Sadly it's 1k only

i no longer active here but time to time got drop in and see see look look
at a point where i am selling instead of buying ASM
next year will continue to sell to fund my EPF journey

This post has been edited by BWassup: Nov 13 2025, 06:53 PM

You tried??

Can or cannot??

I'm not buying as for now 😑

This post has been edited by nexona88: Nov 13 2025, 07:37 PM

Hopefully will open up later

Biggest one should be next year Q1

5bil offerings by ASM1

Wow
Saving bullets
Actually after 1mil does it make more sense to switch to epf since epf we can withdraw anytime as well

Any expert can advice us when age of 55 years old and you are holding RM1mil networth, where do you park you saving/investment (extremely safe).

If you want safe, guaranteed modest returns and 100% liquidity, ASMX or ASBX is the only real option imho.

I understand the attraction of EPF but the rules are subject to change.

That 1mil is changing next year onwards....

Goal post shifting 😁 1mil to 1.3mil y-o-y

Personally.... I would split the $$$... EPF for higher rates, long term... ASMx for easy access.... If needed $$$

for me, every year max 100k into EPF (i am old enough to withdraw anytime )
the rest all ASNB
pocket money in KDI

I plan to start moving over when nearing 55

One is for better return and another is for easier and FREE nomination and distribution

But plan is subject to change as I am still keeping an eye on EPF return vs ASM, hopefully EPF will keep its pace

This post has been edited by coolguy_0925: Nov 14 2025, 03:55 PM

RM1000 only, so I dint try

Youngster has no choice, mostly in ASNB for 99.99% safe asset.
EPF is locked until 55yo.
Unless you are in 50yo era then you can decide to dump 100k per year into EPF , and wait until 55

For >55yo it is no brainer that as long a fixed asset instrument can't beat 5%, better put in EPF.

The only problem with EPF is when you have tons of liquidity (eg. liquidate your property and suddenly has 500k cash)
they only take 100k per year max haha.


=======
For risk asset, yeah u have a lot of choice.

This post has been edited by Haloperidol: Nov 15 2025, 11:05 AM

Others than ASMx funds...
Can try out KDI, Versa or even TnG (but needs to be careful... Later kena blocked for money laundering if too much transactions)....

Hi, I recently noticed that ASB 3 Didik had better interest rates than ASM 2

Is it worth selling all my ASM2 and buying Didik? thanks

If yes why not?

If you're Bumi...

Then it's very good choice to switch to ASB 3 Didik....

Don't need to sell... Buy ASB 3... You just Click the switch button in your MyASNB apps....

I created a new account, tried to buy ASM3 with the UNLOCK promo code. Then it Internal Server Error 500 when I logged into bank with FPX, so transaction failed. Now it seems like I can’t use UNLOCK anymore.

Edit: managed to get it today

This post has been edited by ChenKaiWen: Nov 22 2025, 01:00 PM

Got unit to topup asb3? I tried recently and cant top up. So in goes to asm2