Welcome Guest ( Log In | Register )

3 Pages  1 2 3 >Bottom

Outline · [ Standard ] · Linear+

 Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia

views
     
BWassup
post Oct 27 2024, 11:32 AM

Enthusiast
*****
Junior Member
836 posts

Joined: Sep 2022
QUOTE(nexona88 @ Oct 23 2024, 02:04 PM)
Not surprising

Because it's already near end of the month 😔

Also because ASM1 is the hottest fund... Everyone one wants pie of it...

Now, with budget 2025 announcement... More people might move their $$$ to ASMx funds too...
*
Why is it so difficult? I'm total newbie to ASM. Can provide link to website for investing in it? TQVM
BWassup
post Oct 27 2024, 04:51 PM

Enthusiast
*****
Junior Member
836 posts

Joined: Sep 2022
QUOTE(nexona88 @ Oct 27 2024, 12:41 PM)
MyASNB apps or Website portal

You can register there...

Payment can be made via FPX
*
Rize can do fpx or not?
BWassup
post Oct 28 2024, 09:25 PM

Enthusiast
*****
Junior Member
836 posts

Joined: Sep 2022
QUOTE(nexona88 @ Oct 28 2024, 08:34 PM)
Whatever lorh...

Back to topic

Now got new offering
You got buy ahh 😁
*
I bought some ASM3 today. Easy.

Some investors here only want ASM1. Any difference between 1, 2 and 3? The annual dividends are the same past few years.

ASM1 - from the chats here, it's very hard to get, and only small amount each time. And like have to keep trying. A bit leche ya rolleyes.gif

This post has been edited by BWassup: Oct 28 2024, 09:26 PM
BWassup
post Oct 28 2024, 09:53 PM

Enthusiast
*****
Junior Member
836 posts

Joined: Sep 2022
QUOTE(nexona88 @ Oct 28 2024, 09:50 PM)
Many looking at average return & lowest point... Which the fund managed to sustain @ 4% while the other 2 went downward to 3.75%..

Yeah, little hassle to keep trying... Need to suck it up lorh... Since die2 want ASM1 only...

ASM3 is mostly easiest to get one...
I suspected it's from all those sellout after dividend payout on 1st this month... So they need to cover asap by end of the month... If not full 700mil, at least partly of it...
*
Oh dear, so ASM1 dividend is more sustainable? Tho past history is no guarantee of future returns! laugh.gif
BWassup
post Oct 29 2024, 02:45 PM

Enthusiast
*****
Junior Member
836 posts

Joined: Sep 2022
QUOTE(cklimm @ Oct 29 2024, 11:10 AM)
Where you guys got these? They only give me a lousy tote bag at Menara PNB
*
Online purchase no gifts ah?
BWassup
post Feb 22 2025, 10:25 PM

Enthusiast
*****
Junior Member
836 posts

Joined: Sep 2022
QUOTE(xakarix84 @ Feb 20 2025, 02:11 PM)
Just claim 30k out from asm2, try your luck if interested.
*
I have been trying to add to my holding past 3 days to any of the ASM funds, but always get the same pop-up. "Insufficient Units Available". hmm.gif

A bit tiring. laugh.gif

Can sifus please advise when is the best time to try to have the best chance of success?
BWassup
post Feb 23 2025, 05:18 PM

Enthusiast
*****
Junior Member
836 posts

Joined: Sep 2022
QUOTE(nexona88 @ Feb 23 2025, 09:10 AM)
You know why??

Because there's mixture of inflows from both FD kakis and some extent... EPF members too.... All scared of the goal post shift for above 1mil balance....

ASMx is one of the investment class that have high liquidity & acceptable level of dividend payout rates..... Even better than EPF 10% flexible withdrawal.... This one is 100%

Anyway...
Timing is important...
Some mentioned about "peak time" of 12noon to 2pm...
There's could be some units available but competition is high too because many people lunch time is around that time too... 2 batch.... 12-1 & 1-2 🙏
*
Thanks for the tips! thumbsup.gif

How about weekends, are there redemptions, or no need to bother trying?
BWassup
post Feb 24 2025, 05:20 PM

Enthusiast
*****
Junior Member
836 posts

Joined: Sep 2022
I got 10k ASM2 lunchtime as well.

Hope that, after so much effort for not so big an amount, the dividend justifies it. smile.gif

There's no guarantee that it will be higher than bank FD rates, but historically it has been higher?

This post has been edited by BWassup: Feb 24 2025, 05:26 PM
BWassup
post Feb 24 2025, 07:05 PM

Enthusiast
*****
Junior Member
836 posts

Joined: Sep 2022
QUOTE(guy3288 @ Feb 24 2025, 06:18 PM)
yes surprisingly at this time 1 click again dapat....
it is anytime better than FD rate and liquidity
*
good to know about the dividends thumbsup.gif

we gotta keep trying then!
BWassup
post Feb 24 2025, 10:13 PM

Enthusiast
*****
Junior Member
836 posts

Joined: Sep 2022
Managed to get 5k ASM3 at 10.10pm.

I read past comments that ASM1 is the best ASM as they paid 4% in 2022 whereas 2 & 3 paid 3.75%. However all 3 paid the same rate of dividend in the last 2 years.

Hence, do you think it's ok to deposit more in ASM 2 & 3, if available? So far I am unable to get any ASM1. Tho Guy has got a few times today already, so maybe I should just keep trying for ASM1!

Thanks for your input & opinions. smile.gif

This post has been edited by BWassup: Feb 24 2025, 10:29 PM
BWassup
post Feb 24 2025, 11:34 PM

Enthusiast
*****
Junior Member
836 posts

Joined: Sep 2022
QUOTE(nexona88 @ Feb 24 2025, 11:23 PM)
Walao...
Seriously even 10pm got units huh....
Really surprised me yo 😁

Well...
If you got time & energy to waste...
Why not...
Just keep trying ASM1...

Personally for me...
I would just wait for 1st April to scoop some ASM1...
Build up the $$$ first...  Parking at others interest bearing accounts 🙏
*
Sorry, why is it easier to get ASM1 on 1st April? Are they releasing new tranche then, so it's easier to get, rather that try to get it now via other investors' redemption?

But if we invest on 1st April, we will not get any dividend for the month of April, IIRC?

This post has been edited by BWassup: Feb 24 2025, 11:42 PM
BWassup
post Feb 25 2025, 09:26 AM

Enthusiast
*****
Junior Member
836 posts

Joined: Sep 2022
QUOTE(nexona88 @ Feb 25 2025, 08:55 AM)
It's dividend payout lorh

ASM1 financial year ends 31 March

1 April dividend credited....

Existing unit holders would withdraw... Sometimes even ASNB would release their existing holdings too...

Dividend sure get..

ASMx is little funny..

1st of the month is counted, 2nd onward only calculate next month only...
*
Thank you.

So 1st April is best time to buy. But can only try 1 day huh, after that rugi dividend for 1 month.

Same "rules" apply for ASM 2 & 3?

Are these T & C posted in the website?

This post has been edited by BWassup: Feb 25 2025, 09:47 AM
BWassup
post Feb 25 2025, 10:21 AM

Enthusiast
*****
Junior Member
836 posts

Joined: Sep 2022
QUOTE(nexona88 @ Feb 25 2025, 10:15 AM)
Sadly yes...
That's why many of us just buy last week of the month or 1st

To minimize losses on dividend interest...

Same rules for all fixed price funds from ASNB...

Not sure this t&c is posted publicly... All these calculation is based on unit holders experience & own calculation over the years....

Practice make it perfect yo 😀
*
Thanks for sharing your many years of experience! thumbup.gif

I'm just a newbie to ASM.

BTW, 1st April is Hari Raya. Will the online system be open for investments as per normal working day? hmm.gif
BWassup
post Feb 25 2025, 04:14 PM

Enthusiast
*****
Junior Member
836 posts

Joined: Sep 2022
QUOTE(guy3288 @ Feb 25 2025, 02:41 PM)
lunch break simply try dapat lagi
*
You have the touch! I tried lunchtime many times, but got nothing.
BWassup
post Feb 25 2025, 04:41 PM

Enthusiast
*****
Junior Member
836 posts

Joined: Sep 2022
QUOTE(BWassup @ Feb 25 2025, 04:14 PM)
You have the touch! I tried lunchtime many times, but got nothing.
*
Tried again just now. Managed to get 5k ASM1. Tried again, got another 5k. After that no more available units liao laugh.gif
BWassup
post Feb 27 2025, 04:10 PM

Enthusiast
*****
Junior Member
836 posts

Joined: Sep 2022
QUOTE(sweetpea123 @ Feb 27 2025, 12:28 PM)
Managed to grab 20k earlier. 😬

user posted image
*
That's good can get 10k too. It's a throw of the dice whether to go for 5k or 10k
BWassup
post Feb 28 2025, 03:14 PM

Enthusiast
*****
Junior Member
836 posts

Joined: Sep 2022
QUOTE(contestchris @ Feb 28 2025, 02:54 PM)
Today seems impossible to buy ASM1? Been trying throughout the day, nothing to show for it.
*
Month end redeem dividend for February kosong right?

They are waiting for tomorrow.

Though just managed to get 10k ASM2.

This post has been edited by BWassup: Feb 28 2025, 03:53 PM
BWassup
post Mar 1 2025, 10:13 PM

Enthusiast
*****
Junior Member
836 posts

Joined: Sep 2022
After EPF improved dividend announcement this morning, cannot get any ASM today laugh.gif
BWassup
post Mar 2 2025, 09:51 PM

Enthusiast
*****
Junior Member
836 posts

Joined: Sep 2022
QUOTE(coolguy_0925 @ Mar 2 2025, 03:00 PM)
ASM should give 5.3% to not show a gap of more than 1% vs EPF grin.gif
*
i like your logic thumbup.gif
BWassup
post Mar 2 2025, 09:57 PM

Enthusiast
*****
Junior Member
836 posts

Joined: Sep 2022
QUOTE(nexona88 @ Mar 2 2025, 12:01 PM)
System is always open daily basis unless there's dividend calculation period...

Normally last week of financial year of respective funds...

Units available or not is another thing... Sometimes can if ASNB release the units....
*
Will they announce beforehand when in March it will no longer be open?

So based on your experience, we will not be allowed to try to deposit any more money into ASM1 in the last week of March say, 24 March? hmm.gif

3 Pages  1 2 3 >Top
 

Change to:
| Lo-Fi Version
0.0426sec    0.61    7 queries    GZIP Disabled
Time is now: 25th November 2025 - 01:42 AM