this is long thread. what bank gives out cheapest personal loan.
if only have ic and credit card can apply already?
Personal Loan, which banks offer the best deal?
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 Apr 7 2010, 01:39 PM
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#1
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Senior Member
7,923 posts Joined: Feb 2007 From: 1 Malaysia 
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Quote|
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Mar 31 2011, 09:49 AM
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#2
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Senior Member
7,923 posts Joined: Feb 2007 From: 1 Malaysia
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I give u all tips
Personal loan most be at least 2k a month Higher approval rate if more than 3k a month |
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Mar 31 2011, 10:42 AM
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#3
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Not sure of easy Rhb, personal loan sure need epf statement or most likely reject
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Mar 31 2011, 10:53 AM
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#4
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7,923 posts Joined: Feb 2007 From: 1 Malaysia
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Some members dont contribute to epf. Not don't want give epf statement
This post has been edited by airline: Mar 31 2011, 10:54 AM |
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Apr 6 2011, 10:45 AM
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#5
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Better if salary above 3k, for easier approval
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Apr 7 2011, 09:45 AM
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#6
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150k maybe possible.
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Apr 7 2011, 01:34 PM
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#7
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if below 30 years old, maximum 7.5K loan u get.
if age 30 years above, maximum 10K. depends on credit department. final say |
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Apr 7 2011, 04:49 PM
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#8
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Senior Member
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Received this calls also. Price solutions offered me rm150k loan
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Apr 11 2011, 10:37 PM
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#9
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Senior Member
7,923 posts Joined: Feb 2007 From: 1 Malaysia
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side topic, bank rakyat if non- malay easy to get loan meh?
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Apr 15 2011, 07:11 AM
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#10
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7,923 posts Joined: Feb 2007 From: 1 Malaysia
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no income, use credit card to apply personal loan lo.
can pay enough. |
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Apr 16 2011, 02:05 AM
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#11
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Just wondering, non Malay can apply bank Islam a not?
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Apr 16 2011, 10:59 AM
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#12
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7,923 posts Joined: Feb 2007 From: 1 Malaysia
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Can apply. U can do thru me as well.
Why u want to apply so many |
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Apr 19 2011, 12:37 PM
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#13
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QUOTE(Donut_Icing @ Apr 18 2011, 07:51 PM) STATUS : SERVE WITH PLC COMPANY U have any credits card on hand?SALARY : RM2.5(BASIC) + ALLOWANCES LOAN HISTORY : CAR LOAN (PBB NEARLY 1 YEAR)-GOOD PAYMASTER FRESH GRAD (EMPLOYED LESS THAN 3 MONTH) WISH TO APPLY LOAN MINIMUM RM12K & MAX RM25K ANY BANK CAN OFFER ME PL? WHAT DOC I NEED TO PREPARE? PLEASE ADVISE ME....TQ    Added on April 19, 2011, 12:38 pm QUOTE(500Kmission @ Apr 19 2011, 01:21 AM) but the problem is credit card need my income disclose which i dont have it. now i study ACCA full time. Can hide the info when apply. Depends on ur luckThis post has been edited by airline: Apr 19 2011, 12:39 PM |
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Apr 20 2011, 04:11 PM
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#14
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QUOTE(young_guy87 @ Apr 20 2011, 04:13 AM) But how actually CIMB works the rebate scheme? U can apply. Provided if u have existing credit card more than 1 yearAdded on April 20, 2011, 4:14 amany loans which dont actually need a guarantor? coz i am in tuition business, and i dont have a pay slip? but im capable to earn about 5-7k a month... Limit above 6k Added on April 20, 2011, 4:22 pm QUOTE(nokiaXP @ Apr 20 2011, 03:12 PM) apply for maybank pl amount 10k get rejected.working in sg gross salary sgd1900.got car and housing loan.maybank pl so hard to apply? Maybe u need rm2k a month sing dollarThis post has been edited by airline: Apr 20 2011, 04:22 PM |
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Apr 20 2011, 04:43 PM
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#15
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7,923 posts Joined: Feb 2007 From: 1 Malaysia
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What is wrong with ur ccris u didn't mention?
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Apr 21 2011, 10:27 AM
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#16
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Senior Member
7,923 posts Joined: Feb 2007 From: 1 Malaysia
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QUOTE(m.helmi @ Apr 20 2011, 04:46 PM) the ccris for my first hp (car loan) with 000001222322 record. If u 3 months late, difficult. Try to pay on time for next 6 months then try apply againis this a problem as i have seek some bankers advice and they told me that a 3 in my 12 months ccris record will make my personal loan application hard to be approved. is it true? |
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Apr 23 2011, 11:37 AM
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#17
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Senior Member
7,923 posts Joined: Feb 2007 From: 1 Malaysia
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QUOTE(scouser7 @ Apr 22 2011, 02:37 PM) Wish to take PL for RM50k. I'm in the private sector. Pls advise what are my best options. TQ Most banks will be more than willing to lend u moneyBut u need at least 10k per month |
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Apr 23 2011, 01:21 PM
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#18
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Senior Member
7,923 posts Joined: Feb 2007 From: 1 Malaysia
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Lower installment don't think can
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Apr 24 2011, 05:51 PM
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#19
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Senior Member
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QUOTE(nokiaXP @ Apr 24 2011, 04:12 PM) which bank that apply pl juz need a cc that more than 1 years?mean no need pay slip U can apply from me hsbc |
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Apr 25 2011, 03:43 PM
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#20
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Senior Member
7,923 posts Joined: Feb 2007 From: 1 Malaysia
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No u don't qualify
Better u refinance ur house to get that much |
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