why need to abuse?

it's a feature for both bigpay (withdrawal) and affinduo (plain b&w eligible for a range of ewalllets)

errr where you came up with rm240 per month?

As long as there's still the promo of automatic RM25 cashback (to Mastercard) for new activation, what's the reason to not activate it?

Well, there is a chance you will need to pay for following year(s)' SST.

I regretted activated mine too.

Don't overlook the MasterCard outstanding balance.
SST is charged on card anniversary date from the second year onwards.

Affin VS going to hit anniversary later this month.

1) called CS #1 for sst rebate/spend condition = no offer
2) cleared outstanding
3) called CS #2 for card cancellation due to upcoming sst = offered RM25 cashback for spending min RM300 within 45 days from today.
4) decided to keep

it almost time to say goodbye to affin duo n bhp.....

there are few other card that provide 4-5% cashback instead of 3%
just the cap80 is better than other card.....
with now cap at 50, i guess it much better to go for other option....

affin bank removed the both announcements  

luckily captured screenshots first 
*removed screenshots to avoid confusion later (if new revision is out)*

Are YouTube subscription, iCloud and Apple app subscription considered auto-billing so that I can get 3% cash back?

Have not tried. Since i link to grab or amex.

As alternative you can link to grab, and top up to grab if you dont mind the 2 step process.

yes I got cashback from there

errrr already known since card was launched lor