hi guys, need personal loan for rm20k from any local bank with lowest interest possible. I got 1 cimb card currently about 6k left and one rhb credit card which i canceled and paying monthly properly. So far no calls from either bank asking me to pay because i memang pay on time la. salary 3.5k.

I TOT 3.98% END ON 31 OF MARCH....

3.98% FOR 2O YEARS OR 3.98% FOR 10 YEARS?

IF 3.98% FOR 20 YEARS.. SURE NO REBATE WHEN EARLY SETTLEMENT..IF LISTED..

Hi,

Do you interested with the offer below?
Financing Rate: 6.5%-12%
Financing Amount: 6k-150k
Financing Tenure: 2-7years
No Collateral.
No Guarantor.
No Processing Fee.
Perhaps you can drop me a sms or email me so that i can explain further to you. Cheers.

Rgds,
Zerro Yap
017-4515158
zerroyap@ocbc.com

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Added on April 13, 2011, 1:53 amFor your information, most of the P.Loan do not need a guarantor nowadays provided you have black and white income every month.
Are you doing your own business or you are employed?
You can PM me anytime if u wish to more detail information of P.Loan offer. Thanks.

Rgds,
Zerro Yap
017-4515158
zerroyap@ocbc.com

This post has been edited by zerro.yap: Apr 13 2011, 01:53 AM

for those who have applied p.loan with other banks.. and looking for a lower interest rate than the existing loan, u may contact me.. can apply with standard chart, and provide the offer letter from the bank, i can request to get lower interest rate from tat bank...

u have to apply loan with standard chart, min approval = Rm 75k, provide the offer letter from the other bank to get lower interest rate. Eg : XX bank offered 5.5%, once ur loan with SCB approved, they will consider lower than that. This is only applicable in the month of April only.

If i dont have any income now and i need 10k whether any bank can offer me. what is the interest? If i say i will clear in 2 years, but i clear it in one year, will it penalty?

no income how banks can offer loan ? even ah long also wont give

what abt if i got CIMB structure deposit worth 70K?

no income, use credit card to apply personal loan lo.
can pay enough.

Hi all.

im looking to take personal loan
basic is 2.5
have credit card using since decmber and working for my company for 10 months coming end of this month

any loan officer here pls pm me.

thanks a bunch

3.98% flat rate for 20 years.

CIMB extend the promotion till 31 JUNE 2011

Can PM me if intrested

credit card need to show income as well. and somemore use credit card to get a loan need to pay within one month, otherwise i have to pay very expensive interest.

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Added on April 16, 2011, 2:03 amwhat is the require to get this loan?

This post has been edited by 500Kmission: Apr 16 2011, 02:03 AM

Just wondering, non Malay can apply bank Islam a not?

Can we apply for personal loan from more than one bank? i already got a loan from Bank A so can i apply again from other bank as well?

Please advice.

Thanks

Can apply. U can do thru me as well.
Why u want to apply so many

hi ..
im having hongleong p.loan started from feb2011
loan : 10k
3 year
monthly payment 380

save 20% after 8month of pay on time
if i pay on time every month , i can finish the repayment early which is 5.6month early
and saving in total rm2128
so total payment for 3year is rm11552

how am i gonna save interest if port to ur service

This post has been edited by stevenX: Apr 16 2011, 11:31 AM

let me share with you guys here. The lowest interest is only possible if you are high earners. My experience with Std Chrt is horrible. 3 months of no news.. for someone who is earning 5 figures i was consider high risk.. LOL. I applied for OCBC PL.. approved within 1 week but as i mentioned earlier, the interest rate is not the most attractive... I just need the cash to pump in into new biz that potentially will give me higher returns. Anyway just my 2 cents.
the lowest offered always with alot of catch.

yeah .. my pl rm10k with hongleong .. done within a week ..

but the so call rhb fast cash ...
take more than a week and only approve rm2k ..

kerja kerajaan / glc

glc meaning? sorry i am quite noob on personal loan.

3 mths no news means - rejected ...
the risk lever determined by the bank.. diff bank diff method... maybe sum applied in ocbc but rejected, SCB can approve...