Huh?
I knew BP is online but feel that can be retail also ma??

Very very good idea !!!

what is your understanding of "retail transaction"?

You do have to key in your PIN, then wait for bank approval before you can cancel.

Using QV top up and get 1x VIP Point for other retail spend (local) so consider retail

Seems a brilliant idea

Also the count will reset whenever there is pin input right? (eg after cumulative wave counts (9) or cumulative amount limit RM500, above RM250..)

BTW any better way to keep track the contacless counts so that we can plan to do the reset accordingly?

yes, all limit reset after pin entry.

sadly, no way to see/track these limits unless checking with cs or track ownself.

those who track their spending can easily track their limit anyway

Sorry for the silly questions. I just want to make sure that I have the same understanding as yours.

After keying in PIN and press 'Ok', the credit card terminal will show 'Processing' status. At this point, I should quickly press 'cancel' on the terminal, right?

As such, at rare event when the network is fast enough, the transaction may be approved. But, this is just a small risk to take.

It is RM0.00 transaction completed with PIN verification, eg at the petrol station, you don't proceed to pump the petrol.

Otherwise, you need the Approval Code to reverse the transaction.

3. What do I need to do when I reached my limit of RM500?

When your cumulative contactless transactions have reached RM500, you are required:
• To perform another transaction with PIN entry at the Point-of-Sale (POS) terminal OR;
• To perform ATM transaction with PIN entry

Once either action has been made, the limit will be reset automatically.

CONTACTLESS FUNCTIONALITY FAQs: https://forum.lowyat.net/uploads/attach-49/...-1565483846.jpg



This post has been edited by jefftan4888: Aug 11 2019, 08:44 AM

Getting more and more brilliant idea

But it may cost >RM0.10 to use a Public ATM.
Petrol, parking etc.

Looks like perform on ATM transaction using credit card is consider cash advance.

If that is the case, still card terminal at petrol pump or other kiosk terminal there should be better options then.

Can we just check the balance? You mean checking balance also need to pay a fee?

Choose balance enquiry.

Didn't know can check CC balance enquiry at ATM. THanks.

If after approval that means slip will be printed out n transaction is completed, and then ask to cancel the transaction?

i don't know why you all discuss so much on how to reset the paywave with RM0 or RM1 with pin, as long as you are 2nd option and the receipt shown "contactless transaction" then it should be contactless transaction even though it is > RM250 transaction with pin without card insert

Most likely no contactless CB, as someone checked with CS. Wait for official PDS/T&C.

Can use the Approval code to reverse the transaction. It will be easier if you have a card machine. Hehe.

Cancelled PB QV in Jun. Sent email to CS this morning & told them my intention to reapply the card due to revised feature.

Let see how soon I can get the card or maybe my request will be rejected by bank.

This post has been edited by jefftan4888: Aug 11 2019, 12:12 PM