Hi there, may I know when did your P.Loan application get rejected in OCBC?
Starting from 1stFEB, OCBC has loosen the scoring checking and commitment checking.
Perhaps I can help you to make a try again.
Here is the information of the P.Loan application:
Financing Rate : 6.5%-12%
Loan Amount(RM): 6K-100K
Tenure (year) : 2-7
Perhaps you can call me for further discussion. Cheers.

Rgds,
Zerro Yap
017-4515158
zerroyap@ocbc.com

hello all,

i'm looking for PL:

basic income = 2612
fixed allowance = 170
variable bonus = 600-1000 every quarter(company profit sharing)

i would like to apply for 30k loan amount

i prefer to have a loan either bank rakyat or bank islam....

good paymaster-never miss or late payment for cc(every month pay more that minimum payment) and car(loan with bank islam)

reason: to clear my outstanding cc and my new house(loan share with wife) renovation plan....

ANYBODY CAN HELP???

tq...pm me...

This post has been edited by PL30Kseeker: Feb 19 2011, 01:14 AM

just to update to all pal here who applying for cimb loan for govt serv. im still working on my application. sumhow i dun know i hav to give my banking statement for my salary bank. they want the latest update statement as of today for example if you do it today. so waiting for this monday to submit the last document needed and will update you guys after that.

RHB EASY, pretty easy to apply. up to 100k. good luck

I'm interested in applying personal loan 10-15k. Any banker here care to pm me the detail ?

hey guys, I would like to take a personal loan of 55k. 1 year tenure.
may i know which bank offers the lowest interest rates??
from my searching so far maybank offers the lowest which is 9% p.a.
pls advise. thanks!!!!!

hi, i would like to take apersonal loan of 4K-5K with 1 year repayment and my salary is >RM2500...but i have car loan of ~RM500....

Which loan is the best for me?

Hi, im not sure if im posting correctly here anot.

Im 21 this year and.
My assets are a small running detailing business with draws around 800 per month and a stable office job with draw around 1.5k per month

im thinking of getting a 15k personal loan to buy a slightly reliable car from a friend.My question is can i affort a 15k personal loan with the current repayment interest? Im a newbie in this so i'm asking for some experienced people for some help and advice. I stay with my parents so my food and accomodation is free, the only stuff i pay for is the 100RM phone bill, My father sents me to work so im saving up from there too.

Issit possible to get this 15k personal loan?
How much is the interest from a PL now?
Which bank is recomended for the lowest interest rate?
Is it healthy financially for me to take up this 15k loan?

i can affort to pay up to 500-800 every month...and im not sure if a loan of 15k is healthy for me financially anot.

please give me some suggestions.. nth illegal thanks

You can post here for personal loan related - http://forum.lowyat.net/index.php?showtopi...l=personal+loan

Why not you get hire purchase (car loan) instead of personal loan? Interest for personal loan most likely 3 times higher than hire purchase.

Normally personal loan give 5 times of your monthly income. You total income is 2300, then you will able to get 10k-11k. Repayment based on interest and tenure of your personal loan. Assumed you take 10k with interest of 10% P.A for 2 years. Then it will be 10k + 2k (interest of 2 years) = 12000 divide by 24 months = 500 per month.

Interest for personal loan range from 7.5% to 12% P.A.

how old is that car? not possible to apply car loan?

if your company is listed as panel for bank rakyat, you can apply loan from them as their interest rate is lower ( 5.5%~7%) than other bank ..

This post has been edited by h4dRi: Feb 21 2011, 01:55 PM

15 years max loan 25k

Hi i am interested in applying one.. Currently i have a CC and mortgage more than 1 year. I have a RHB and Hong Leong personal loan approved recently , looking for another 15k-20k exposure. Looking for anyone who can assist me. Ty.

5 times mean i can borrow from each bank rm20k?i go 5 bank then become rm100k ord

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Added on February 21, 2011, 5:01 pmlooking for PL rm10k.working in sg and gross salary around sgd1.8k monthly.still got outstanding pl rm16k with hlb.location j.b and looking for any agent at j.b only.tq

This post has been edited by nokiaXP: Feb 21 2011, 05:01 PM

Personal Financing-i


* Personal Loan
* Business Loan
* Renovation Loan
* Micro Credit Financing
* Motor Vehicle Financing
* Investment
* Wedding
* Holiday
* Education

Apply now and start enjoying extra cash instantly.


Applicant condition:
Age 18 and above

Please Bring along the following documents for your Personal Financing-i application:
- Original Identity Card.
- Latest 3 months salary slip.
- Latest 3 months current account/saving account statement.
- Business registration form (for self-employed only).


ACE CREDIT (M) SDN BHD

No 33 Jalan Radin Anum 2,
Bandar Baru Sri Petaling,
57000 Kuala Lumpur,
Malaysia.


T : (603) 9059 1888
F : (603) 9059 5511
E : info@ace.ac
W : www.ace.ac

This post has been edited by ACECredit: Feb 23 2011, 04:19 PM


Attached File(s)
 20110221095208.pdf ( 25.95k ) Number of downloads: 354

This is so dead high interest.. Zzz

Comparing with KOPERASI??
Banks and other License Credit Firms are all about the same.
We are just another Islamic Financing alternative for public to choose. Eg (AEON CREDIT)


CHEERS!!

For personal loan, bank rakyat give the best deal. Exact calculation is shown in article below. No promotion, just facts.

http://silvermalaysia.blogspot.com/2011/02...-to-invest.html

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Added on February 23, 2011, 5:12 pmEON bank call for cash. Best rate. nominal (effective) rate less than 9% per annum.



This post has been edited by CheapSilver: Feb 23 2011, 05:12 PM

guys something to ask ...lets say if i fixed deposit rm 100k and planed to apply personal loan how much am i able to extend the amount to loan ...how much the loan able to extended to...?

This post has been edited by Sebastiank21: Feb 23 2011, 10:29 PM

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This post has been edited by obiwankedah: Feb 24 2011, 11:10 PM

What do u mean by KOPERASI? did u know Bank Rakyat was Coop Bank?