Which bank currently offers the lowest interest rates?

It would be great if we could like compile a list or make a chart of the latest personal loan rates from the banks.

My advice is not to buy property or car with PL. Is better to work few years first to save up money for that.

Hi All, Want to enq,

Income : $2400-2500/mth (after socso & epf deduction)
Working under private sec.
Commitments : Al-rajhi loan-rm238/mth
No cc/No other loans
Looking for 25k-30k loan(if possible)
Any suggestions?


Thanks~

sonerin..do you have any point of views? yea u know maybe im overlooked at this thing.want to hear ur opinion too..

Taking up loan to buy things, especially personal is not worth it. Secondly, why the rush in getting into debt. Is better to be debt free than having commitment.

Hi, I really need a personal loan to clear my current debts but have CCRIS. Anyone offering undertable loan? Pls PM me.

AH LONG???

u should go to AKPK

Hello there please pm me ur handphone number to let's me contact with u thanks ^^

Interested in getting 10k. Monthly 300/month max Please reply

BSN offer lowest rate now

Hello all.
I am wondering, what does the banks think of people who take PL and wants to settle their loan early?

Do they view it as a loss of income, or do they prefer loan takers to settle their loan early?

is BE Form a must for any application?

Hi any bankers care to PM me for a personal loan of 10k? Monthly repayment should be <500. Annual income around 30k. TQ

Hello there,

There's quite a few out there that offer loans to settle off 'Blacklisted' problem.. but this is one that i've tried..

I applied for a Personal Loan with Bank Persatuan (near Dang Wangi LRT Station) to settle off my old shits (my old credit card loan) & guess what, within 2 weeks they approved ..btw i borrow <20K only.. thru salary deduction (Biro Angkasa).

Anyway, the loan must go to settle the old debt first & only then, u can have the balance.
Before doing this, i need to ask my old bank (that blaclklisted me) to give me a settlement letter.. (to attch with the application form).

Another thing is, this bank offer to Bumiputra only & people working in Government/GLC/Badan Berkanun & selected private co only.

Interest fr 4.75-4.95%m & max tenure is 15 yrs.

Nowadays i quite happi that i'm no longer on the ccris/ctos list...

im looking for personal loan have try to ask bank rakyat and bank islam this two have the lowest interest rate.but they need min salary 3k.and my company is not listed in they system..still trying to look around found out alrajhi doing promo now till end of this month at 7.99% p.a. any others that i didnt know u all can recommend..would like to borrow around 20k.

No, it is not.
In fact, I've never heard any of my friends who applied were asked to furnish BE form.
Usually banks will ask for payslip and/or bank statement.

do these bank require that you have guarantor ? if need then very susah to find nowdays

want to ask, what bank offer 5.99%-6.99% interest per years PL?

i am interested.i got working salary 4k,plc but non glc....

any recommend?

wanna loan for 50k

This post has been edited by frankchia: Feb 15 2011, 10:26 AM

Personal Loan interest is higher.... if you doing businesss.... pls use Business loan lower interest