No, I was much later in 2021. If you search earlier posts, you will get the autoactivation thingy.

Either the officer said wrong or you heard wrong. AF is waived for 3 years.

reply me next year then

This post has been edited by guailow83: Sep 20 2023, 10:22 AM

wait for your update, joined in 2022
but i guess i will do nothing until they start charging annual fee as they may change policy from time to time
won't be a problem if the fees are shown in the statement
RM 75 is still manageable in my opinion

Anyone recently apply 0% BT with affin?

exactly.

rm75 is nothing. for me, easily 3 months dapat balik ady

i applied last year too

nearing year 2025 baru bincang la

regardless, there are some in this thread whom applied in year 2020 with their mastercard activated/not activated

can always monitor bank portal and read this thread from time to time

I did. What's your question?

Nothing ady, because I dropped my application online then not awhile already got Officer call back liao

tested wave RM300 + pin = no cashback received. this is using the old VS.

will try again this month using Duo+ Visa.

Remember update us

does your affin internet banking show VS or Duo+ card image?

my other card show VS image but card using Duo+ logo because it was applied just before Duo+ publicly announced (transition period)

I suspect the other card is still recognized as VS in the system.

no at all
pure blue colour

My statement shows Affin Visa Signature, but card is Duo+, do I need to convert to DUO for better benefits?

duo and duo+ are 2 different products. both has its own features and benefits.

there's no conversion. just apply new cards.

Can the Affin Duo RM25 be waived? Anyone successful?

called but not successful

yes OLD VS got t&c when wave enter pin, will count as pin transaction.

But in duo+ t&c never mentioned that.

yeah, noticed this t&c removed when Duo+ launched

Hi Cybpsych, can I check with you that are you one of the old VS user now with Duo+ card? What does your statement shows?

actually I got access to 2 VS...

1) old vs, still holding vs --- card type AFFINBANK VISA SIGNATURE

2) new vs (probably last batch) but holding Duo+ Visa card (no Mastercard issued) -- card type AFFINBANK VISA SIGNATURE too

my guess is 2nd card was in transition period of changing physical card design (read here), but still continue registered as VS type.


fyi, affin already notified, next renewal of VS will be issued as Duo+ (including Mastercard)

p/s... old VS will expire 04/24 ...will get Duo+ eventually

This post has been edited by cybpsych: Sep 24 2023, 08:57 AM

Oh.. the second one definitely same situation as mine, my card was replaced due to fraudulent transaction. Now that I'm confused do I get discount for the Wave then Pin transaction, ha ha ha

I insisted that while paying a 400 vet bills yesterday. I think my average CB % is only 1.5% (based on statement balance X Cashback) , but most of the transactions were wave.

scratch my head la to guess which is which.