payment requirement or lump sum at the end or ... ?

Received my first cashback. Just to share here, Prudential auto-debit will get CB
Also, CB is based on statement-date, not calendar-month.

Received my first reminder today, which is ~14 days away statement date is 22nd

This post has been edited by cute_boboi: Oct 28 2020, 10:37 PM

Yes, success. Congratulations. Wait few more days before check IVR.

Use CC that can get cashback to top-up BigPay CC (earn %)
Use BigPay CC to pay govt/local council related (earn Big Points)

A more delicate approach is depends on which govt,
e.g. MBSJ can route using e-Pay with Bonuslink plus Boost/Grab, i.e. pay using e-Wallets
IWK pay direct website can scan using Boost also
DBKL - use MOBIS app with BigPay CC
Wilayah KL quit rent direct website using BigPay CC
Selangor quit rent direct website using BigPay CC
Air Selangor claim using points from Grab/Boost, else got many channels also like e-Pay, Boost/Grab/TnG/etc., last resort direct BigPay CC
TNB is the most difficult one, always change/removed, previously eLinking/Foneapp/TnG at 7-11, worse case is also use BigPay to pay.


TL;DR use BigPay CC for govt if there are no options for eWallet.

Use the first rule above:
1) Use CC that can get cashback to top-up BigPay CC (earn cashback %)
2) Then use BigPay CC to pay govt/local council related (earn Big Points) as long there is website/channel to pay online with CC.

Last time most of govt only accept cash or bank transfer or direct counter. But due to recent covid, they have open up more channels for CC and eWallet. Read the fine print at back of your printed govt bill and normally will show payment modes, look for the online/website and dig further.

(OOT) Also, current BigPay has 1k CC top-up limit per month, so have to discipline and plan in advance
- every month must top-up 1k no matter what. My highest balance was 5k+
- always prioritise BigPay CC usage for govt related bills monthly/quarter/half/annual

That is also reason I re-route Affin and SC JOP to pay direct to my other non-govt payment. Last time when BigPay has no CC limit or 5k/month, I centralise all using BigPay for multiple CC cashback. Unfreeze & Freeze BigPay CC immediately after use.

I know, everyone knows. So your point is ... ?

My earlier point above is to highlight what method for CC to get cashback for govt related.

If Affin/SC JOP/etc. pay govt related, CC will not get cashback.

If Affin/SC JOP/etc. top-up BigPay, then use BigPay to pay govt related, CC will get cashback.

ah ok. BigPay is prepaid card.

CC = credit cards. i.e. not BigPay.

My experience below, you need to pickup the call for verification before it is approved/rejected.

Just curious, anyone get this email invitation for Affin Invikta Visa Infinite Credit Card ?

This is better, but have to manual pay monthly via PruAccess website.

Affin -> Boost -> Prudential

Earn extra boost coins can redeem cash voucher or telco prepaid/postpaid top-up, etc.