guys...is there any bank offers PL more than 5times monthly salary?

Hye guys, i need help
anyone has any ideas on taking loan for like RM150k-200k?
I want to enter flying academy and the cost is almost RM250k. Mara doesnt give loan for piloting anymore.
Im in dilemma now and im trying hard to find which bank offers the lowest rate?
Thanks

hye..i just started work on 1st March 2010.private company..but right now i need to make personal loan..is there any way i can make personal loan?because i do really need money.

CIMB got new interest rate for personal loan, juz 8.88pa.
but t/c apply.

who can help me to apply with BIMB but with that 3.25 rates? My company is not listed

If your company is not listed then the rate is 6.0%. Still pretty cheap compared to other banks

Cheers.

Some banks do offer more than 5 times your salary if you used a credit card, so the bank could derived your income from your credit limit. I'm working for al-rajhi btw, feel free to enquire. Thanks
regards, hafiz Noor
email: hafiz.ampex@gmail.com
mobile: 012-7491579

Hi hafiz,

I know there's no penalty for early settlement, but I read that you have to cover the legal fees. How much is the legal fees?

Asking cause we're paying off our Al-Rajhi loan early and there's a clause mentioning
"The redemption sum doesnt include additional legal charges or any other fees that may be incurred in respect of this Trade Facility".

That's really a bummer

Thanks for your reply, Its true there's no penalty for early settlement and no notice needed, the legal fees which you mention is actually delivery charges which amounts to RM250 for the trade facility. Because in Islam there is no loan, only financing and in Islam the only way for a person to seek financing is through trading things or buying and selling. So the delievery charges is still the same no matter whats the amount of the financing.And to answer your question for early settlement there's no legal fees required, all fees are deducted from the beginning so during the tenure there won't be any additional charges. Thanks.
Regards, Hafiz Noor

hafiz...ko kat al-rajhi JB ke?

Tak aku station kt selangor PJ, tapi kalau kau kt JB kita boleh deal melalui fax or email, and kalau perlu sign document pun aku boleh poslaju...
regards, hafiz Noor
email: hafiz.ampex@gmail.com
mobile: 012-7491579

hafiz...klau apply PL rm 10k 3 thun, bulan2 berape?

Financing untuk 10K selama 3 tahun, bulanan dia RM348.61. kalau early settlement dapat rebate... : )

agak agak 8.5% p.a , still high

got one alrajhi agent emailed me just now and told me that the PL rate will increase to 9.xx%..is it true?

OCBC Al-Amin Cash Financing-i
Good rates and good service

Thanks for your explanation. Will update if we kena charge legal charges somewhat.

Paid off the loan today

Now to tackle CC

Gd luck on your battle with the Banks, it never ends... LOL
>House loan
>Car loan
>Study loan
>Credit card

I need urgent PL ... Any agent here? Please feel free to pm me. Thanks

I think it is 6.8% for non GLC company.
effective rates is still 9.X%