im asking only for a 10k loan, wtf, so little also reject, they really dont want business meh? real mofos

I also lent 15k only also reject because they say i too high commitment but i said over 3 years my 3 different car loans all non default or late [payment and full paymaster so why ? they say i am too young no credit card unsecured landing lol wtf~

i have 3 credit cards in my name, 6000, 5200 and 4000 credit limit, paid all for my first car loan and no current car loan, still they dont want to lend, bugger

its getting harder to get personal loan now a days thts why ppl go ah long

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Added on May 2, 2011, 1:35 amReject for what reason bro ?

This post has been edited by AXeL888: May 2 2011, 01:35 AM

er i heard is due to alot people doesnt pay up their loan~

I don't owe any bank since this is my first time.

Went to bank rakyat and bank muamalat and know that they give to gov servant and some company that attached to them only.

tried private bankers?

no reason given,wtf

sigh guess thats bank service now a days me too always same thing no blacklist tho thts why ppl go find ah long lol!

axel888, ive been approached by lowyat forumer, katrina91, i think she might be able to get my stuff done, lets hope so, i do want to borrow some money! lol

8.88% from alliance bank

Y DONT U GUYS LOOK FOR ME.. IM QUITE EXPERIENCED AT IT...NOT DIRECT FROM ALLIANCE BANK ONLY.. LINKS TO MY FRIEND AT ANY OTHER BANKS

PS. DONT GO MAYBANK AND CIMB PLOAN ANYMORE... IT WONT APPROVE.. IT'S NOT THE SAME AS OTHER BANK PLOAN...

hehehe.....finally.......after reading through until last page...
hear so much n know so much....but, for those that can advise me on this...do share here...

plan to get pl for 17k-20k...
salary = 3300approx (basic+fixed elaun) <--already deduct kwsp
working field = IT private
loan = rm153 for a kancil, gud payer....
cc = mbb2card amex+visa = 10k limit)...

so...which bank is better for nowdays?

thanks guy....wanna invest n get marry.........

why u say maybank and cimb wont approved pl?

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Added on May 4, 2011, 5:31 pmi apply pl from eon bank,cimb and alliance bank.which bank got higher chances to get?still waiting status

This post has been edited by nokiaXP: May 4 2011, 05:31 PM

cimb and maybank..

they dont look for unsecured lending (credit card/ploan) more than 1 year.. they just wanna make sure ur income is more than 2.5k (but if u hv other house or car loan default or late also wont do..).....

actually.. eon bank and alliance bank ploan... the approval rate is quite low, lower than hlb, scb, uob, hsbc...
cos better rate...

im alliance banker direct from alliance bank...i can say the alliance bank approval rate is better than few months b4...



p.s. applying ploan,is not so easy...they will go vis ccris record in bank negara...watever u hv , will show in there.... these are the rules, no 2 month or more late payment... commitment not to high.. and not too much loan...

which means...banks choose customers... not customers choose banks...banks dont wanna rugi of lending u money....so choose a good banker is more important,to let u know more details, knw wat shld do next if reject...

can we convert our credit card to personal loan? tired of paying high interest on cc.

hi bro i am from hong leong bank personal loan anything can call if interested i can help u guy check the system before apply the loan so i don wanna waste ur guys time also 0102488978 Jimmy

yes..this is the alot of people use personal loan for....

And what makes you think that PL interest is lower? By just looking at the nominal interest value?!
Go do research on effective interest rate as well as know the difference of CC interest rate which is on reducing balance whereas PL is on fix interest rate. So understand the difference first before jumping the gun and thinking PL interest rate is lower.

juz received a sms from cimb saying that my pl not approved

apply balance transfer la, the interest rate was way lowerrrrrrrrrrrrrrrrrrrrrrrrrr than personal.