yes. contact pls
Personal Loan, which banks offer the best deal?
Personal Loan, which banks offer the best deal?
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Mar 22 2010, 03:12 PM
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Senior Member
3,039 posts Joined: Jan 2003 From: Laputa |
yes. contact pls
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Mar 22 2010, 03:21 PM
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VIP
8,023 posts Joined: Jan 2003 From: :: Cheras :: |
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Mar 22 2010, 03:55 PM
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Senior Member
941 posts Joined: Aug 2008 |
QUOTE(omels @ Mar 21 2010, 10:22 AM) for goverment staff n GLC only...... Public Islamic Bank offered 4.99% P.A for 4-15 years tenure.Loan for 15years....... BSN 4.85% MBSB 4.90% Bank Rakyat 4.90% B Islam 4.99% i think these the best rate compare to other bank........... http://www.publicislamicbank.com.my/pibb/e...sonal/bpfi.html This post has been edited by almeizer: Mar 22 2010, 03:55 PM |
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Mar 22 2010, 04:15 PM
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Newbie
1 posts Joined: Jul 2008 |
Hi all,
I need a PL for around rm 5k - 10k. Tenure from 3-5 years depending on the interest rate. Anyone can help me? |
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Mar 23 2010, 12:47 PM
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Junior Member
8 posts Joined: Oct 2008 |
Hi,
Any possible can i apply a PL around 20K, I'm gov servant with working exp just about 1 month. This is urgent. |
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Mar 23 2010, 12:52 PM
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Junior Member
86 posts Joined: May 2008 From: Taman Universiti Kajang |
QUOTE(cosmo @ Mar 23 2010, 12:47 PM) Hi, possible.....but u must have gurentor.....and also...ask u head department, sometime they dont want to sign the form (it s call Etika Kerja cause u still new employee).......Any possible can i apply a PL around 20K, I'm gov servant with working exp just about 1 month. This is urgent. |
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Mar 23 2010, 03:15 PM
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Junior Member
21 posts Joined: Sep 2006 |
hi
what is the different between monthly interest and yearly flat rate interest?? which 1 is better??? if i want to borrow PL 30k... |
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Mar 23 2010, 06:26 PM
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Junior Member
13 posts Joined: Mar 2008 From: kAy ElL |
hi all, really need advice from all of you. i have tried to apply loan from 2 different bank. unfortunately my application was not succeed. when i ask why, they unable to give me an answer. Fyi, my records is clean. is there any other way for me to get loan?
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Mar 23 2010, 07:18 PM
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Senior Member
827 posts Joined: May 2009 From: Hometown - Ipoh |
15k PL needed ~ net income 4k ~ offer/pm me please ~ thanks
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Mar 23 2010, 10:14 PM
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Senior Member
1,637 posts Joined: Jan 2003 From: Munich , Bangkok, Barcelona , KualaLumpur |
which bank offers reducing interest rate loan?
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Mar 23 2010, 10:30 PM
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Junior Member
171 posts Joined: Oct 2006 |
Hi, i wanna ask, my friend borrowed a 5k PL nov last year with 11% PA- EON bank. He pays abt rm120 every month.
If he wants to make early settlement, any idea how much rebate he can get back? thanks. Added on March 24, 2010, 8:56 amnvm. found the calculator ady. This post has been edited by accutane: Mar 24 2010, 08:56 AM |
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Mar 24 2010, 12:28 PM
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Senior Member
827 posts Joined: May 2009 From: Hometown - Ipoh |
Hi guys,
izzit wise to settle a PL with another lower rate PL? with early settlement RM200 |
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Mar 24 2010, 12:42 PM
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Junior Member
31 posts Joined: Mar 2010 |
Hi zen,
as a banker my advice, its wise if... > THe settlement does'nt require any notice or 1 month lieu of the instalment > the settlement does'nt impose any penalty > the repayment tenure is shorter or the same as the present loan > Of course if the repayment is lower... Regards, Hafiz Noor : ) Added on March 24, 2010, 12:45 pmHi there, while your busy punching numbers on the calculator don't forget to call eon bank up and ask if they need a notice or penalty.. If not go ahead have fun with the calculator... Regards, Hafiz Noor : ) This post has been edited by affable: Mar 24 2010, 12:45 PM |
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Mar 24 2010, 02:19 PM
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Junior Member
99 posts Joined: Nov 2008 From: Malaysia |
Need 16k loan with 3-5 repayment years. Monthly salary is RM3k but do not have EPF. Any agent here can help me get it?
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Mar 24 2010, 03:31 PM
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Senior Member
1,182 posts Joined: Jan 2003 From: Key Ell, Blkg |
What's the best deal for a RM70K loan for 15 years? Monthly and interest?
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Mar 24 2010, 03:41 PM
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Junior Member
31 posts Joined: Mar 2010 |
Hi there Jep,
since your looking for a loan that amount why don't you go to bank rakyat or bank islam cause they're the lowest rate, I'm working for al-rajhi btw and our rates is 5.05% for first 2 years and 6.99% for following years and our payout is 93% |
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Mar 24 2010, 04:24 PM
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Senior Member
1,182 posts Joined: Jan 2003 From: Key Ell, Blkg |
I plan to borrow about 50K for housing and extra 20K @ say 5.8%..while waiting for my house to finish at middle of next year...i plan to invest the extra 20K into ASB since asb dividen is roughly higher a bit than the loan interest...is it worth it?
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Mar 24 2010, 11:48 PM
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Senior Member
1,480 posts Joined: Mar 2009 From: puchong, selangor |
hi guyz
wanna asking u about personal loan if i want do some loan around rm15k roughly how much monthly repayment? loan with guarantee loan w/o guarantee thanks for ur help This post has been edited by nkarul85: Mar 24 2010, 11:52 PM |
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Mar 25 2010, 02:08 AM
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Senior Member
941 posts Joined: Aug 2008 |
QUOTE(nkarul85 @ Mar 24 2010, 11:48 PM) hi guyz Simple calculation can be use if u know ur loan amount, interest rate and tenurewanna asking u about personal loan if i want do some loan around rm15k roughly how much monthly repayment? loan with guarantee loan w/o guarantee thanks for ur help Loan Amount - 15k Interest Rate - 10% P.A Tenure - 5 years 10% x 5 years = 50% 15k + 7.5k (50% Interest of ur loan) 22500 / 60 = 375 I think u mean guarantor? I guess not much different about repayment for loan with or without guarantor. Just the chance for loan to get approve is higher with guarantor. This post has been edited by almeizer: Mar 25 2010, 02:10 AM |
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Mar 26 2010, 12:15 AM
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Junior Member
160 posts Joined: Jul 2009 |
looking for a personal loan up to 80k. any good offer? pls pm me of your contacts. thanks
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