actually this is because they won't be fired. they can get demoted (hardly), transferred or not get promotion

can't be fired unless got crime conviction

Guys/girls

Looking for a loan of around RM17K.

Apart from the newly started handphone business, I work with my family business. Nature of business : construction.

Income every month : Very, very variable. RM2k - RM2.5K, depends on my dad mood...

No EPF, SOCSO, KWSP, no nothing. No payslip. Wage (sort of) from dad are not fixed, which mean usually he give RM300, then another RM800, then another RM400.. like that la..not a lumpsup RM2K at one go.

Current loan serviced : RM700 (car two years to go-Public Bank) RM910 (ASB loan of RM150K-CIMB)

Stuff I need to pay : RM150 phone bill. living with parents so house and food is free. saving for marriage in 1-2 years time.

Have Public Bank cc.

Reason for loan : clearing CC debt amounting to RM1.5K, clearing some study loan, loan by JPK. adding more capital into hp business.

Once got rejected for a RM5k loan from RHB-Easy...

i agreed..

Plus (our) government cannot go bankrupt easily..unless the unthinkable happen lor

You can apply with RHB Ezi, the aproval rate is high, and the disbursement is fast
But it is not the cheapest around, though

With only salary slip is kinda hard to apply for bank facilities now

im offering a personal loan with no guarantor and collector. the interest rate is 0.75 to 0.55 per month depends on how must u need to loan. this is a pre approve loan so there will be 15 to 10 percent charges depending on how much i loan.


which bank you are from.
-Actually we are from personal loan consultant agency. we represent few banks( currently 11 banks CIMB OCBC MAYBANK HSBC RMB Affin Bank Alliance Bank Ambank EON bank Hong leong bank and so on) to help customer get a personal loan the easy way with high amount and the minimum documentation need.
how much loan amount can u get?
-it depense on documentation. we will try to get as much as psddible amount for u.


why we charge 15 to 10 percent?
internal process
full amount higher
buy a convenient
good networking in bank line
pre approve
full fill the costumer need of loan


MINIMUM REQUIREMENT
- Credit card more then 5k
-salary more then 2000 and above



interested pm me or my number is 012 2551457

Hello im from a bank consultant agency, we represent 11 banks in total (CIMB, Maybank, OCBC, EON, HSBC, Standard Chartered, Citibank, Ambank, Alliance Bank, RMB, Affin Bank etc).

we offer a pre-approved personal loan that DOES NOT need guarantor and collector. the loan is pre-approved so you will surely get it.

the interest ranges from 7-12% per annum(can still be lowered!) as it depends on the bank. however, we can fight for you to get the LOWEST interest and HIGHEST amount until you're satisfied with the amount. MINIMUM documentation needed.

this is a pre-approved loan so there will be 10-15% comission charges. after all, we are an agency.

why are there 10-15% charges?
- we have good connection with many banks and know many bankers
- reliable
- fast
- sure approve
- perfect for people who have outstanding/late payment/ex-blacklist
- can get lowest interest and highest amount (if u go bank urself, u confirm cannot get so low interest and so high amt)

the amount u can loan depends on ur credit card limit/salary. BUT DON'T WORRY, WE WILL MAKE SURE YOU GET THE HIGHEST AMOUNT POSSIBLE.

IF INTERESTED, PM ME OR CALL ME AT 0178719021(jenny).

hi. our bank now is offering a personal loan with only interest rate at 0.74% per month. it is a flat rate with no guarantor. and the processing fees are all free!!!!!

please call me at 016-3902046
my name is melody

im offering a personal loan with no guarantor and collector. the interest rate is 0.75 to 0.55 per month depends on how must u need to loan. this is a pre approve loan so there will be 15 to 10 percent charges depending on how much i loan.


which bank you are from.
-Actually we are from personal loan consultant agency. we represent few banks( currently 11 banks CIMB OCBC MAYBANK HSBC RMB Affin Bank Alliance Bank Ambank EON bank Hong leong bank and so on) to help customer get a personal loan the easy way with high amount and the minimum documentation need.
how much loan amount can u get?
-it depense on documentation. we will try to get as much as psddible amount for u.


why we charge 15 to 10 percent?
internal process
full amount higher
buy a convenient
good networking in bank line
pre approve
full fill the costumer need of loan


MINIMUM REQUIREMENT
- Credit card more then 5k
-salary more then 2000 and above



interested pm me or my number is 012 2551457

my pa loan from hong leong got reject,i dunno why...i apply only 10k...i have mbb home loan 350k

Maybe.....they think your commitment too high who knows

i dun have any credit cards,i only have income from business,i am a partner in my dad's company,i have a home loan rm350k...help help help...i need rm10k fast

hi Guys... here's a list of private companies that is register under bank rakyat,if anyone of you guys require any personal loan from BANK RAKYAT PLS PM your name and phone num (Blacklist,CTOS and CTRIS are welcome as well) ,currently its for only below listed companies only:-

Blonder
Proton Edar
Prudential Insurans (STAFF)
Produa
NationWide
MAS
HEitech Padu
MCIS ZURICH
UEM
RENTOKIL
Dagangan TEchnologist
Tokio Marine (STAFF)
Sintex
ABX Express
Satria Desa Corp
MEDIA PRIMA(TV3..etc)
English Presision
SAPURA
PUNB
PKNS
Lim Kok Wing University
NALURI GROUP
Bousted
UNITAR
KPJ
BUMI ARMADA
UniAsia
UTUSAN MELAYU
Saujana Triangle
BERITA HARIAN
Medan Prestasi
CELCOM (STAFF)
KFC ( STAFF )
PTPL
Pizza Hut (STAFF)
TAYLORS COLLEGE
Cent World Wide
JOHAWAKI
Iperintis
UNITED VEHICLE
Masterskill
HSS ENGINERING
Cosmopoint
SIRIM
KLMU(KL Metropolitan Uni )
PERBADANAN PUTRAJAYA
NAZA
AIROD
Proton
RAPID KL / ERL
IKRAM EDUCATION
DELLYOD ELETRONIC
PANTAI MEDICAL CENTER
CAREFOUR
OPEN UNIVERSITY
ING INSURANS (STAFF)
PROGRESIF INSURANS (STAFF)
DUTCH LADYMILK INDUSTRIES
SA CARGO
FEC CABLES
POS MALAYSIA
MISC
MSU HOLDINGS
SYMPHONY BPO
PANASONIC COMPRESOR
GAS MALAYSIA
MIDF
TANJUNG OFFSHORE SERVICES
MHS RESOURCES
TOSHIBA ( BANTING)
TAKAFUL MALAYSIA (STAFF)
KONTENA NASIONAL
MMC OIL AND ENGINERING
FELDA HOLDINGS
FELDA ENGINERING
MEPS
UEDA-PLATING
MALAYSIAN DIE CASTING
BRIDGESTONE ARMSTRONG
SLUMBERLAN /BICO
TUNAS SELATAN CONSORTIUM
HOTEL HILTON
ALAM MARITIM
HICOM FACILITY MANAGMENT
RANHILL TECHNOLOGY
MK HOLDINGS
UPCOM CABLE
PUSAT AN NUR - BANGI(HOSPITAL)
PUSAT RAWATAN AZ ZAHRAH
TAKAFUL IKHLAS
NATIONAL KIDNEY FOUNDATION
FELDA D SAJI
INAI KIARA
DRB - YAMAHA
GLOMAC
KELANA JAYA MEDICAL
KUMPULAN KARANGKRAFT
KELAB DIRAJA SELANGOR
EXIM BANK
BANK ISLAM
CIMB AVIVA
DIPSOL(M) SDN BHD
NEC SEMICONDUCTOR
GOLDEN JOMALINA.
BSN ( BANK SIMPANAN NASIONA)
ALL BANKS EXCEPT ( AMBANK,MUAMALAT,STAND CHART N CITIBANK ) BY KOBANK
KENSEISHA(M)
ANGKASA
TNB
UNITED INDUSTRIES
PUNCAK NIAGA
KENCANA MARINE
TABUNG HAJI
SCOMI
GOLDEN PHROS GLASS
VISTA POINT TECHNOLOGIES,
SUZUKI
UMILAND

*Please dont ask whether your companies is listed or not, this is the current complete list by the time of posting,

i wan ask seniors here...if i have home loan running from MBB...is it better to apply from them personal loan...better approval and faster??

found the charges on their website, after all, i wouldn't say good deal.

Is it possible for me to apply education loan to further my study in overseas (PhD) ? Both already a pensioners but willing to be my guarantor ... unfortunately, pensioners didn't count liao ..

Monthly Income ( Mom - Gov Pensioners) - RM 2000

Asset :

1) ASB - 120K - Mom
2) Other bank/Investment - 35K - Mom
3) KWSP - 60K - Father
4) House - Estimated current value 160K (Fully paid)

I tried Bank Rakyat during Mara Education Fair but they said it's hard since they need to some evaluation or something like that that cost a lot ... any other way meh instead of asking my sibling to be a guarantor?

In b4 ask Unker Ah long

Thanks

This post has been edited by Irzani: Mar 14 2011, 10:15 AM

my business income not taxable for 2 years...can i still get personal loan??...got income...just not taxable

Yes, if have existing home loan with MBB definitely better chances of approval with MBB. However interest rate might not be so attractive.

---

Added on March 15, 2011, 10:57 am1% per month means 12% p.a.

I am offering 7.5% p.a. Can loan up to 5X your salary. Tenure 1-5 years. No processing fee and no early settlement fee.

Documents: Photocopy IC + Photocopy existing Credit Card or 3 months Payslip + EPF or Bank Statement.

Thanks.



This post has been edited by muddie: Mar 15 2011, 10:57 AM

usually if u have any MBB products...the personal loan can be approved very fast...even faster if ur pay goes to MBB account.

just tried at rhb....the system rejected my loan