Personal Loan, which banks offer the best deal?
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 Jan 17 2008, 07:38 AM
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#1
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Senior Member
4,587 posts Joined: Jan 2003 From: Golden Meadow 
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i am thinking of getting aloan as well ...
i want to clear off my cc debt by getting a personal loan ... got a debt of 2.5k for my cc, so is it wise to get a personal loan or get another card and do a balance transfer? |
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Jan 17 2008, 11:24 AM
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#2
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Senior Member
4,587 posts Joined: Jan 2003 From: Golden Meadow
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QUOTE(ALeUNe @ Jan 17 2008, 11:00 AM) How long would you need to pay back the 2.5k debt? i see, so a loan is not the best option for this la ... i have bout 2.4 - 2.5k debt, whereby i am repaying bout 500 every month, some months bout 400If you can settle it within 12 months, I'd recommend you CIMB bank's CC. You can get 10 months interest-free balance transfer. Added on January 17, 2008, 11:00 am Balance reducing or fixed rate? Just for GOVERNMENT servant?   now still got 2.4k, but the thing is some months i still use bout 100 - 200 - so i am like notpaying enough ... would like to stop using it for petrol and pay it up with either a loan or a balance transfer ... am usingmaybank cards, how much can i roughly save with the options above ... appreciate the feedback ... |
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