for those who have applied p.loan with other banks.. and looking for a lower interest rate than the existing loan,  u may contact me.. can apply with standard chart, and provide the offer letter from the bank, i can request to get lower interest rate from tat bank...

u have to apply loan with standard chart, min approval = Rm 75k, provide the offer letter from the other bank to get lower interest rate. Eg : XX bank offered 5.5%, once ur loan with SCB approved, they will consider lower than that. This is only applicable in the month of April only.

let me share with you guys here. The lowest interest is only possible if you are high earners. My experience with Std Chrt is horrible. 3 months of no news.. for someone who is earning 5 figures i was consider high risk.. LOL. I applied for OCBC PL.. approved within 1 week but as i mentioned earlier, the interest rate is not the most attractive... I just need the cash to pump in into new biz that potentially will give me higher returns. Anyway just my 2 cents.
the lowest offered always with alot of catch.