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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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jhleo1
post Jul 21 2019, 03:46 PM

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Oic.... Will call to set. Thanks.

QUOTE(Human Nature @ Jul 21 2019, 03:42 PM)
1st usage always get sms. call cs to set your preferred amount
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wyen
post Jul 21 2019, 04:29 PM

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Hi guys my pbb visa signature just activated on mid June and I used it to reload my BigPay and still there's no cash back seen even though my pbb mastercard quantum already credited cashback on 9july. Has anyone encounter such issue before?
cybpsych
post Jul 21 2019, 05:05 PM

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QUOTE(wyen @ Jul 21 2019, 04:29 PM)
Hi guys my pbb visa signature just activated on mid June and I used it to reload my BigPay and still there's no cash back seen even though my pbb mastercard quantum already credited cashback on 9july.  Has anyone encounter such issue before?
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1) when activated vs?

2) what is your existing statement date for quantum?

very likely your actual first statement is in Aug. July is partial month, no statement generated.
wyen
post Jul 21 2019, 06:39 PM

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QUOTE(cybpsych @ Jul 21 2019, 05:05 PM)
1) when activated vs?

2) what is your existing statement date for quantum?

very likely your actual first statement is in Aug. July is partial month, no statement generated.
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I activated my vs on mid June. My existing statement smdate is 9th every month. Maybe u are right no statement generated for July. I will wait for August. But still entitle for cashback for period between 9june to 9july right?
cybpsych
post Jul 21 2019, 06:43 PM

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QUOTE(wyen @ Jul 21 2019, 06:39 PM)
I activated my vs on mid June. My existing statement smdate is 9th every month. Maybe u are right no statement generated for July. I will wait for August. But still entitle for cashback for period  between 9june to 9july right?
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from mid-June --> 9th July, that's less 1 statement cycle (partial), so no statement generated.

once u get 9 Aug statement, you only get RM38 cashback for period 10 July - 9 Aug.

for partial cycle from mid-June - 9 July, you need to write to PBB to get the cashback.

i've done this few times, others have done it as well. tedious, but just write to them. pbb is aware of this and so far honoring the cashback for partial-statement cycle.


jefftan4888
post Jul 21 2019, 07:22 PM

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QUOTE(wyen @ Jul 21 2019, 06:39 PM)
I activated my vs on mid June. My existing statement smdate is 9th every month. Maybe u are right no statement generated for July. I will wait for August. But still entitle for cashback for period  between 9june to 9july right?
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PB follows statement date, as long as you top up before statement date, you should entitled for the full CB.
sam240
post Jul 21 2019, 10:38 PM

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Guys, I've questions about the VIPs points,
- can I combine both VS and QM points together?
- Is below link to the catalog to redeem the items?
https://www.pbebank.com/Personal-Banking/Pr...e-Year-201.aspx
rojakwhacker
post Jul 21 2019, 10:49 PM

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QUOTE(sam240 @ Jul 21 2019, 10:38 PM)
Guys, I've questions about the VIPs points,
- can I combine both VS and QM points together?
- Is below link to the catalog to redeem the items?
https://www.pbebank.com/Personal-Banking/Pr...e-Year-201.aspx
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- No, cannot combine as its separate card.
- Yes, 3 link at bottom of screen.
sam240
post Jul 21 2019, 11:58 PM

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QUOTE(rojakwhacker @ Jul 21 2019, 10:49 PM)
- No, cannot combine as its separate card.
- Yes, 3 link at bottom of screen.
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ok, thanks.
Jordy
post Jul 22 2019, 01:30 PM

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I stumbled upon a recent article by Ringgitplus on topping-up e-wallet with credit card. I just want some clarification from the CC sifus here if one of the statements in the article is true.

QUOTE
Most e-wallet reloads are classified as online transactions, which means credit cards that offer cashback for online transactions are shortlisted; though some banks may exclude cashback from some e-wallet reloads (such as Public Bank Quantum & Visa Signature for Boost, and UOB YOLO for Boost and BigPay).
As far as I could remember seeing from this thread, Bigpay and Boost are eligible for cashback using PBQM, but seems that there is a contradiction with this article?

Edit: Forgot to add source. There statement was taken from https://ringgitplus.com/en/blog/e-wallet/Wh...-E-Wallets.html

This post has been edited by Jordy: Jul 22 2019, 01:31 PM
cybpsych
post Jul 22 2019, 01:54 PM

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QUOTE(Jordy @ Jul 22 2019, 01:30 PM)
I stumbled upon a recent article by Ringgitplus on topping-up e-wallet with credit card. I just want some clarification from the CC sifus here if one of the statements in the article is true.
As far as I could remember seeing from this thread, Bigpay and Boost are eligible for cashback using PBQM, but seems that there is a contradiction with this article?

Edit: Forgot to add source. There statement was taken from https://ringgitplus.com/en/blog/e-wallet/Wh...-E-Wallets.html
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from what i observed, most of the deduction from RP comes from 3rd party sources (e.g. forums).

pretty obvious RP didnt test all combinations of cards vs ewallets (and across different time/period too because of silent MCC app/revision by bigpay, boost, tng ewallet, etc)

also, any news on changes or announcement, RP post come right after information is shared here brows.gif laugh.gif


for PBQM, best is still reload to bigpay. if boost need fund, reload from bigpay. simple as that. easier to manage than reload directly to boost and bigpay, respectively.



whycanot323
post Jul 22 2019, 03:50 PM

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hello, quantum 2 cards , if i apply, can i dont want visa? can i call to cancel visa after activation?
cybpsych
post Jul 22 2019, 03:51 PM

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QUOTE(whycanot323 @ Jul 22 2019, 03:50 PM)
hello, quantum 2 cards , if i apply, can i dont want visa? can i call to cancel visa after activation?
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can
Jordy
post Jul 22 2019, 03:53 PM

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QUOTE(cybpsych @ Jul 22 2019, 01:54 PM)
from what i observed, most of the deduction from RP comes from 3rd party sources (e.g. forums).

pretty obvious RP didnt test all combinations of cards vs ewallets (and across different time/period too because of silent MCC app/revision by bigpay, boost, tng ewallet, etc)

also, any news on changes or announcement, RP post come right after information is shared here  brows.gif  laugh.gif
for PBQM, best is still reload to bigpay. if boost need fund, reload from bigpay. simple as that. easier to manage than reload directly to boost and bigpay, respectively.
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Ah, it's such a relief to hear that RP shared the wrong info on PBQM. Thanks yet again cybpsych for clearing my doubt.

Yes, I am currently doing Bigpay to Boost using SCJOP and Am TRUE for most of my spending. But right now I will need another online CB card that can cater for my increased spending (business is getting better I suppose). So I want an additional card that can top up into Bigpay.

Initially I was aiming for YOLO before PBQM, but later I realised that it would be better for me to get PBQM first because I can get some additional Big points along the way, which YOLO can't provide. So obviously the better choice would be PBQM then.

Will walk into a PB branch when I have the time. Thanks again.
TongCN
post Jul 22 2019, 04:47 PM

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So my SST comes yesterday for Quantum

Today make a call to ask any conditional waiver and the CS hold me off a while and ask management.

Result: RM25 x 2 will be rewarded next month, i just need to pay the SST for this month first.

Don't ask me why, all subject to management approval *
Try your luck by calling CS **


This post has been edited by TongCN: Jul 22 2019, 04:48 PM
vin_ann
post Jul 22 2019, 05:19 PM

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QUOTE(TongCN @ Jul 22 2019, 04:47 PM)
So my SST comes yesterday for Quantum

Today make a call to ask any conditional waiver and the CS hold me off a while and ask management.

Result: RM25 x 2 will be rewarded next month, i just need to pay the SST for this month first.

Don't ask me why, all subject to management approval *
Try your luck by calling CS **

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My SST was reversed on the same day I called after I saw it being posted in unbilled transaction
cybpsych
post Jul 22 2019, 06:18 PM

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QUOTE(TongCN @ Jul 22 2019, 04:47 PM)
So my SST comes yesterday for Quantum

Today make a call to ask any conditional waiver and the CS hold me off a while and ask management.

Result: RM25 x 2 will be rewarded next month, i just need to pay the SST for this month first.

Don't ask me why, all subject to management approval *
Try your luck by calling CS **

*
you can see in pbe liao
seancl85
post Jul 22 2019, 07:42 PM

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For visa signature


Annual Fee

First year annual fee waived. Subsequent years’ is subject to a minimum of 12 swipes over the preceding 12 months


Cash Back & VIP Points

6% Cash Back on Grocery, Dining and Online Transaction, capped at RM38 per monthly statement cycle (Cash Back payout is combined between principal and supplementary accounts)
1 VIP Point for every RM1 spend on other retail transaction

From their website stated vip points only be earned on other retail transaction..what is other retail transaction?
SUSCardNoob
post Jul 22 2019, 07:45 PM

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QUOTE(seancl85 @ Jul 22 2019, 07:42 PM)
For visa signature


Annual Fee

First year annual fee waived. Subsequent years’ is subject to a minimum of 12 swipes over the preceding 12 months


Cash Back & VIP Points

6% Cash Back on Grocery, Dining and Online Transaction, capped at RM38 per monthly statement cycle (Cash Back payout is combined between principal and supplementary accounts)
1 VIP Point for every RM1 spend on other retail transaction

From their website stated vip points only be earned on other retail transaction..what is other retail transaction?
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Next time read the PDS as well:

PB Visa Signature Credit Card
Earn 1 VIP Point with every Ringgit spent on other retail transactions locally and abroad (excludes grocery, dining, online transaction, casino, cash advances, balance transfer, transaction at UTAR and TARC campus, government-related payments, payments to charity, payments via www.pbebank.com and ATM).

https://www.pbebank.com/pdf/Cards/pds/pds_credit_pbb.aspx
seancl85
post Jul 22 2019, 07:47 PM

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QUOTE(CardNoob @ Jul 22 2019, 07:45 PM)
Next time read the PDS as well:

PB Visa Signature Credit Card
Earn 1 VIP Point with every Ringgit spent on other retail transactions locally and abroad (excludes grocery, dining, online transaction, casino, cash advances, balance transfer, transaction at UTAR and TARC campus, government-related payments, payments to charity, payments via www.pbebank.com and ATM).

https://www.pbebank.com/pdf/Cards/pds/pds_credit_pbb.aspx
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Thanks mate, meaning not much left then to earn vip points sad.gif

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