hi, i want to apply loan RM10K a.s.a.p
im located at bandar utama

i want to know the montly payment if paid in 2/3/4 years
please PM me your offers thanks

i called bank islam, they offer 6.something% for private sdn bhd that is non-glc

-they say depends on company's financial background
-monthly salary must be above RM3000
-documents - IC, employment confirmation (Addressed to bank islam), EPF statement or EA form, 3 month pay slip, (salary) bank statement

im gonna apply.cross fingers

ok, im in deep **** now, I have credit card debt of RM12,000.
Minimum payment is how much? 5% right ?
RM600 cc minimum payment is too much for me.

Should I apply loan?
RM200/month for personal would be comfortable amount. Please advise. (or offer)

hi a bank offered me personal loan of RM15K for 7.99% for 5 years. using online calculators, the monthly payment should be RM304.15, but the bank says its RM350 per month. There's no fees or other hidden charges, how are PL payments calculated?

wow these PL interest are so crazy, its more economical to do a Hongleong essential credit card cash advance - 2% fee, 11% per annum REDUCING interest.

Comparison

HL cash advance 11% reducing
Amount RM9000
Monthly payment - minimum payment
duration 8 years 8 months
TOTAL INTEREST - RM1,853.15


Personal Loan
Amount RM9000
Interest 8% per annum
2 year duration - monthly 434.925 - total interest - 1440
3 year - monthly 310 - total interest 2160
5 year - monthly 210 - total interest 3600


HLB essential cash advance is truly better. as well as alliance bank balance transfer - also reducing rate. moreoever, the more you add to your monthly payment, the more u save

can somebody recommend me the lowest rate personal loan? I need at least RM10K now, urgent

somebody PM me thanks

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Added on September 20, 2010, 9:45 ammizz_purfect, u know your bro/sis can work full time and study part time right? they can pay monthly just Rm500-600 dollars in local colleges

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Added on September 20, 2010, 10:04 am
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Maybank has balance transfer program for "0.413% - 36 months" according to their form http://www.maybank2u.com.my/WebBank/BTForm_291209.pdf

but what does that mean? how do you calculate the monthly payment?

This post has been edited by zzzxtreme: Sep 20 2010, 10:04 AM

that sounds about right jaqs. it's crazy huh

but why so much for renovation? have u seen those beautiful contemporary NYC/Tokyo renovation? simple concrete floors/walls, but with modern lighting.

focusing on environment, space and function.

jags, out of necessity ?

Maybank Amex "reducing interest" is 9% and affinbank CC "reducing interest" is 10%.

if u spend RM30K on both cards and be able to pay RM1500 monthly (at least the first few months), you can finish it in less than 3 years with very very low interest.

Use this calculator :

http://www.fcac-acfc.gc.ca/iTools-iOutils/...ulator-eng.aspx

eh why no loan agents reading this page?

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Added on September 23, 2010, 3:51 pmany personal loan officer? me want to borrow 50K or 100K for long period. my salary is 7400. PM me please

This post has been edited by zzzxtreme: Sep 23 2010, 03:51 PM

for non civil servants

if you borrow 10K, 4 years, monthly will be RM280

maximum duration so far is ODBC 7 years. 30K is 600 a month for 7 years. prepare to pay a lot of interest man.

whatcha gonna do with the money? perhaps we can advise on alternatives

most banks quote me 10.5 or 9.5%