Is it 12x swipe per year starting 1 Jan or date of card activation?

approval date ie anniversary

Pay for Nirvana installment can get cashback for affin duo ah? Considered auto billing?

how much is the installment amount?

dont think many tried Duo with Nirvana installment


for me, i paid for nirvana before. but i combined with multiple cards with large CL and later do BT/flexipay conversion to spread the "load"

much easier to manage that way.

I confirmed yes..coz i am having the auto debit with Nirvana..

Affin VS still have limit no of wave before need to reset with pin?

so far i did not encounter any problem, using wave all the while.
probably no need reset with pin anymore

This post has been edited by sjz: Oct 15 2023, 12:26 PM

Too many cards and I didn't spend anything with Affin card, just the usual auto billing. The thing is I have this SST charged on MC Rewards already, I hope no AF or anything? I didn't see AF though.

The Affin late payment finance charges are no joke. Missed it by two days and kena RM50. My RM30 cash back also wiped clean.

appeal if first time

Hi sifus,
If my statement is 16thOct, n I’ve spend 1000 maybe 10oct for the Rm30.

Can I spend another 1000 tomorrow to qualify for my next statement? Or I should spend in Nov onwards to entitle the RM30 rebate?

Thanks.

This post has been edited by CP88: Oct 18 2023, 09:52 PM

Affin follows statement cycle, so you can spend tomorrow. Don't need to follow calendar month.

Got annual fee. I don't know how it works though - whether you get charged straight after auto-activation or 1 year later if you don't meet the minimum 12 swipes for waiver.

that's how bank make money, remember clear all outstanding as well as all txn will be charged interest if not settle statement balance before due date

Oh crap. I can't cancel this card because it is tied to the Visa and tons of auto-debit. Oh God.

even 1 day it will automatic charged, it seem automated, the due date will different by 1 day due to 30/31st of every months. so i had late 1 day it charge interest and i appeal also not allow. maybe depend on CS, if you call CS try to ask other thing first see if CS are friendly, then request for deduct the interest with nicely speaking, it you get the unfriendly CS then bye and call again. the call is worth RM50 for you.

This post has been edited by xiaoxiaoshen: Oct 19 2023, 08:45 AM

Just need to check your statement for all the autodebits and migrate one by one? Unless you're too busy with work and this is not worth the efforts.

12 swipes - shopeepay $1 each transaction kow tim

Yes, but take note it will become non-transferable unlike previously can easily cashout 😜 offline and online checkouts only like TNG



This post has been edited by johnchen: Oct 19 2023, 09:54 AM

aiyo, rm12 only ... buy something in shopee lor ... or shopeefood too