not true now ..........
last time maybe right ...... but now is open to public listed co. too & other sdn bhd co. those registed with them..

but if not mistaken for bank islam, is required u to bank in salary into the saving/current account

i called bank islam, they offer 6.something% for private sdn bhd that is non-glc

-they say depends on company's financial background
-monthly salary must be above RM3000
-documents - IC, employment confirmation (Addressed to bank islam), EPF statement or EA form, 3 month pay slip, (salary) bank statement

im gonna apply.cross fingers

then is then.

now is now.

they only open to public listed GLC's....even then......only certain ones.

If u work in Ah Kau sdn bhd.....forget about it.

I work for PCK Pte Ltd. Dunno if can apply or not

halo bro, need ur help la.
this is what i want to ask.

1. can i apply personal loan (5k) with 1.2k salary?

2. i have debt (loan from MARA when i study before) worth 7k
(and the bad thing is, i didnt pay for it according to the schedule made by MARA. can i still apply for the loan?)

3. i'm just working, start april 2009 (work in TM). can i still apply the loan?

thx.

Below 21 can apply loan or not? my friend asking

For hong leong personal loan-

Must a least 21year above and 24k annual income...

i dont know so much about personal loan, but i have friend that do personal loan ambank(gov) n heong leong bank

hope this help..

what is the % bank rakyat for private staff?

if ah kau sdn bhd is registered with them & have account with the bank ... u also can apply & still have a chance to get the personal loan.

what an old mentality u r, so poor

No..muz 21 or above

This post has been edited by sskillercom: Aug 14 2009, 12:10 AM

If you have Amex Gold card, you can do a balance transfer. Their best rate I called them was this:

Minimum amount: RM2,000/-
Period: 24 months
Fee: RM30/-
Rate: 0.375% per month (or about 4.5% per annum)

Early settlement is useless because they will charge you the full interest anyway.

Only problem is that you need to make a big purchase using another credit card and do the balance transfer. Good thing you get your reward points twice!

Hi, i'm adiLee from HSBC Amanah..If anybody would like to apply for personal financing or credit card, may contact me,my number is 012-7624526...Hope can provide u our services..

hi ... i alredy try many bank for apply personal loan....but all of them said i not qualified bcoz scoreboard???what is that???how i want to make sure to get scoreboard pass with fast as soon as possible???thanks....

if u are ah kau sdn bhd - they will ask u to f*ck off. U think u can register with them?

what a retarded mentality u have.

yes, I am poor though.

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Added on August 25, 2009, 10:44 pmIt's the bank's internal scorecard which assesses your credit worthiness.

Even the sales people won't know what are the components within the scorecard.

They take into your account your CCRIS conduct, demographics like age, occupation, income etc - and come out with a score.

u failed. However, it doesn't mean that if u fail Bank X's scorecard - u will fail other bank's scorecards as well.

check your ccris behaviour pls. I suspect u have a low score because of this.

This post has been edited by Phoeni_142: Aug 25 2009, 10:44 PM

anyone knows about this company lender, is it good choice...please advise..very desperate since all banks reject my app..

http://www.fastloankl.com

Its something like koperasi ??
or loan brokers..

i believe most of the bank will not offer as they got their minimum tenure for personal loan...for HSBC, we request for 3 months notice (no panalty) o if really want to settle immediately, panalty: 3 months interest...by the way, i am working with HSBC, as a financial guide...012-7624526

what is HSBC rate for PL per annum?

i think it is company money lender, but i am afraid it is like Ah Long association...anyone knows well this company?

depends on the financing amount and which company u working with...minimum 9%...but the different is u get all the amount u finance, no any processing fee or handling fee...

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Added on September 1, 2009, 2:10 ami believe is a money lender like ah long...

This post has been edited by adilee: Sep 1 2009, 02:10 AM