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 Personal Loan, which banks offer the best deal?

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hibiki85
post Sep 1 2009, 11:59 PM

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Hi Guys,

Is there any bank agent that could help me for applying personal loan?
My Status is as follow.
1. Salary 2.7k work in private sect
2. Owned CC and Car loan
3. Just change jobs
4. Need to apply 10k
Am i eligible? Standard chartered loan seems to be fair offer to me, so
any recommendation? plz pm me or email hibiki_85@yahoo.com

Tq.

This post has been edited by hibiki85: Sep 2 2009, 12:03 AM
emerald
post Sep 2 2009, 09:23 AM

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QUOTE(hibiki85 @ Sep 1 2009, 11:59 PM)
Hi Guys,

Is there any bank agent that could help me for applying personal loan?
My Status is as follow.
1. Salary 2.7k work in private sect
2. Owned CC and Car loan
3. Just change jobs
4. Need to apply 10k
Am i eligible? Standard chartered loan seems to be fair offer to me, so
any recommendation? plz pm me or email hibiki_85@yahoo.com

Tq.
*
i think u should try eon bank.. thumbup.gif
shanelai
post Sep 2 2009, 11:44 AM

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QUOTE(mmusang @ Aug 11 2009, 08:43 AM)
bank rakyat recent campaign is 3.5%, but not sure about private sector and other requirement
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Anyone here applying this? Sounds good huh?"
mmusang
post Sep 2 2009, 12:39 PM

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QUOTE(shanelai @ Sep 2 2009, 11:44 AM)
Anyone here applying this? Sounds good huh?"
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mmm.. sounds good because it is for goverment servants and limited private company only
Thestarz
post Sep 3 2009, 05:59 PM

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which bank i can go to get a loan for RM40k?

current salary is RM4000.00

no cmmitment....
have a permanent job.

chong.poh.e
post Sep 8 2009, 10:39 PM

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QUOTE(Thestarz @ Sep 3 2009, 05:59 PM)
which bank i can go to get a loan for RM40k?

current salary is RM4000.00

no cmmitment....
have a permanent job.
*
Hi, I am working in a Singaporean bank in KL.
You're eligible to apply 5 times of your monthly income if you are working in a private limited company while 6 times if under public listed company.

RM 4k x 5 = RM 20,000

We includes allowances, commissions and rental income too smile.gif


Nudge me for more info

012 697 3746


limand
post Sep 9 2009, 07:26 PM

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Guys, I'm looking for personal loan for around 20-30K. PM me for any good offer.

Thanks

MoneySoSpecial
post Sep 12 2009, 12:16 AM

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QUOTE(limand @ Sep 9 2009, 07:26 PM)
Guys, I'm looking for personal loan for around 20-30K. PM me for any good offer.

Thanks
*
You can check out the latest promotion by Bank Islam, bank profit rate is 4.1% p.a. only, which is consider very low. But the loan amount must be 30k and above.


Bank Islam “EXTRA BAG ANZA” Personal Financing-i Campaign
dotmy8
post Sep 12 2009, 02:53 PM

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anyone can private talk?


Added on September 12, 2009, 3:25 pmanyone doing paperwork for p.loans ? pm pls ..

This post has been edited by dotmy8: Sep 12 2009, 03:25 PM
MoneySoSpecial
post Sep 14 2009, 05:34 PM

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QUOTE(Jeve @ Sep 13 2009, 03:07 PM)
Is this open to non-muslim too? just want to make sure my calculation is correct.

principle=30,000
repayment=12 period
monthly repayment = (30,000 x 104.1%)/12 = RM 2,602.5

right?

Can anyone with mortgage PM me for RM40k personal loan deal?

Thanks.
*
Yes, your calculation is correct. I made a call to Bank Islam to clarify the promotion:

- The rates only apply for first three year. If loan for one year, 4.1% as well.
- Open to all, including non-muslim.
- Only open to government staff or company which is public listed. cry.gif

vince_teh
post Sep 15 2009, 06:49 PM

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i got it at BSN

Loan RM 100K
Repayment :RM 1259 permonth for 10years
Interest 5.1% p.a.

early settlement penalty 3month interest

is that ok??

jenny03
post Sep 25 2009, 09:18 AM

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if 10k from bsn how much the intrest?
mmusang
post Sep 26 2009, 01:56 PM

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vince, how on earth u can get 100K, can u explain a bit? thx.


Added on September 26, 2009, 1:58 pmsome of rates here is for goverment servants only, care to inform rates for private sector

This post has been edited by mmusang: Sep 26 2009, 01:58 PM
adilee
post Sep 28 2009, 12:48 AM

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HSBC Amanah balance transfer promo....5.99% p.a....
i'm a Financial Guide of HSBC Amanah,adiLee (012-7624526)...
For those who got their personal financing approved before Hari Raya, i wish u all Selamat Hari Raya n Happy Deepavali...
Thanks...


Added on September 28, 2009, 12:52 am
QUOTE(mmusang @ Sep 26 2009, 01:56 PM)
vince, how on earth u can get 100K, can u explain a bit? thx.


Added on September 26, 2009, 1:58 pmsome of rates here is for goverment servants only, care to inform rates for private sector
*
i just got few private sector customer get approve for their personal financing with 60k-100k...basically, is depends on what type of document u provide...may using credit card to apply as well...adiLee (012-7624526) from HSBC Amanah...

This post has been edited by adilee: Sep 28 2009, 12:52 AM
vandetta
post Sep 29 2009, 09:22 AM

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Your HSBC Amanah balance transfer promo, is it balance transfer for credit cards? Transfer the CC blance to cash money, is it like that?
adilee
post Sep 29 2009, 12:09 PM

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QUOTE(vandetta @ Sep 29 2009, 09:22 AM)
Your HSBC Amanah balance transfer promo, is it balance transfer for credit cards? Transfer the CC blance to cash money, is it like that?
*
nope, balance transfer is transfer to credit card...however, can use ur current credit card to apply personal loan as well...
vandetta
post Sep 29 2009, 12:17 PM

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I'm not looking for big amount, where is your office btw? I just went to hsbc amanah at s9, to take the form.
eric.tangps
post Sep 30 2009, 12:04 AM

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QUOTE(prudential @ Sep 29 2009, 04:24 PM)
Al Rajhi Bank

8.5%.. i just call them up
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8.5% for 2 - 5 years ; 8.99% for 6 - 7 years.

7.99% for 2 - 5 years under Balance Transfer Program.

# Note under Flat Rate / Rule 78 calculation.

If interested PM to me.
raven143
post Oct 2 2009, 09:37 AM

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hi there.. am plannin to take a personal financing loan for RM30k - RM40k, repayment period of 10 years. loan is for Kawasaki ER6n purchase. any suggestions? currently in Kuching. thx.
@sd
post Oct 2 2009, 11:59 AM

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hi there, yesterday got SMS from Al-Rajhi inform my loan is approved. How long it take to wait to make the " akad" and get money.

thanks

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