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 Personal Loan, which banks offer the best deal?

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nokiaXP
post Apr 20 2011, 08:10 PM

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for personal loan,which bank got do convertion from singapore dollar to rm

Added on April 20, 2011, 8:12 pm
QUOTE(airline @ Apr 20 2011, 04:11 PM)
U can apply. Provided if u have existing credit card more than 1 year
Limit above 6k

Added on April 20, 2011, 4:22 pm

Maybe u need rm2k a month sing dollar
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i ask the officer and she say got convert to rm

This post has been edited by nokiaXP: Apr 20 2011, 08:12 PM
airline
post Apr 21 2011, 10:27 AM

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QUOTE(m.helmi @ Apr 20 2011, 04:46 PM)
the ccris for my first hp (car loan) with 000001222322 record.

is this a problem as i have seek some bankers advice and they told me that a 3 in my 12 months ccris record will make my personal loan application hard to be approved.

is it true?
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If u 3 months late, difficult. Try to pay on time for next 6 months then try apply again
m.helmi
post Apr 21 2011, 10:54 AM

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QUOTE(airline @ Apr 21 2011, 10:27 AM)
If u 3 months late, difficult. Try to pay on time for next 6 months then try apply again
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noted.

most probably i'll fully settle the 'said' car loan and apply a month after that.
epie
post Apr 21 2011, 08:43 PM

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QUOTE(kenshin1 @ Apr 20 2011, 12:18 AM)
cimb koperasi loan is none rebate loan... so if u wanna b a good customer paying untill 20years.. go ahead.. if u wanna overlap in few years.. no rebate at all....
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where did u get this info?
I ask CIMB and they said the rebate gonna be the same
G-ShoCk
post Apr 22 2011, 09:02 AM

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QUOTE(Sifha238 @ Apr 16 2011, 01:29 AM)
3.98% flat rate for 20 years.

CIMB extend the promotion till 31 JUNE 2011

Can PM me if intrested
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the rate offered is good..unfortunately, not working with gvment sad.gif
kenshin1
post Apr 22 2011, 12:37 PM

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QUOTE(epie @ Apr 21 2011, 08:43 PM)
where did u get this info?
I ask CIMB and they said the rebate gonna be the same
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WHERE DID U CALL?? U SHLD CALL HQ, BUT NOT BRANCH.. THEY DONT KNW THE THING..ASK HQ AND GIV U CONFIRM ANSWER..
scouser7
post Apr 22 2011, 02:37 PM

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Wish to take PL for RM50k. I'm in the private sector. Pls advise what are my best options. TQ
kenshin1
post Apr 22 2011, 06:18 PM

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QUOTE(scouser7 @ Apr 22 2011, 02:37 PM)
Wish to take PL for RM50k. I'm in the private sector. Pls advise what are my best options. TQ
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be frankly,pls make sure u can hit 50k... in banking line...banks regularly wld giv u x5 only....
2nd, u must hv a credit card or paying any personal more than 1 year... these are the basic rule...

if u cant hit 50k, try to combine 2 banks and apply together...thx
frankzane
post Apr 23 2011, 12:25 AM

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QUOTE(Sifha238 @ Apr 16 2011, 08:27 PM)
kerja kerajaan / glc
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any hidden fees for this loan? cimb 3.98.
airline
post Apr 23 2011, 11:37 AM

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QUOTE(scouser7 @ Apr 22 2011, 02:37 PM)
Wish to take PL for RM50k. I'm in the private sector. Pls advise what are my best options. TQ
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Most banks will be more than willing to lend u money
But u need at least 10k per month
joe_jelangkung
post Apr 23 2011, 11:58 AM

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hello there. i have a question.

right now, i hd already apply for PL from BSN. the amoun is 70k. i'm planning to use the money for my wedding and also as my downpayment for car. so after some calculations,i got balance around 15k.my idea is to pay back BSN 15k to lower the installment.is it possible?

thank you for ideas/suggestions. notworthy.gif
airline
post Apr 23 2011, 01:21 PM

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Lower installment don't think can
moskau12
post Apr 23 2011, 04:58 PM

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QUOTE(Sifha238 @ Apr 12 2011, 05:48 PM)
Anyone work at government sector, this is the best offer in town right now....

Read my signature below  smile.gif
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bro, swasta bleh?
Sifha238
post Apr 23 2011, 06:11 PM

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QUOTE(frankzane @ Apr 23 2011, 01:25 AM)
any hidden fees for this loan? cimb 3.98.
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No hidden fee since this product is from CIMB Islamic. The will deduct 5% from your total loan, that's all for 20 years thumbup.gif

QUOTE(moskau12 @ Apr 23 2011, 05:58 PM)
bro, swasta bleh?
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Swasta x boleh bang, maaf
nokiaXP
post Apr 24 2011, 04:12 PM

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which bank that apply pl juz need a cc that more than 1 years?mean no need pay slip
airline
post Apr 24 2011, 05:51 PM

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QUOTE(nokiaXP @ Apr 24 2011, 04:12 PM)
which bank that apply pl juz need a cc that more than 1 years?mean no need pay slip
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U can apply from me hsbc
nokiaXP
post Apr 24 2011, 07:13 PM

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QUOTE(airline @ Apr 24 2011, 05:51 PM)
U can apply from me hsbc
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wat the interest rate?pm your number
annielee
post Apr 25 2011, 12:53 PM

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Need 100k - 120k ..
Salary : RM150k annually
CC : got HSBC and StandChart with about RM30k limit each
Only got housing loan at the moment, at rm1900 per month

anyone can tell i qualify for 100k loan ?
airline
post Apr 25 2011, 03:43 PM

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No u don't qualify
Better u refinance ur house to get that much
KeV
post Apr 25 2011, 06:43 PM

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which banks offer the best personal loans for 10k within 2 or 3 years repayment?

checked cimb 0.74 % per month, any other cheaper?

Added on April 25, 2011, 6:43 pmwhich banks offer the best personal loans for 10k within 2 or 3 years repayment?

checked cimb 0.74 % per month, any other cheaper?

This post has been edited by KeV: Apr 25 2011, 06:43 PM
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