"Annual fee: Waived when you swipe minimum 12 times on retail transactions in a year"
and what is the most efficient/cheapest way to perform the 12 swipes?
This post has been edited by guailow83: Sep 11 2022, 03:12 PM
Credit Cards Affin Duo Credit Card, great rewards for eWallet
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Sep 11 2022, 03:04 PM
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#1
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Junior Member
579 posts Joined: Nov 2006 From: Seremban, kuli in KL |
is auto billing every month, considered one "swipe" per month?
"Annual fee: Waived when you swipe minimum 12 times on retail transactions in a year" and what is the most efficient/cheapest way to perform the 12 swipes? This post has been edited by guailow83: Sep 11 2022, 03:12 PM |
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Nov 2 2022, 09:28 AM
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#2
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579 posts Joined: Nov 2006 From: Seremban, kuli in KL |
switching from Public Bank Quantum. planning to get Affin Duo:
1) by any chance, anywhere on earth can get freebies for new Affin customer? 2) planning to apply online and choose MyTown branch as collection point since it's nearby mah office. anyone had experience with MyTown branch? google rating 2.6 only. kek |
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Nov 2 2022, 09:53 AM
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#3
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579 posts Joined: Nov 2006 From: Seremban, kuli in KL |
QUOTE(loonsave @ Nov 2 2022, 09:48 AM) 1. Affin seldom give out freebies. But you may find some agent contact within this thread that they might give freebies. thanks bruh for the insights 2. I applied the CC and activate ebanking at MyTown branch, so far ok without problem. Didn't collect card in the branch though. |
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Nov 2 2022, 10:42 PM
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#4
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Junior Member
579 posts Joined: Nov 2006 From: Seremban, kuli in KL |
For annual fee waiver, is Auto-Billing considered retail transaction?
Card Fees: 3 years annual fee waiver. Annual fee for the subsequent year will be waived with minimum 12 times spend on retail transactions in a year. |
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Nov 3 2022, 03:29 PM
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#5
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Junior Member
579 posts Joined: Nov 2006 From: Seremban, kuli in KL |
applied Affin Duo through their website yesterday. submitted around 5pm
and received email notification + WhatsApp msg from Affin cc staff around 5.10pm asking for docs. sent the required docs this morning. pretty efficient so far, harap2 application approved. and sayorana to PB Quantum |
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Nov 14 2022, 10:50 AM
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#6
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579 posts Joined: Nov 2006 From: Seremban, kuli in KL |
QUOTE(guailow83 @ Nov 3 2022, 03:29 PM) applied Affin Duo through their website yesterday. submitted around 5pm approved.. weeeee and received email notification + WhatsApp msg from Affin cc staff around 5.10pm asking for docs. sent the required docs this morning. pretty efficient so far, harap2 application approved. and sayorana to PB Quantum ![]() |
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Nov 14 2022, 11:07 AM
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#7
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579 posts Joined: Nov 2006 From: Seremban, kuli in KL |
QUOTE(cybpsych @ Nov 14 2022, 10:56 AM) yeah.. am aware and definitely will get it done by then also, if you dont mind me asking a nub question: For annual fee waiver, if my card anniversary date is Nov 2022, I will need to swipe x12 in year between Nov 2025 to Nov 2026 correct? |
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Nov 14 2022, 03:26 PM
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#8
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579 posts Joined: Nov 2006 From: Seremban, kuli in KL |
QUOTE(joice11 @ Nov 14 2022, 03:19 PM) may i know when u submitted all the doc? cause i submitted on 30/10 though agent, yesterday follow up still pending according to the agent, although being informed result will be within 14 day i've submitted all required docs on 3rd Nov maybe you can try to call and see? QUOTE(jiaen0509 @ Sep 4 2020, 09:37 AM) How to check your Credit Card application via IVR? Call 03-8230 2222 Choose your preferred language 1 for Malay 2 for English Press 1 for Personal Account 2 for Corporate Account Press 2 for credit card Press 1 to check card application Enter 12-digits ID number Press 1 to confirm If your application has been submitted you will hear "We are still working on your application..." If your application hasn't been submitted yet, it will tell you your information does not match with our system... **It is suggested to use the phone number that you filled in during the application, otherwise you will be redirected to speak directly to the human CS. Just for you all reference on how to check the status. |
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Nov 15 2022, 03:32 PM
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#9
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579 posts Joined: Nov 2006 From: Seremban, kuli in KL |
QUOTE(louiset @ Nov 15 2022, 03:27 PM) I've asked customer service this question before, the answer is to start spending from Nov 2024 to avoid the annual fee being charged on Nov 2025 according to customer service. ahh.. good to knowNov 2022 - activate + first-year annual fee (waived) Nov 2023 - second-year annual fee (waived) Nov 2024 - third-year annual fee (waived) Nov 2025 - fourth-year annual fee (waived with a minimum of 12 swipes before Nov 2025) thanks bruhh guess we will get to know in year 2023 what happen to those who didnt activate MASTER. will kena AF? coz i'm plannin not to activate as well |
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Nov 15 2022, 03:43 PM
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#10
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Junior Member
579 posts Joined: Nov 2006 From: Seremban, kuli in KL |
QUOTE(Kaicho @ Nov 15 2022, 03:39 PM) Affin Duo + Contactless Transactions 3% Cap at RM100 for Cardmembers with previous balance of RM8,000 and above RM50 for Cardmembers with previous balance of below RM8,000 per month Affin Visa Signature [iirc no longer available, replaced by Duo+] Contactless Transactions 3% Cap at RM80 per month Seems like if spend less than RM8,000 on contactless payment, Affin Visa Signature is a better choice? Or am I missing something... |
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Nov 15 2022, 07:45 PM
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#11
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Junior Member
579 posts Joined: Nov 2006 From: Seremban, kuli in KL |
first time login, after key in username n details it says username/password mismatch. tried again with diff combination and no response after clicking submit
anyone having similar issues? hmm |
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Nov 16 2022, 11:11 AM
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#12
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Junior Member
579 posts Joined: Nov 2006 From: Seremban, kuli in KL |
QUOTE(francis226 @ Nov 16 2022, 11:00 AM) i had the same issue earlier....called CS and told me to add symbol in your password setting (any symbol except *). You try & see! tried. still cantguess will go back to the branch later luckily it's walking distance to mah office =) edit: fixed This post has been edited by guailow83: Nov 16 2022, 02:12 PM |
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Dec 5 2022, 09:16 AM
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#13
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579 posts Joined: Nov 2006 From: Seremban, kuli in KL |
QUOTE(hustlerism @ Dec 4 2022, 02:22 AM) How many business days will it take to process the card application? my processing time:I've submitted online but the website showing some error after submit. However, I did receive the acknowledgement email from Affin. 2nd Nov - applied online 16th Nov - card is ready for collection at branch perhaps you can try to call ivr? QUOTE(jiaen0509 @ Sep 4 2020, 09:37 AM) How to check your Credit Card application via IVR? Call 03-8230 2222 Choose your preferred language 1 for Malay 2 for English Press 1 for Personal Account 2 for Corporate Account Press 2 for credit card Press 1 to check card application Enter 12-digits ID number Press 1 to confirm If your application has been submitted you will hear "We are still working on your application..." If your application hasn't been submitted yet, it will tell you your information does not match with our system... **It is suggested to use the phone number that you filled in during the application, otherwise you will be redirected to speak directly to the human CS. Just for you all reference on how to check the status. |
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Dec 9 2022, 03:56 PM
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#14
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579 posts Joined: Nov 2006 From: Seremban, kuli in KL |
QUOTE(tksecret @ Dec 9 2022, 03:04 PM) ya, i also wanna confirm this, cos public bank quantum card, wave with pin still entitle cashback. affin wave with pin not entitled for cbbut i saw some comment here said not for duo+. please share if anyone have experience wave with pin, is eligible with cashback / no cashback. thanks. i'm ex pb quantum also. at the end gotten duo instead of duo+ |
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Dec 9 2022, 03:58 PM
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#15
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579 posts Joined: Nov 2006 From: Seremban, kuli in KL |
wongmunkeong liked this post
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Sep 18 2023, 03:02 PM
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#16
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579 posts Joined: Nov 2006 From: Seremban, kuli in KL |
QUOTE(ClarenceT @ Sep 7 2023, 05:03 PM) went to affin mytown branch yesterdaythe officer said wont kena AF for useless mastercard as long didnt activate it but SST RM25 bucks need to pay even didnt activate erry- liked this post
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Sep 18 2023, 03:04 PM
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#17
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579 posts Joined: Nov 2006 From: Seremban, kuli in KL |
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Sep 20 2023, 09:06 AM
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#18
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579 posts Joined: Nov 2006 From: Seremban, kuli in KL |
QUOTE(beLIEve @ Sep 19 2023, 05:26 PM) mat chart GSTyou were one of the 1st batch applied in year 2020? it's posted under your statement ady? the officer told me only sst will incur upon 3 years, not AF unless she sabo me la |
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Sep 20 2023, 10:22 AM
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#19
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579 posts Joined: Nov 2006 From: Seremban, kuli in KL |
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Sep 20 2023, 10:44 AM
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#20
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QUOTE(1mr3tard3d @ Sep 20 2023, 10:29 AM) but i guess i will do nothing until they start charging annual fee as they may change policy from time to time won't be a problem if the fees are shown in the statement RM 75 is still manageable in my opinion rm75 is nothing. for me, easily 3 months dapat balik ady i applied last year too nearing year 2025 baru bincang la regardless, there are some in this thread whom applied in year 2020 with their mastercard activated/not activated can always monitor bank portal and read this thread from time to time |
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