For Standard Chartered, it took ages to get approved. 3 months down the road they are still calling me to do background check.. 3 months!

let me share with you guys here. The lowest interest is only possible if you are high earners. My experience with Std Chrt is horrible. 3 months of no news.. for someone who is earning 5 figures i was consider high risk.. LOL. I applied for OCBC PL.. approved within 1 week but as i mentioned earlier, the interest rate is not the most attractive... I just need the cash to pump in into new biz that potentially will give me higher returns. Anyway just my 2 cents.
the lowest offered always with alot of catch.