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Personal Loan, which banks offer the best deal?
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TSIceQTurbo
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 Jul 13 2007, 08:17 AM
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Getting Started
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QUOTE(Reformist @ Jul 12 2007, 10:59 PM) Actually I am just curious. Y u guys take personal loan(PL)? Are PL interest rates lower? Even if it is, what do you guys invest in? It's all depends on individual usage, some use it for renovating their house, some use it in investment, some even use it for their marriage or even buying a house or a car. but i intend to use it to pay off my credit card, it is better to be charged less than 12% flat year per year, than the 18% compounded interest charged by cc company. |
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azharvedder
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Jul 13 2007, 10:08 AM
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Getting Started
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QUOTE(hackwire @ Jul 11 2007, 09:24 PM) Why is RHB looks good when its interest rate is 12% pa. Saw an ad in paper rhb is based on reducing balance just like housing loan. While others are fixed interest ie. like car loan. |
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arctura
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Jul 13 2007, 02:53 PM
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New Member
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http://www.pinjaman.infoanybody try this before? how is it?
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Mr e-gold
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Jul 13 2007, 03:08 PM
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New Member
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QUOTE(arctura @ Jul 13 2007, 02:53 PM) http://www.pinjaman.infoanybody try this before? how is it? is that some type of "AHLONG" or banking institution....?  |
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panterna
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Jul 13 2007, 03:14 PM
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New Member
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even the contact email is gmail... not a properly registered email... tsk..tsk..dangerous...
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Hybrified
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Jul 13 2007, 04:02 PM
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how much is the interest rate ? n where u get the website  |
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KingRichard
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Jul 13 2007, 04:05 PM
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QUOTE(IceQTurbo @ Jul 13 2007, 08:17 AM) It's all depends on individual usage, some use it for renovating their house, some use it in investment, some even use it for their marriage or even buying a house or a car. but i intend to use it to pay off my credit card, it is better to be charged less than 12% flat year per year, than the 18% compounded interest charged by cc company. now that Affin Bank CCs are charging 9%? maybe a better option...or at least put pressure on banks to lower their interest rates to stay competitive... |
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Hybrified
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Jul 15 2007, 10:05 AM
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got some question here for personal loan, after bank approve do i need go bank sign any agreement ? i applied via agency that can help ... but he claim after bank call n approve, the money automatic bank in the next week ... no paper anything |
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vin_ann
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Jul 15 2007, 10:34 AM
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is it OCBC Power Credit = personal loan???
any1 know about it?
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yamitenshi
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Jul 19 2007, 05:24 PM
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New Member
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seems to me even rhb has a high rate (12%) but the repayments r still lower than most banks bcos of the reducing balance.
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lawsh
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Jul 19 2007, 05:27 PM
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QUOTE(vin_ann @ Jul 15 2007, 10:34 AM) is it OCBC Power Credit = personal loan??? any1 know about it? similar to HSBC but repayment period is up to 7 years compared to 5 of HSBC |
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vin_ann
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Jul 19 2007, 09:36 PM
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QUOTE(lawsh @ Jul 19 2007, 05:27 PM) similar to HSBC but repayment period is up to 7 years compared to 5 of HSBC from wat i know abou Power Credit, they will give you an ATM card.... which u can withdraw money from ATM machine. OCBC ATM = FOC other than OCBC ATM = RM12 per withdrawal. it is charging 1.4% per month.... do ur thinks it better than other personal loan? |
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hackwire
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Jul 24 2007, 11:45 PM
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whats the best and cheapest personal loan at this time? Is UOB and Al radji still the top bank giving lower interest rate?
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darenohh
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Jul 26 2007, 11:47 AM
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hong leong having promotion on call on phone loan ... is 6 % p.a, the amount is up to 90% of ur credit card limit ..
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Ian_Mok
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Jul 26 2007, 12:06 PM
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New Member
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any senior/expert here can help? if i wan to borrow rm10,000, repayment for 2 years which bank offer the best rate? rhb 474.90 permonth hsbc 517 per month hong leong 516.67 per month seems rhb offer the best? any recomendation?
Added on July 26, 2007, 12:07 pmQUOTE(darenohh @ Jul 26 2007, 11:47 AM) hong leong having promotion on call on phone loan ... is 6 % p.a, the amount is up to 90% of ur credit card limit .. where u get da info? i search through hong leong website also cant get this can gimme the link? This post has been edited by Ian_Mok: Jul 26 2007, 12:07 PM |
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darenohh
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Jul 26 2007, 12:59 PM
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QUOTE(Ian_Mok @ Jul 26 2007, 12:06 PM) any senior/expert here can help? if i wan to borrow rm10,000, repayment for 2 years which bank offer the best rate? rhb 474.90 permonth hsbc 517 per month hong leong 516.67 per month seems rhb offer the best? any recomendation?
Added on July 26, 2007, 12:07 pmwhere u get da info? i search through hong leong website also cant get this can gimme the link? may be u need to call credit card service centre ... because I receive call from hong leong credit card staff ... but i reject the offer .. |
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hackwire
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Jul 27 2007, 08:56 PM
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I just check your comparison and i find that RHB is the best and worth considering but do check other bank like UOB and Al -radji . heard their yearly interest rate is 8.5 % , lowest of all.
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hanalolu
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Jul 27 2007, 09:36 PM
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Getting Started
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Citibank offer 7.6% p.a flat rate, PM me if interested.
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Hybrified
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Jul 27 2007, 09:55 PM
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i need apply but need settle with officer to get confirm approve. let me know if any guys got connection  |
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wai1460
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Jul 27 2007, 10:54 PM
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Getting Started
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Please refer to this webpage http://www.smartconsumerbanking.com/Maybe can help u all!!!! |
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