So which bank is the best to take a PL now?

Al-Rajhi or RHB?

Any recommendation?

I want to settle all my CC debt..so crazy now paying monthly!

TQ...

im looking for a personal loan , for -1.5k / 2k only ,
need it urgently.
IM a college student i need to pay my tuition fees in this two weeks time. anyone can tell me how?

email me : cyin_01@hotmail

p/s : I DONT NEED A LOAN that causes me in trouble.etc. illegal

Guys, becarefull with licensed money lender, Kinros and the like. Well, they operate the same as Ah Long with ridiculously high interest but only with license.

A friend of mine borrowed RM2k from them, after deducting fees and whatnot, he got RM1.5K only. Actually, this lending amount is only for a period of a month. If he wanted to extend for another month, he will have to pay 25% of interest (RM500) up front. And he will have to settle the remaining on the same month. Say, he does not have enough cash and wanted to extend for another month, another 25% of the loan amount have to be paid up front, and it goes on and on if he drag the payment. He ended up paying RM500 (25% interest) every month without reducing the loan amount.

Think twice before you get yourself into these burden even with licensed money lender. Well this is how they make money, can't really blame them. Be extra carefull. Maybe this type of loan is suitable for those who wanted a short-term loan and able to pay back within a month.



This post has been edited by c9: Oct 9 2008, 10:18 PM

may i know how are u going to pay your loan since u are not working?

u could try asking your parent for the small loan.
there is no way bank going to loan u that amount even though it is a small sum.

Is anyone here knows agent or have a contact from Bank Islam?

I want to know about their PL in details.

TQ

my parents will asked me to stop studying well i dont wish to ended that way.
im working some part time jobs, and maybe can cover and repay in every month....

Hi, bank minimum loan amount is 5k.. so it is not possible somemore you have no income source. well since u r working parttime, perhaps u can seek help from your employer.. 1-2k shud be no problem if ur employer is ok with it.

good luck.

I have this question on my mind for a long time already.
I have a 50k FD in bank @3.7% interest. I DON"T PLAN to take that FD out.
Will the bank let get a personal loan of 30k with low interest (maybe 5%?) by using my 50k FD as a colleteral/guarentee (抵押）

wow!!!
what course u are studying anyway?

Good for U,knowledge is the key to one's future!
Any nice lowyater waana to loan this nice chap some emergency money to tide him over??

I just received a called from RHB personal this evening sayinh that they now just offering a PL in flat rate...

no longer reducing balance..

is there any personal loan for RHB?i've checked their website it only shows that the loan are for home financing,asb loan,study loan etc. as for al-rajhi, we need to have their account first rite?

i'm thinking to get RM10k as personal loan and 5 yrs repayment period.i've citibank credit card and good payer. any advice whether i should seek for citibank installment or try other bank?

last time i asked CIMB islamic express financing the interest rate pa is 11%.is that high?

Nope. Once your Al-Rajhi loan is approved, you will then need to open the account with minimum of RM20 deposit. Their interest rate is one of the lowest in the market IMO, 7.99%.

YES, personal loan is not categorized in loan but in credit card. http://www.rhbbank.com.my/personal/cards/index.shtm

Citibank is doing a good promotion as well, flat rate from 7.61% - 9.18% per annum
no extra charges or hidden interest, thus, they are doing a 3 hours approval.
if you would like to know more and get the loan to cover your credit card charges as 18% or others bank personal loan .

do email me for esquires jasonwoo84@hotmail.com

hi everyone..i am in desperate need of personal loan..cos i want to pay my credit card debt.
cos maybank credit card told me to clear by this saturday,18th oct.
is there any bank that can offer me quick loan?
my salary is rm1,700 per month.is there any bank that can approve my loan?
cos my credit card is bursted.
credit limit is rm4k.but i've used to rm5.5k.

hi, m new here.if u want to settle credit card, I can help.its only 6% per annum.

They have a 'transportation fee' - RM250

I'd go with Citibank. Mine is 7.6% flat, Applied for 9k and got rm8955. Pretty good deal if you ask me.

does anyone knows why bank want a copy of our credit card.i'm curious to know here. last time i went to get PL from HLB and they make a copy of my credit card. didn't bother to check at that time.suddenly i realized about the 3 number that we have at the back of the credit card.

anyone heard of the AMBANK personal loan?

15k, 2year repayment.....(8.8% per anum) + free 32inch LCD.....

any advice .......thanks

i want to make loan and my basic is rm1100 plus claim and other about rm300 to rm500.. try to make from CIMB and AEON creadit but fail.. need about RM5000 only for small business.. can anyone help me? no credit or car loan.. anyone?