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Credit Cards MBB x Shopee / MBB x Grab Credit Card Thread, |MBB xShopee/Grab Cobrand CC Discussion|

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miyakochan89
post May 9 2023, 01:12 PM

Wut?
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I don’t understand Maybank, I have never been late for any payment. And my salary is well both the credit limit calculations, and they keep rejecting my new requested credit limit increase? Meanwhile other banks are giving me higher limits…like hello? I wanna use the card to purchase??

This post has been edited by miyakochan89: May 9 2023, 01:12 PM
cybpsych
post May 9 2023, 02:10 PM

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QUOTE(miyakochan89 @ May 9 2023, 01:12 PM)
I don’t understand Maybank, I have never been late for any payment. And my salary is well both the credit limit calculations, and they keep rejecting my new requested credit limit increase? Meanwhile other banks are giving me higher limits…like hello? I wanna use the card to purchase??
*
no need compare other banks on their CL offer

mbb is know for strict onboarding and even more stricter to give higher CL or waivers/rebates

just go to other banks and have better health instead.
miyakochan89
post May 9 2023, 02:14 PM

Wut?
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QUOTE(cybpsych @ May 9 2023, 02:10 PM)
no need compare other banks on their CL offer

mbb is know for strict onboarding and even more stricter to give higher CL or waivers/rebates

just go to other banks and have better health instead.
*
I just called and they said it’s because I double submitted so they rejected the duplicated one. So now I wait for the other to be in ‘progress’.
kevyeoh
post May 9 2023, 09:53 PM

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Hi cybpsych,

May i confirm here the 5x coins on special days means spend rm100 will get 500 x 5 coins equivalent to rm25?

QUOTE(cybpsych @ Apr 16 2023, 10:27 AM)
This post has been edited by kevyeoh: May 9 2023, 09:53 PM
xiaomoon
post May 10 2023, 09:04 AM

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QUOTE(kevyeoh @ May 9 2023, 09:53 PM)
Hi cybpsych,

May i confirm here the 5x coins on special days means spend rm100 will get 500 x 5 coins equivalent to rm25?
*
no, just 500coin(rm5)
if 500 x 5 coin(rm25) which is 25% rebate...
leootan
post May 10 2023, 09:49 AM

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QUOTE(miyakochan89 @ May 9 2023, 01:12 PM)
I don’t understand Maybank, I have never been late for any payment. And my salary is well both the credit limit calculations, and they keep rejecting my new requested credit limit increase? Meanwhile other banks are giving me higher limits…like hello? I wanna use the card to purchase??
*
🙋🏻‍♂️long time mbb cc user here, 1st cc since Uni graduated. Back to the year 2018, wanna increased my cc limit as want to take the advantage of 20% discount to lump sum settle my ptptn. But mbb rejected my credit limit increase request😣

Then the staff inside say might as well i just upgrade my card since i am just holding their gold card. It is much easier if compare to just request limit increase as said🤔

Ok then voila, a week later platinum card approved, then the credit limit is 4 times my previous limit😏

miyakochan89
post May 10 2023, 12:49 PM

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QUOTE(leootan @ May 10 2023, 09:49 AM)
🙋🏻‍♂️long time mbb cc user here, 1st cc since Uni graduated. Back to the year 2018, wanna increased my cc limit as want to take the advantage of 20% discount to lump sum settle my ptptn. But mbb rejected my credit limit increase request😣

Then the staff inside say might as well i just upgrade my card since i am just holding their gold card. It is much easier if compare to just request limit increase as said🤔

Ok then voila, a week later platinum card approved, then the credit limit is 4 times my previous limit😏
*
Oh!! Yeah but unfortunately my current card is tied to an instalment. They just approved my credit limit increase, just just a portion. 😒
AlexisStarZ
post May 10 2023, 04:46 PM

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Saw article regarding to use secure2u

I don't have maybank saving account, only using its shopee credit card

Do I need to download MAE app to use the secure2u to approve the transaction?

As normally they will sms the OTP to me to key and approve the transaction hmm.gif
cybpsych
post May 10 2023, 08:41 PM

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QUOTE(AlexisStarZ @ May 10 2023, 04:46 PM)
Saw article regarding to use secure2u

I don't have maybank saving account, only using its shopee credit card

Do I need to download MAE app to use the secure2u to approve the transaction?

As normally they will sms the OTP to me to key and approve the transaction hmm.gif
*
secure2u is in mae app

https://www.maybank2u.com.my/maybank2u/mala...g/secure2u.page
shawnme
post May 10 2023, 09:32 PM

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QUOTE(AlexisStarZ @ May 10 2023, 04:46 PM)
Saw article regarding to use secure2u

I don't have maybank saving account, only using its shopee credit card

Do I need to download MAE app to use the secure2u to approve the transaction?

As normally they will sms the OTP to me to key and approve the transaction hmm.gif
*
In my experience up to 2 weeks ago, no.. I didn't need secure2u.

Only once I had to use it was when I changed the email address for statement delivery.
BetterCallSaul
post May 11 2023, 01:09 AM

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QUOTE(shawnme @ May 10 2023, 09:32 PM)
In my experience up to 2 weeks ago, no.. I didn't need secure2u.

Only once I had to use it was when I changed the email address for statement delivery.
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The article they are referring to is that effective 1st July (I think - may be wrong), there will be no more OTP for card based transactions, and will rely fully on using Secure2U (in MAE app).
AlexisStarZ
post May 11 2023, 07:30 PM

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QUOTE(cybpsych @ May 10 2023, 08:41 PM)
Ok so is time for me to download and use MAE app

QUOTE(shawnme @ May 10 2023, 09:32 PM)
In my experience up to 2 weeks ago, no.. I didn't need secure2u.

Only once I had to use it was when I changed the email address for statement delivery.
*
I didn't use it, I receive OTP via SMS

Saw article said either 1st June or July will stop sending OTP via SMS, secure2u is the only way to approve transaction laugh.gif
tencentliverstar P
post May 12 2023, 02:22 PM

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The current Maybank grab platinum mastercard promo is retail spend 500rm for the 200 cashbac, want to ask does topup into grab account count as 'retail spend'?

meaning topup 500 in grab account using the maybank grab card already qualify for the cashback or need to spend all the 500 on store?
KenYoung
post May 15 2023, 05:18 AM

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hi want to ask...

u guys that terminate grab card now using what card to topup grabpay ah?
i still using grabpay once awhile for transport / food...

is shopee card still worth to get? i use shopee for shopping

This post has been edited by KenYoung: May 16 2023, 01:52 AM
adamchen
post May 23 2023, 12:33 PM

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Hi may I know for salary 5k, which maybank card can I register with 100% approved? I always got rejected by maybank and I not sure why.....
WaCKy-Angel
post May 23 2023, 01:19 PM

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QUOTE(adamchen @ May 23 2023, 12:33 PM)
Hi may I know for salary 5k, which maybank card can I register with 100% approved? I always got rejected by maybank and I not sure why.....
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5K celery more than enough.
Where u applied from? Direct at Maybank or agent?

U dont have other bank CC? If no CC before its easier to apply from othet banks first. After using that for awhile then only apply Maybank
ClarenceT
post May 23 2023, 01:28 PM

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QUOTE(adamchen @ May 23 2023, 12:33 PM)
Hi may I know for salary 5k, which maybank card can I register with 100% approved? I always got rejected by maybank and I not sure why.....
*
Avoid Maybank2u.
Let human check your documents instead of Artificial Intelligence.
adamchen
post May 23 2023, 01:51 PM

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QUOTE(WaCKy-Angel @ May 23 2023, 01:19 PM)
5K celery more than enough.
Where u applied from? Direct at Maybank or agent?

U dont have other bank CC? If no CC before its easier to apply from othet banks first. After using that for awhile then only apply Maybank
*
i got uob (5k) then recently got hsbc (10k), previously tried almost 5 times on maybank, keep reject me for no reason......

adamchen
post May 23 2023, 01:51 PM

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QUOTE(ClarenceT @ May 23 2023, 01:28 PM)
Avoid Maybank2u.
Let human check your documents instead of Artificial Intelligence.
*
but i barely see any maybank booth at malls haha
ClarenceT
post May 23 2023, 01:53 PM

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QUOTE(adamchen @ May 23 2023, 01:51 PM)
but i barely see any maybank booth at malls haha
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Print out and fill up the application form. Email to Card Centre with supporting documents.

Or Visit Card Centre at The Gardens or 1Utama.

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