Yes true...new card 1st year cannot waive. called so many bank. all say same.
only can request waive on 2nd year

But entry for world card is too low on pbb

yup

pb and pbi which is better?

they already put remark into system. so other cs can read and respond.

same fate...people feedback pbb will take 2-4 week to process. so don't bother it first. if u go to their branches, always need to wait very long

Apply online or go thru agent? How long the approval process?

Then I need to wait another 2 week

from here, u already cool off 6 month. if they rejected x2, can forget it as already marked in their system to decline. in eccris , if app rejected, it will be remove from system. only approved will be there.
another way to strengten your application is has more money in saving & fd with pbb. Look for those cc that can accept fd as req to approve cc
i also same issue, applied AEON - rejected, but other bank approved. So dont bother to apply again aeon but try other bank.

This post has been edited by ericlaiys: May 14 2024, 08:55 PM

I 've applied online. Took 10 days to appear on eccris system. Now pending status.

after 11 day, finally it showed on eccris. should be no problem on getting it once it showed up. PBB work differently. (may be they process first before enter to system)

This post has been edited by ericlaiys: May 16 2024, 09:02 AM

Consider ewallet top up?

opt out

u can call and decline. dont activate card

then no choice… continue use before terminate next year

i thought it follow statement date. so if your statement 2 week this month, and 2 week next month. so new changes take effective. cashback follow statement date but not by month

This post has been edited by ericlaiys: Jun 10 2024, 10:19 PM

so does it mean, now this card is better as can access lounge and 3% cashback: PB Visa Signature Credit Card?

Yup. Just dropped to pos

same

U got an option to terminate