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Credit Cards Affin Duo Credit Card, great rewards for eWallet
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ChiaW3n
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 Feb 17 2023, 01:31 PM
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QUOTE(getrichpineapple @ Feb 15 2023, 05:37 PM) just got my last RM80 i assumed, need to hold and see how to spend first. |
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talexeh
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Feb 17 2023, 01:48 PM
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QUOTE(MGM @ Feb 16 2023, 08:09 PM) Isnt there an announcement that rm50cb starts only statement cycle ending in April? You're referring to the image below from the official FAQ? I think it's just a pointless example.  |
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MGM
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Feb 17 2023, 02:51 PM
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Deleted
This post has been edited by MGM: Feb 17 2023, 03:01 PM
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MGM
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Feb 17 2023, 02:53 PM
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QUOTE(ktyong123 @ Feb 12 2023, 02:24 PM) Is this two statements contradicted? "*Maximum cash back earned from e-Wallet transactions is at RM30 per month." "Note: Maximum cash back earned from e-Wallet transactions is at RM50 per month. The cash back earned resulted from this revision will be reflected in April’s statement cycle onwards."   No it is d above. This post has been edited by MGM: Feb 17 2023, 02:55 PM |
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talexeh
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Feb 17 2023, 02:56 PM
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QUOTE(MGM @ Feb 17 2023, 02:53 PM) OK, I got you. It's the line of: CODE The cash back earned resulted from this revision will be reflected in April’s statement cycle onwards. I'm still confused though but just to be safe, I'll shift all my autobills over to some other CC after my 22-FEB statement. |
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mamamia
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Feb 17 2023, 04:15 PM
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QUOTE(MGM @ Feb 16 2023, 08:09 PM) Isnt there an announcement that rm50cb starts only statement cycle ending in April? If April statement, meaning my March statement (let’s say is 16 March) will still entitle for RM80 cashback based on my interpretation of April statement (ie 16 April) |
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MGM
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Feb 17 2023, 05:28 PM
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Better save a copy of that t&c/FAQ.
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MGM
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Feb 17 2023, 05:28 PM
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QUOTE(Human Nature @ Feb 16 2023, 10:12 PM) Ah okay, i missed that. so means affin is aware that they cannot enforce it for transactions before the effective date. QUOTE(talexeh @ Feb 17 2023, 02:56 PM) OK, I got you. It's the line of: CODE The cash back earned resulted from this revision will be reflected in April’s statement cycle onwards. I'm still confused though but just to be safe, I'll shift all my autobills over to some other CC after my 22-FEB statement. QUOTE(mamamia @ Feb 17 2023, 04:15 PM) If April statement, meaning my March statement (let’s say is 16 March) will still entitle for RM80 cashback based on my interpretation of April statement (ie 16 April) Better save a copy of that t&c/FAQ. |
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eternity4av
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Feb 18 2023, 11:23 AM
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sorry my fellow seniors, kinda late to this wagon, but please do enlighten me, I just made a balance transfer, so my current balance after 1st month payment stands RM6.4k, and my statement balance is 14th, so I just need to spend RM1,666.67 to get RM50 right?
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beLIEve
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Feb 18 2023, 12:04 PM
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QUOTE(eternity4av @ Feb 18 2023, 11:23 AM) sorry my fellow seniors, kinda late to this wagon, but please do enlighten me, I just made a balance transfer, so my current balance after 1st month payment stands RM6.4k, and my statement balance is 14th, so I just need to spend RM1,666.67 to get RM50 right? Before April statement, it always is spend $1666.67 on designated categories to get $50, regardless of your balance transfer. Balance Transfer only comes into play if you want to earn $80 before the April statement. |
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tifosi
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Feb 18 2023, 12:21 PM
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QUOTE(eternity4av @ Feb 18 2023, 11:23 AM) sorry my fellow seniors, kinda late to this wagon, but please do enlighten me, I just made a balance transfer, so my current balance after 1st month payment stands RM6.4k, and my statement balance is 14th, so I just need to spend RM1,666.67 to get RM50 right? Make sure it’s not all eWallet. EWallet maximum cashback is RM 30 only. They still have 0% balance transfer going on? Mine is ending already in 2 months. |
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eternity4av
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Feb 18 2023, 01:33 PM
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QUOTE(tifosi @ Feb 18 2023, 12:21 PM) Make sure it’s not all eWallet. EWallet maximum cashback is RM 30 only. They still have 0% balance transfer going on? Mine is ending already in 2 months. That’s what I initial thought, nope paying with interest rates, Yeah it’s eWallet and insurance. |
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Human Nature
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Feb 18 2023, 01:54 PM
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QUOTE(tifosi @ Feb 18 2023, 12:21 PM) Make sure it’s not all eWallet. EWallet maximum cashback is RM 30 only. They still have 0% balance transfer going on? Mine is ending already in 2 months. I just did the BT yesterday. If not mistaken ending on 28 Feb. |
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Human Nature
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Feb 19 2023, 03:18 PM
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If i do the 12 months Eiplan, how will it affect the cashback?
Lets say RM2000. Will the statement show (-)RM2000 hence affecting the next month's statement balance? Will the RM2000 still get cashback for the month?
This post has been edited by Human Nature: Feb 19 2023, 03:19 PM
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1mr3tard3d
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Feb 20 2023, 10:43 AM
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QUOTE(Human Nature @ Feb 19 2023, 03:18 PM) If i do the 12 months Eiplan, how will it affect the cashback? Lets say RM2000. Will the statement show (-)RM2000 hence affecting the next month's statement balance? Will the RM2000 still get cashback for the month? the cash back will be credited based on the transaction instead of the instalment the eiplan will only credit RM 166.67 to statement balance  |
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Human Nature
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Feb 20 2023, 12:37 PM
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QUOTE(1mr3tard3d @ Feb 20 2023, 10:43 AM) the cash back will be credited based on the transaction instead of the instalment the eiplan will only credit RM 166.67 to statement balance Thanks, so means it will reduce the balance for the next statement. Aiks, i didnt think of this before applying. |
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eternity4av
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Feb 21 2023, 07:21 AM
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QUOTE(tifosi @ Feb 18 2023, 12:21 PM) Make sure it’s not all eWallet. EWallet maximum cashback is RM 30 only. They still have 0% balance transfer going on? Mine is ending already in 2 months. okay, back to this, so online is not part of the 1k ewallet right say TNG - RM1k TNB - RM380 Celcom - RM80 Streaming Services - RM20 Hotlink Top Up - RM40 AIA Insurance - RM160 Cashback after revision will be RM 50 monthly instead of RM 30 right? This post has been edited by eternity4av: Feb 21 2023, 07:21 AM |
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cybpsych
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Feb 21 2023, 08:27 AM
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QUOTE(eternity4av @ Feb 21 2023, 07:21 AM) okay, back to this, so online is not part of the 1k ewallet right say TNG - RM1k TNB - RM380 Celcom - RM80 Streaming Services - RM20 Hotlink Top Up - RM40 AIA Insurance - RM160 Cashback after revision will be RM 50 monthly instead of RM 30 right? depends on your PREVIOUS STATEMENT BALANCE amount  |
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eternity4av
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Feb 21 2023, 09:32 AM
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QUOTE(cybpsych @ Feb 21 2023, 08:27 AM) depends on your PREVIOUS STATEMENT BALANCE amount thanks sifu, statment balance with balance transfer now plus post 14th feb newly accrued spends around rm6.75k, rm50.40 the cb , are we still be able to get cb more than rm50 ya? This post has been edited by eternity4av: Feb 21 2023, 09:33 AM |
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cybpsych
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Feb 21 2023, 09:51 AM
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QUOTE(eternity4av @ Feb 21 2023, 09:32 AM) thanks sifu, statment balance with balance transfer now plus post 14th feb newly accrued spends around rm6.75k, rm50.40 the cb , are we still be able to get cb more than rm50 ya? capped to 50, i didnt change the cb calculation only |
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