Jan 17 2008, 11:00 AM
QUOTE(earl-ku @ Jan 17 2008, 07:38 AM)
i am thinking of getting aloan as well ...
i want to clear off my cc debt by getting a personal loan ...
got a debt of 2.5k for my cc, so is it wise to get a personal loan or get another card and do a balance transfer?
How long would you need to pay back the 2.5k debt? i want to clear off my cc debt by getting a personal loan ...
got a debt of 2.5k for my cc, so is it wise to get a personal loan or get another card and do a balance transfer?
If you can settle it within 12 months, I'd recommend you CIMB bank's CC.
You can get 10 months interest-free balance transfer.
Added on January 17, 2008, 11:00 am
QUOTE(ColourfulWorld @ Jan 11 2008, 11:23 AM)
I have a very nice package for all government servants even you are being blacklisted in CTOS as this package is specially design for the vast group of people which serve the country faithfully.
You can:
- Borrow up to RM100,000.00 without the need of a guarantor.
- 0.725% interest rate per month.
- 8.7% interest rate per annum.
- Payback term up to 10 years.
- Enjoy rebates on early payback.
- Approval within 5 days.
- Payment by salary reduction will only start 3 months after the payback dateline.
All you need is to submit the following:
- 1 copy of employer certified IC.
- 1 copy of employer certified Birth Cert + IC (PDRM only).
- 1 copy of latest salary statement + 2 copies of salary statement for previous 3 months, all certified by the employer.
- 1 copy of utility bill.
This is a valid personal loan program. For more information please PM me. Thx!
Balance reducing or fixed rate? You can:
- Borrow up to RM100,000.00 without the need of a guarantor.
- 0.725% interest rate per month.
- 8.7% interest rate per annum.
- Payback term up to 10 years.
- Enjoy rebates on early payback.
- Approval within 5 days.
- Payment by salary reduction will only start 3 months after the payback dateline.
All you need is to submit the following:
- 1 copy of employer certified IC.
- 1 copy of employer certified Birth Cert + IC (PDRM only).
- 1 copy of latest salary statement + 2 copies of salary statement for previous 3 months, all certified by the employer.
- 1 copy of utility bill.
This is a valid personal loan program. For more information please PM me. Thx!
Just for GOVERNMENT servant?
This post has been edited by ALeUNe: Jan 17 2008, 11:00 AM
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