I just asked for the increase last month by writing an email to custsvc@publicbank.com.my and submitted all necessary documents.

This post has been edited by Lingohal: Jul 9 2019, 08:07 PM

How do you maximise the cashback for QV? Where do you spend on?

Yes, samsung pay is contactless and it can go more than RM250. For amount more than RM250, you will have to key in pin on the terminal. I have tried for purchase more than RM1k before, no issue.

So if the purchase amount is less than RM30, no cashback will be given anyway. Then just use pin to reset. So if use pin, then can still get vip points right?

I would think so. The CC receipt always states that it's contactless.


I applied for Quantum Visa on 23 July, got the SMS yesterday morning. So it's about two weeks for me.

This post has been edited by Lingohal: Aug 7 2019, 01:07 AM

I already have the Quantum Mastercard. I have been using the PB Gold Mastercard since before there were Quantum cards. Last year they sent me the Quantum Mastercard. So I thought I should get also the Quantum Visa and hence decided to apply for it.

I filled up the form online, saved as pdf and emailed together with my documents. In my email I did mention that I already have the Quantum Mastercard, and stated that I'm applying for the Quantum Visa.

For your next purchase, insert card into the terminal and key in pin.

I usually just cancel the transaction after pin and approval, so RM0. 🤣

You do have to key in your PIN, then wait for bank approval before you can cancel.

Yes, the count will reset when there is pin input. I use Samsung Pay instead of physical card wave. So when my transaction is more than RM250, the terminal will trigger me to enter pin. In that case, my count will reset too. For me, I do my own tracking. If you do less than 9 wave transactions per week, you could just make it a habit to reset it at the petrol kiosk every time/week you pump your petrol. I have been doing it for more than a year now since I started using Samsung Pay.

After processing, it will show that the bank has approved. Then the screen will show that you can start to pump your petrol. Only then I press the cancel button. Lifting up the pump and putting it back without pumping will also cancel the transaction. I have only tried at BHP and Shell. Try to do it once at Petronas but I couldn't find the cancel button, so in the end I just pumped.

I have tried at ATM before. No, it didn't reset it.

This post has been edited by Lingohal: Aug 11 2019, 04:19 PM

I have tried it at ATM, but that was more than a year ago when I started using Samsung Pay. The count was not reset with ATM. So for the past one year, I have been using petrol kiosk for resetting. All the while I have been using BHP, then Shell recently. Petronas I just tried once very recently and since I couldn't cancel it, I don't think I'll try that again. 😜

I can't recall clearly what I did at the ATM machine, probably just check balance, going through the menu, etc. So I guess if ATM works, maybe got to withdraw?

This post has been edited by Lingohal: Aug 11 2019, 04:24 PM

Usually the kiosk pump will hold RM200 when you pump, but if I cancel, there is no holding of RM200. I did check online if there is any authorised amount, but there isn't any, which is good.

I called too. First CS said the same thing, new card no offer. Few days later, called again, and second CS asked me to spend RM500 first then call back and request. I haven't called the 3rd time yet. Wait till my spending is posted before calling again.

But I do know of someone who didn't want to add credit card into online banking, thinking that it's not secured. 😅

I have Quantum Mastercard. Applied Quantum Visa on 23 July, received approval SMS on 6 Aug. Also about 2 weeks. Yes, it does take that long.

They use poslaju but they do mail drop.

Basically you just tell them you want to wave. The terminal will only prompt you to key in pin after you tap.

Oh, then that I don't know. I haven't tried that before. I have been using only Samsung Pay. So I just do a wave as usual, and when amount is above RM250, then terminal will prompt me to key in pin. That's all.

I collected from branch the third working day (Fri) after receiving the approval sms (Tue). The date on the envelope stated that it was received by the branch on the next day (Wed) after I received the approval sms. The sms for me to collect only came the following week (Tue) after I have already collected my card.

Yes, did that before. No problem.