anyone got backdoor for personal loan application? after approve i will pay commission
Personal Loan, which banks offer the best deal?
Personal Loan, which banks offer the best deal?
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Mar 10 2010, 03:42 PM
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Junior Member
155 posts Joined: Sep 2008 |
anyone got backdoor for personal loan application? after approve i will pay commission
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Mar 10 2010, 04:01 PM
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VIP
8,023 posts Joined: Jan 2003 From: :: Cheras :: |
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Mar 11 2010, 11:47 AM
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Junior Member
77 posts Joined: Jul 2005 |
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Mar 11 2010, 01:19 PM
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Senior Member
930 posts Joined: Feb 2006 From: Kuching, Hornbill Land |
Some banks offer lower rate but they deduct certain amt upfront
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Mar 11 2010, 02:17 PM
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Junior Member
25 posts Joined: Jan 2010 |
A question.. with a salary of 1.5k how much can get? want to buy motorbike worth 6k.. possible? any banks would give that much?
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Mar 17 2010, 01:44 PM
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Senior Member
1,182 posts Joined: Jan 2003 From: Key Ell, Blkg |
Guys..need opinion...50K loan for 15 years, 5.8% pa, RM520/mth from bank rakyat..cheap?
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Mar 17 2010, 02:13 PM
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Junior Member
31 posts Joined: Mar 2010 |
In my opinion, thats one of the cheapest, but you should check bank Islam, they're quite cheap (no pun intended). But these 2 banks deduct from your salary and its a bit troublesome is you're not a govt worker on not on their list of selected companies.
Regards, Hafiz Noor : ) (Al-Rajhi Bank) Added on March 17, 2010, 2:17 pmSure, if you're looking for a personal financing. I'm working for a middle east bank and our requirement is minimum basic salary of RM1500 and at least been working for 6 months. For any enquiries feel free to pm me... Regards, Hafiz Noor : ) This post has been edited by affable: Mar 17 2010, 02:17 PM |
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Mar 17 2010, 08:45 PM
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Junior Member
70 posts Joined: May 2008 From: shah alam |
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Mar 17 2010, 11:14 PM
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Junior Member
192 posts Joined: Sep 2006 |
cheapest rate that I can get for RM20k for 10 years. Which is the best?
(i'm not from govt or glcs) |
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Mar 18 2010, 10:41 AM
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Junior Member
31 posts Joined: Mar 2010 |
Al-Rajhi then cause we offer 8.5% flat, other banks different rates for different terms. If you wanna know more about Al-Rajhi you can pm me. Thanks
Regards, Hafiz Noor : ) > HSBC 10.5% - 12.5% >Hong Leong 12% >Alliance 11.99% >Standard Chartered 8.5% - 12% |
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Mar 18 2010, 11:05 AM
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Senior Member
3,039 posts Joined: Jan 2003 From: Laputa |
QUOTE(roozaimee @ Mar 17 2010, 08:45 PM) we can give you 5.5%p.a for 15years... eonbank( for gov. servants&GLCs as well) Non gov servants & non GLC what rate?PM me ur contact.... all files left at the office.... Added on March 18, 2010, 11:08 am QUOTE(affable @ Mar 18 2010, 10:41 AM) Al-Rajhi then cause we offer 8.5% flat, other banks different rates for different terms. If you wanna know more about Al-Rajhi you can pm me. Thanks The funny one is Hong Leong....Charge me 10% and said I give u 2% discount. 2% discount X 10% = 0.2% discountRegards, Hafiz Noor : ) > HSBC 10.5% - 12.5% >Hong Leong 12% >Alliance 11.99% >Standard Chartered 8.5% - 12% Summary = 9.8% per annum....then i ask him, will you take this loan if you were put at my shoe????? This post has been edited by wufei: Mar 18 2010, 11:08 AM |
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Mar 18 2010, 11:20 AM
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Senior Member
941 posts Joined: Aug 2008 |
QUOTE(affable @ Mar 18 2010, 10:41 AM) Al-Rajhi then cause we offer 8.5% flat, other banks different rates for different terms. If you wanna know more about Al-Rajhi you can pm me. Thanks Correction for Alliance bank. Yes, 11.99% p.a is when apply through bank. When apply through agent was 8.99% p.a.Regards, Hafiz Noor : ) > HSBC 10.5% - 12.5% >Hong Leong 12% >Alliance 11.99% >Standard Chartered 8.5% - 12% |
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Mar 21 2010, 02:22 AM
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Senior Member
975 posts Joined: Mar 2010 From: Penang |
Anyone know which bank has the fastest approval ??
Would like to make a 5k PL |
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Mar 21 2010, 10:22 AM
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Junior Member
86 posts Joined: May 2008 From: Taman Universiti Kajang |
for goverment staff n GLC only......
Loan for 15years....... BSN 4.85% MBSB 4.90% Bank Rakyat 4.90% B Islam 4.99% i think these the best rate compare to other bank........... |
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Mar 21 2010, 01:31 PM
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Senior Member
4,790 posts Joined: Dec 2008 |
Dear all/pretty/handsome,
if i wish to apply 20k with 5 years loan next week. which rate offer the best rate ? i'm non-government staff. my salary in the range 3.5k-4.5k... pls help me. Urgent.thanks This post has been edited by cutealex: Mar 21 2010, 01:39 PM |
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Mar 21 2010, 03:08 PM
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Junior Member
31 posts Joined: Mar 2010 |
Hi there,
I'm a representative of Al-Rajhi Bank and we don't offer the lowest but we offer 1 of the best rates and privileges when you apply financing with us. Our annual rate is 8.5% flat and here's some of the points for you to consider.. >Rebate for early settlement > Minimum documentation > No penalty for late payment > No interest, so no effect on compounding outstanding balance. > Minimum documentation > Can process through credit card without income documentation Base on your salary the highest you could go is 5 times your salary. Without guarantor or collateral. For more enquiries feel free to pm me. Regards, Hafiz Noor |
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Mar 22 2010, 03:21 AM
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Junior Member
80 posts Joined: Jun 2008 From: Klang |
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Mar 22 2010, 07:54 AM
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Senior Member
975 posts Joined: Mar 2010 From: Penang |
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Mar 22 2010, 01:22 PM
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Junior Member
31 posts Joined: Mar 2010 |
Hi there,
I'm not from RHB but I'm a representative from Al-Rajhi Bank. Our approval with the bank is 3 days and disbursement is another 4 days. All process will take within 7 days. Regards, Hafiz Noor For any enquiries you can pm me.... : ) |
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Mar 22 2010, 01:45 PM
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Junior Member
192 posts Joined: Sep 2006 |
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