Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

views
     
Optizorb
post Nov 11 2024, 11:10 AM

Regular
******
Senior Member
1,259 posts

Joined: Sep 2021
QUOTE(TongCN @ Nov 11 2024, 11:07 AM)
Just called bank and she told me now just wait for the lazada refund back.
Both transaction currently shows "approved"

What i scared is that bank will decline my second one (correct) if it exceed credit limit which right now seems no.
*
bank wont decline it dont worry.

is whether your CC got overlimit charges or not only..

This post has been edited by Optizorb: Nov 11 2024, 11:10 AM
Optizorb
post Jan 20 2025, 03:06 PM

Regular
******
Senior Member
1,259 posts

Joined: Sep 2021
hi guys wanna ask for this campaign:

If my insurance premium is 800, means i need to spend additional 1.2k.. Can i topup shopee pay to hit the 1.2k?

https://www.pbebank.com/en/promotions/lates...ecting-futures/
user posted image
Optizorb
post Mar 19 2025, 01:44 PM

Regular
******
Senior Member
1,259 posts

Joined: Sep 2021
QUOTE(sjz @ Mar 19 2025, 01:33 PM)
i think its best we put a stop to all SST waiver related discussions here to prevent further complications since mod @hye had given the below warning

"Members, please be warned that Service Tax waivers discussions are not allowed anywhere in the cc section. Action will be swift on discussions and members participating in such."

*
if you call it waiver then yes that applies.
if you call it rebate/cashback then is allowed.

the agreed term for the SST thing is rebate or cashback..

This post has been edited by Optizorb: Mar 19 2025, 01:45 PM
Optizorb
post Apr 11 2025, 12:02 AM

Regular
******
Senior Member
1,259 posts

Joined: Sep 2021
QUOTE(PseudomonasSA @ Apr 10 2025, 11:19 PM)
You may consider using Fixed Deposit to pledge for Visa Infinite.
I pledged RM 10k for non-Visa Infinite cards.
They may require higher FD for VI
*
what rate is the pledged FD?
Optizorb
post Apr 23 2025, 07:03 PM

Regular
******
Senior Member
1,259 posts

Joined: Sep 2021
i activated the quantum MC that they sent to me yesterday. how long will it take for the new card to appear in the cards list?

cause already made transaction with it and the card still not showing up yet.
also realized after activating the card, my credit limit reduced by RM25. wondering what is that.. do they charge the SST upfront? hmm.gif

This post has been edited by Optizorb: Apr 23 2025, 07:04 PM
Optizorb
post Apr 23 2025, 07:30 PM

Regular
******
Senior Member
1,259 posts

Joined: Sep 2021
QUOTE(1mr3tard3d @ Apr 23 2025, 07:19 PM)
public bank is a bit interesting, you need to add it manually

most service taxes are charged upon activation if not all
*
thanks for this.
they updated it and doing the above will bring you over to the new MyPB website.

and the steps for that interface is: Home > Settings > Profile > Add/Delete Account

Card now showing and indeed it is the SST. Gonna call them up and ask for rebate for it sweat.gif
Optizorb
post Apr 25 2025, 05:57 PM

Regular
******
Senior Member
1,259 posts

Joined: Sep 2021
QUOTE(Optizorb @ Apr 23 2025, 07:03 PM)
i activated the quantum MC that they sent to me yesterday. how long will it take for the new card to appear in the cards list?

cause already made transaction with it and the card still not showing up yet.
also realized after activating the card, my credit limit reduced by RM25. wondering what is that.. do they charge the SST upfront?  hmm.gif
*
SST rebate/cashback received for the newly activated Quantum MC.

After that immediately applied for the 0% 6m easy cash..

Then got another promo for new card activation, RM50 cashback for RM500 spent within 60 days.

Okay la not bad biggrin.gif

This post has been edited by Optizorb: Apr 25 2025, 06:00 PM
Optizorb
post Apr 28 2025, 11:40 AM

Regular
******
Senior Member
1,259 posts

Joined: Sep 2021
QUOTE(beLIEve @ Apr 28 2025, 11:20 AM)
Latest legacy PBe app update broke the display of credit card accounts. Do not update unless it forces you to.
*
i didnt update the app also got broken..
Optizorb
post Apr 29 2025, 08:01 PM

Regular
******
Senior Member
1,259 posts

Joined: Sep 2021
QUOTE(Optizorb @ Apr 25 2025, 05:57 PM)
SST rebate/cashback received for the newly activated Quantum MC.

After that immediately applied for the 0% 6m easy cash..

Then got another promo for new card activation, RM50 cashback for RM500 spent within 60 days.

Okay la not bad  biggrin.gif
*
-25th night (friday) applied for 0% 6m easy cash
-28th approval sms
-29th money disbursed

pbb is old school in a lot of ways but they are always one of the most efficient..
Optizorb
post Apr 29 2025, 08:57 PM

Regular
******
Senior Member
1,259 posts

Joined: Sep 2021
QUOTE(WaCKy-Angel @ Apr 29 2025, 08:48 PM)
only for new cardholder?
*
no, open to PBB Mastercard

QUOTE(cybpsych @ Mar 22 2025, 07:28 AM)
Enjoy 0% Interest with PB Easy Cash exclusively for PB Mastercard Credit Cards! [ PBB | Form ]

user posted image
*
Optizorb
post May 2 2025, 04:57 PM

Regular
******
Senior Member
1,259 posts

Joined: Sep 2021
QUOTE(pepper_mint2 @ May 2 2025, 04:29 PM)
u manage to get the sst cashback? i tried calling earlier but they told me that need to consult their marketing team, so if u managed to get it i will push for it then...as they said new card cannot, but existing can so thats even a weirder excuse
*
yes managed to get, at first say cannot also but then they say will hand in a request to management and subject to management approval
Optizorb
post May 2 2025, 06:05 PM

Regular
******
Senior Member
1,259 posts

Joined: Sep 2021
QUOTE(pepper_mint2 @ May 2 2025, 05:29 PM)
Yup mine the lady does not even want to put in a request but I called again and the next person said they will hand in a request for the sst cashback
*
that lady CS is notorious over here laugh.gif
Optizorb
post May 28 2025, 01:27 PM

Regular
******
Senior Member
1,259 posts

Joined: Sep 2021
QUOTE(koja6049 @ May 28 2025, 01:19 PM)
Ok this is very strange, I never had to do this last time, the card just appear when it is approved. Does this mean if I don't add the card, it will not be activated?
*
no activation and add card is 2 diff thing.

if you activated the card and didn't add it, can use the card but then cant see the transaction history all

if didnt activate then cant add card
Optizorb
post May 28 2025, 01:52 PM

Regular
******
Senior Member
1,259 posts

Joined: Sep 2021
QUOTE(koja6049 @ May 28 2025, 01:45 PM)
my previous card, i just need to log in to mypb website and go to the settings -> activate card, after that it appear already. But this card in the mail, there is no where for me to activate on the website. Does this mean i need to call customer service to activate?
*
just follow the steps in the letter, got few ways to activate the card..

once activate you can start using but you wont see the card appear under your accounts.. that one need to add manually
Optizorb
post May 28 2025, 03:10 PM

Regular
******
Senior Member
1,259 posts

Joined: Sep 2021
QUOTE(koja6049 @ May 28 2025, 02:04 PM)
yep i already thrown the letter away haha, took for granted everything can be done on the pb website.

my first card, i had to go down to the branch to activate even though apply online through the ringgitplus website. So the bank officer did everything, i just open the app and the card was there already.

my 2nd card is actually a replacement for the first card due to fraud. The 2nd card also just appear in the app, i just need to do one extra step, which is go to settings, manage card, and change the card pin. Then can use already

then yesterday, the wmc came in the mail. I go to check pb website but didn't find that card. At first I thought it was a scam mail, but after come to this thread I only realize other ppl also had this card in the mail as well  sweat.gif
*
Request For New PB Card PIN / Card Activation
03-2176 8168
24 Hours

its just bot doing the activation wont speak to human iirc

This post has been edited by Optizorb: May 28 2025, 03:10 PM
Optizorb
post Jun 30 2025, 11:30 PM

Regular
******
Senior Member
1,259 posts

Joined: Sep 2021
QUOTE(cybpsych @ May 1 2025, 07:09 AM)
Educating Minds, Protecting Futures with PB Visa Credit Card [ PBB | T&Cs ]
user posted image
*
wanna ask.. for this campaign, i joined and made payment of 3k for insurance.. then if i convert it to 0% 6m flexipay, will it still count for the spend requirement?

This post has been edited by Optizorb: Jun 30 2025, 11:31 PM
Optizorb
post Jul 1 2025, 01:06 AM

Regular
******
Senior Member
1,259 posts

Joined: Sep 2021
QUOTE(Human Nature @ Jul 1 2025, 12:46 AM)
Yes, I always do that and got the reward from other campaigns. Fyi, the 0% 6m flexipay ended on 30 June. No news about extension yet.
*
btw for the flexipay do you wait until the transaction is posted then only call CS to convert?
Or its still able to convert even if currently unposted
Optizorb
post Jul 16 2025, 08:50 PM

Regular
******
Senior Member
1,259 posts

Joined: Sep 2021
QUOTE(mimi_lk @ Jul 16 2025, 08:17 PM)
Called Public Bank CS on this scenario and they mentioned it can be done. But just wanted to see if anyone else has experience on this:

If my card has 10k limit and I want to swipe 14k, is it possible to pay an additional 4k+ to the card first to allow the transaction to go through?
*
yes, because technically your available limit is 14k after doing that.
Also, some banks even if 10k limit will allow the 14k transaction to go through, just that you will kena an over-limit charge/penalty..

another way to do it is to request for temp credit limit increase of 4k. That way you dont have to fork out your own 4k first..
But this one is subject to approval and takes 1~3 business days for the temp CL increase to go through.. Obviously this only works if you planned ahead of the purchase though..


Optizorb
post Jul 22 2025, 03:57 PM

Regular
******
Senior Member
1,259 posts

Joined: Sep 2021
Currently im aware there's 0% 6 month pbb mastercard BT

But is there any 0% 6 month pbb visa BT?

OR any mc/visa 0% 12 months BT?
Optizorb
post Sep 9 2025, 02:43 PM

Regular
******
Senior Member
1,259 posts

Joined: Sep 2021
Cash back from campaigns wont be used to off-set the statement due amount??

First time i encounter this problem.. hmm.gif

My August statement due on 5th September, amount is RM900.
At the end of August, received cashback of RM100.

On 5th September, made payment of RM800, like i usually do which is minus whatever campaign cashback from the outstanding sum.

Then today kena charged late payment penalty of RM10 dy.. Called them up to find out how come can kena late payment penalty and that's what the CS told me..
Had to make additional RM100 payment to clear it then they will waive the late payment charge and interests..

I bingung cause previously do like this no issues hmm.gif hmm.gif hmm.gif

This post has been edited by Optizorb: Sep 9 2025, 02:45 PM

2 Pages  1 2 >Top
 

Change to:
| Lo-Fi Version
0.0488sec    0.22    7 queries    GZIP Disabled
Time is now: 7th December 2025 - 01:41 AM