Personal Loan, which banks offer the best deal?
|
|
 Jun 28 2007, 08:39 PM
Return to original view | Post
#1
|
 
Junior Member
640 posts Joined: Apr 2007 From: X-Mansion, Penang  
|
Tips for Personal Loan
-------------------------- 1. Check the rates 2. Confirm whether it is Flat Rate / Monthly Rest ( Flat Rates akin Hire-Purchase calculation - charged on loan amount and number of years while monthly rest is calculated based on monthly ) Higher interest charges if based on Flat Rate despite it is 5.7% pa. |
|
|
|
|
|
Jul 29 2007, 08:11 PM
Return to original view | Post
#2
|
|
Junior Member
640 posts Joined: Apr 2007 From: X-Mansion, Penang
|
Infos on Public Bank Personal Loan :
Existing PB's Loan Customer @ BFR + 1.0% / 0% pa (daily rest) http://www.pbebank.com/en/en_content/perso...amic/pbpfi.html Government Servant @ 5.7% pa http://www.pbebank.com/en/en_content/perso...lamic/bpfi.html |
|
|
Nov 4 2007, 03:58 PM
Return to original view | Post
#3
|
|
Junior Member
640 posts Joined: Apr 2007 From: X-Mansion, Penang
|
QUOTE(arctura_kinetic @ Oct 30 2007, 06:45 PM) actually my credit record is very bad. If your claims is true.. It seems there is no Banks in Malaysia can extend Personal Loan/Credit Card or any House Loans.i have tried apply persona loan from HSBC, RHB, Citibank, AlRajhi, StandardChartered but is get rejected. so is there any bank that can help?  Go to AKPK to help you clear up your records. |
|
|
Oct 8 2008, 12:27 AM
Return to original view | Post
#4
|
|
Junior Member
640 posts Joined: Apr 2007 From: X-Mansion, Penang
|
QUOTE(hanalolu @ Jul 21 2008, 12:05 AM) Wow ! The service charge damn high ! Say if 10k, rm550 decucted...not worth man ! Public Bank has 2 type of Personal Financing.Added on July 21, 2008, 12:07 am Public bank personal loan only open to goverment servant, exclude semi gov and state gov servant. BAE Personal Financing --- for selected goverment servant, including semi gov and state gov servant eg Penang State/Kedah State/MPSP/MPPP.. etc. BAE PLUS -- for existing Housing Loan / Term Loan / OD Customer. PLUS BAE Personal Financing-i/Plus Cash Line Facility-i offers: Quick cash between RM10,000 to RM150,000. Longer repayment period of 10 years. CLF-i is repayable on demand. Optional Group Takaful coverage. Great savings as no legal fees incurred. Financing Rate a. 7.75% p.a. (BFR + 1.00% p.a.) daily rest for the following customers: • who do not take up Group Takaful Family Plan (GTFP). • where facility is secured by cultivated or vacant land. • where MA is above 100% of CMV for existing facility secured by completed residential and commercial properties. b. 6.75% (BFR/BLR + 0% p.a.) daily rest for the following customers: • who take up Group Takaful Family Plan (GTFP) . • where MA does not exceed 100% of CMV for existing facility secured by completed residential and commercial properties. Source : http://www.pbebank.com/en/en_content/perso...amic/pbpfi.html |
|
|
Sep 30 2009, 12:04 AM
Return to original view | Post
#5
|
|
Junior Member
640 posts Joined: Apr 2007 From: X-Mansion, Penang
|
QUOTE(prudential @ Sep 29 2009, 04:24 PM) Al Rajhi Bank 8.5% for 2 - 5 years ; 8.99% for 6 - 7 years.8.5%.. i just call them up 7.99% for 2 - 5 years under Balance Transfer Program. # Note under Flat Rate / Rule 78 calculation. If interested PM to me. |
|
Topic ClosedOptions
|
| Change to: |  0.0173sec
 0.38
 7 queries
 GZIP Disabled
Time is now: 12th December 2025 - 05:33 AM |
Quote