Personal Loan, which banks offer the best deal?
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 Feb 23 2011, 02:15 PM
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#1
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28,187 posts Joined: Mar 2007 From: Underworld   
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QUOTE(ACECredit @ Feb 23 2011, 01:41 PM) ACE CREDIT (M) SDN BHD This is so dead high interest.. ZzzNo 33 Jalan Radin Anum 2, Bandar Baru Sri Petaling, 57000 Kuala Lumpur, Malaysia. T : (603) 9059 1888 F : (603) 9059 5511 E : info@ace.ac W : www.ace.ac [attachmentid=2057678]  |
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Jun 8 2011, 09:21 PM
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#2
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28,187 posts Joined: Mar 2007 From: Underworld
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Maybank and RHB Bank quite good..
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Jun 19 2011, 11:54 PM
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#3
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28,187 posts Joined: Mar 2007 From: Underworld
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QUOTE(myfriend2009 @ Jun 19 2011, 06:39 PM) Hi, I just went to apply for RHb easy loan, got rejected because i don't have any credit history. No house, No car and no credit cards. They said i am fresh. i am very dissapointed. Usually, all the banks in Malaysia practices the same standard. (I mean mostly).Any others banks that offer personal loan to freshies? I am earning RM1800 plus commission. Please help If RHB reject, it will almost be the same for most of the other banks as well. Maybe I suggest, you work for 3 months.. Then get a credit card with your payslip. After you got a credit card, then things will be easier. |
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Jun 20 2011, 08:15 PM
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#4
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28,187 posts Joined: Mar 2007 From: Underworld
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QUOTE(unknownhammie @ Jun 20 2011, 06:25 PM) Wonder what other option available if following bank reject application She is available then.. For loan consultation, not for other stuffs -Hong Leong -Al Rajhi -ocbc -hsbc -rhb easy loan amount 11k  Haha0178719021(jenny). Call her to assist This post has been edited by Bonescythe: Jun 20 2011, 08:15 PM |
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Jun 20 2011, 08:24 PM
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#5
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28,187 posts Joined: Mar 2007 From: Underworld
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QUOTE(sharilazri @ Jun 20 2011, 08:19 PM) She's bankers or agent? I know her coverage areCIMB, Maybank, OCBC, EON, HSBC, Standard Chartered, Citibank, Ambank, Alliance Bank, RMB, Affin Bank No harm trying out right since you are desperate to get one. Just call her, and you can access so many banks already. |
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Jun 29 2011, 06:04 PM
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#6
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28,187 posts Joined: Mar 2007 From: Underworld
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QUOTE(andizulkarnain @ Jun 29 2011, 04:41 PM) I would like to apply for personal loan and looking for the best rates in town. I would also want to know which bank can give me a higher loan amount. I heard it is always only 5x your salary right? Can they give more than that? If so what are the requirements? CIMB is the most lenient bankAlso are there any banks out there willing to loan to a blacklisted person? Thank you for any help you can provide for me. |
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Jul 1 2011, 01:31 PM
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#7
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28,187 posts Joined: Mar 2007 From: Underworld
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QUOTE(Radiogaga @ Jun 30 2011, 03:46 PM) i need an advise.i already had a 150k PL (20 year tenure)+ 13k cc debt.im working in semi goverment sector with rm2.5k salary per month.i made huge sum of loan for the past 5 year past funding for family medical treatment. Omfg.. The importance of Insurance.. If not, really scary..im not blacklisted and dun have any ccris or ctos bad record.i dun really have much problem paying for the monthly loan instalment since i got extra income from my part time job (running a small retail shop) to cover my monthly expanses. my problem is i need more 20k PL to clear all cc debt + to expand my shop.i try apply for more PL but rejected coz they said i already exceed max limit for PL.any agent can help me out with my next PL or mybe giving me an advise on how to clear all my debt. thanks. |
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Jul 1 2011, 04:14 PM
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#8
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28,187 posts Joined: Mar 2007 From: Underworld
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QUOTE(Radiogaga @ Jul 1 2011, 03:37 PM) yeap so true..most of the time we always think that nothing bad will happens to us or someone around us and we need no life insurance. Brother.. I dunno how to help you. But one thing for sure, you are really a great person. Despite earning 2.5k only, and with such big burden at your back, because of close family members.but when it does..u know u in really deep shyt.life moves on..got to bounce back.is it really armageddon next year?  I salute u for your perseverance. |
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Jul 1 2011, 07:57 PM
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#9
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28,187 posts Joined: Mar 2007 From: Underworld
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QUOTE(andizulkarnain @ Jul 1 2011, 07:13 PM) i am wondering how i can get a PL as much and long tenure as radiogaga? My salary is abt 6k per month. RHB can.. They had loan for tenure more than 10 years..Can enquire for more info at those Monorail station |
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