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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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guailow83
post Sep 11 2022, 03:04 PM

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is auto billing every month, considered one "swipe" per month?

"Annual fee: Waived when you swipe minimum 12 times on retail transactions in a year"

and what is the most efficient/cheapest way to perform the 12 swipes? rolleyes.gif

This post has been edited by guailow83: Sep 11 2022, 03:12 PM
guailow83
post Nov 2 2022, 09:28 AM

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From: Seremban, kuli in KL


switching from Public Bank Quantum. planning to get Affin Duo:

1) by any chance, anywhere on earth can get freebies for new Affin customer? innocent.gif
2) planning to apply online and choose MyTown branch as collection point since it's nearby mah office. anyone had experience with MyTown branch? google rating 2.6 only. kek doh.gif


guailow83
post Nov 2 2022, 09:53 AM

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QUOTE(loonsave @ Nov 2 2022, 09:48 AM)
1. Affin seldom give out freebies. But you may find some agent contact within this thread that they might give freebies.
2. I applied the CC and activate ebanking at MyTown branch, so far ok without problem. Didn't collect card in the branch though.
*
thanks bruh for the insights smile.gif
guailow83
post Nov 2 2022, 10:42 PM

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For annual fee waiver, is Auto-Billing considered retail transaction? hmm.gif

Card Fees:
3 years annual fee waiver.
Annual fee for the subsequent year will be waived with minimum 12 times spend on retail
transactions in a year.
guailow83
post Nov 3 2022, 03:29 PM

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From: Seremban, kuli in KL


applied Affin Duo through their website yesterday. submitted around 5pm
and received email notification + WhatsApp msg from Affin cc staff around 5.10pm asking for docs.
sent the required docs this morning. pretty efficient so far,

harap2 application approved. smile.gif

and sayorana to PB Quantum rolleyes.gif





guailow83
post Nov 14 2022, 10:50 AM

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From: Seremban, kuli in KL


QUOTE(guailow83 @ Nov 3 2022, 03:29 PM)
applied Affin Duo through their website yesterday. submitted around 5pm
and received email notification + WhatsApp msg from Affin cc staff around 5.10pm asking for docs.
sent the required docs this morning. pretty efficient so far,

harap2 application approved. smile.gif

and sayorana to PB Quantum  rolleyes.gif
*
approved.. weeeee thumbup.gif

user posted image
guailow83
post Nov 14 2022, 11:07 AM

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QUOTE(cybpsych @ Nov 14 2022, 10:56 AM)
remember to pre-register internet banking at the branch upon card collection.
*
yeah.. am aware and definitely will get it done by then thumbsup.gif

also, if you dont mind me asking a nub question:
For annual fee waiver, if my card anniversary date is Nov 2022, I will need to swipe x12 in year between Nov 2025 to Nov 2026 correct? hmm.gif


guailow83
post Nov 14 2022, 03:26 PM

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QUOTE(joice11 @ Nov 14 2022, 03:19 PM)
may i know when u submitted all the doc? cause i submitted on 30/10 though agent, yesterday follow up still pending according to the agent, although being informed result will be within 14 day
*
i've submitted all required docs on 3rd Nov

maybe you can try to call and see?

QUOTE(jiaen0509 @ Sep 4 2020, 09:37 AM)
How to check your Credit Card application via IVR?

Call 03-8230 2222
Choose your preferred language 1 for Malay 2 for English
Press 1 for Personal Account 2 for Corporate Account
Press 2 for credit card
Press 1 to check card application
Enter 12-digits ID number
Press 1 to confirm

If your application has been submitted you will hear "We are still working on your application..."

If your application hasn't been submitted yet, it will tell you your information does not match with our system...

**It is suggested to use the phone number that you filled in during the application, otherwise you will be redirected to speak directly to the human CS.

Just for you all reference on how to check the status.
*
guailow83
post Nov 15 2022, 03:32 PM

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QUOTE(louiset @ Nov 15 2022, 03:27 PM)
I've asked customer service this question before, the answer is to start spending from Nov 2024  to avoid the annual fee being charged on Nov 2025 according to customer service.
Nov 2022 - activate + first-year annual fee (waived)
Nov 2023 - second-year annual fee (waived)
Nov 2024 - third-year annual fee (waived)
Nov 2025 - fourth-year annual fee (waived with a minimum of 12 swipes before Nov 2025)
*
ahh.. good to know

thanks bruhh thumbsup.gif

guess we will get to know in year 2023 what happen to those who didnt activate MASTER. will kena AF? hmm.gif

coz i'm plannin not to activate as well thumbup.gif
guailow83
post Nov 15 2022, 03:43 PM

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QUOTE(Kaicho @ Nov 15 2022, 03:39 PM)
Affin Duo +
Contactless Transactions 3%
Cap at
RM100 for Cardmembers with previous balance of RM8,000 and above
RM50 for Cardmembers with previous balance of below RM8,000
per month

Affin Visa Signature [iirc no longer available, replaced by Duo+]
Contactless Transactions 3%
Cap at
RM80
per month

Seems like if spend less than RM8,000 on contactless payment, Affin Visa Signature is a better choice? Or am I missing something...
*
guailow83
post Nov 15 2022, 07:45 PM

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From: Seremban, kuli in KL


first time login, after key in username n details it says username/password mismatch. tried again with diff combination and no response after clicking submit

anyone having similar issues? hmm
guailow83
post Nov 16 2022, 11:11 AM

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QUOTE(francis226 @ Nov 16 2022, 11:00 AM)
i had the same issue earlier....called CS and told me to add symbol in your password setting (any symbol except *). You try & see!
*
tried. still cant

guess will go back to the branch later

luckily it's walking distance to mah office =)

edit: fixed

This post has been edited by guailow83: Nov 16 2022, 02:12 PM
guailow83
post Dec 5 2022, 09:16 AM

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QUOTE(hustlerism @ Dec 4 2022, 02:22 AM)
How many business days will it take to process the card application?

I've submitted online but the website showing some error after submit.

However, I did receive the acknowledgement email from Affin.
*
my processing time:
2nd Nov - applied online
16th Nov - card is ready for collection at branch

perhaps you can try to call ivr?
QUOTE(jiaen0509 @ Sep 4 2020, 09:37 AM)
How to check your Credit Card application via IVR?

Call 03-8230 2222
Choose your preferred language 1 for Malay 2 for English
Press 1 for Personal Account 2 for Corporate Account
Press 2 for credit card
Press 1 to check card application
Enter 12-digits ID number
Press 1 to confirm

If your application has been submitted you will hear "We are still working on your application..."

If your application hasn't been submitted yet, it will tell you your information does not match with our system...

**It is suggested to use the phone number that you filled in during the application, otherwise you will be redirected to speak directly to the human CS.

Just for you all reference on how to check the status.
*




guailow83
post Dec 9 2022, 03:56 PM

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QUOTE(tksecret @ Dec 9 2022, 03:04 PM)
ya, i also wanna confirm this, cos public bank quantum card, wave with pin still entitle cashback.
but i saw some comment here said not for duo+.

please share if anyone have experience wave with pin, is eligible with cashback / no cashback. thanks.
*
affin wave with pin not entitled for cb

i'm ex pb quantum also. at the end gotten duo instead of duo+ smile.gif
guailow83
post Dec 9 2022, 03:58 PM

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user posted image
guailow83
post Sep 18 2023, 03:02 PM

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QUOTE(ClarenceT @ Sep 7 2023, 05:03 PM)
See if you get charge of Annual Fee as you don't swipe 12x/year to get AF waiver.
*
went to affin mytown branch yesterday

the officer said wont kena AF for useless mastercard as long didnt activate it smile.gif

but SST RM25 bucks need to pay even didnt activate


guailow83
post Sep 18 2023, 03:04 PM

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From: Seremban, kuli in KL


QUOTE(helloguyssss123 @ Sep 7 2023, 03:35 PM)
Anyone still haven't active affin duo mastercard?
I actived my Visa 20 sept 2020. Master card still in drawer without active.

Not sure want to active it or just leave it to avoid annual fees.

Anyone try?
*
read my post above

continue keep it in drawer smile.gif
guailow83
post Sep 20 2023, 09:06 AM

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QUOTE(beLIEve @ Sep 19 2023, 05:26 PM)
Year 3.0 will auto activate to bill you Annual Fee and GST. Monitor your Affin Online.
*
mat chart GST

you were one of the 1st batch applied in year 2020?

it's posted under your statement ady?

the officer told me only sst will incur upon 3 years, not AF

unless she sabo me la laugh.gif


guailow83
post Sep 20 2023, 10:22 AM

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QUOTE(beLIEve @ Sep 20 2023, 09:44 AM)
No, I was much later in 2021. If you search earlier posts, you will get the autoactivation thingy.

Either the officer said wrong or you heard wrong. AF is waived for 3 years.
*
reply me next year then smile.gif

This post has been edited by guailow83: Sep 20 2023, 10:22 AM
guailow83
post Sep 20 2023, 10:44 AM

On my way
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QUOTE(1mr3tard3d @ Sep 20 2023, 10:29 AM)
lol.gif wait for your update, joined in 2022
but i guess i will do nothing until they start charging annual fee as they may change policy from time to time
won't be a problem if the fees are shown in the statement
RM 75 is still manageable in my opinion
*
exactly.

rm75 is nothing. for me, easily 3 months dapat balik ady smile.gif

i applied last year too

nearing year 2025 baru bincang la laugh.gif

regardless, there are some in this thread whom applied in year 2020 with their mastercard activated/not activated

can always monitor bank portal and read this thread from time to time smile.gif

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