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 Personal Loan, which banks offer the best deal?

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ed0gawa
post May 12 2008, 12:45 PM

coconut
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Senior Member
4,398 posts

Joined: Jan 2003




Holy bull.....
Can employment letter be used instead of payslip?

My previous job doesn't provide pay slip and salary where given to me by cash (a short [3 month] contract job where i help my fren organizing an event). Am looking for a new job now and most probably will get it real soon, but need $$$ urgently... sigh...


edit :
Any RHB banker here? Would like to double/triple confirm that RHB personal loan does not have any stamp duty/processing fee when applying a loan. And RHB Personal does not impose penalty/any charges for early settlement. I went to 3 RHB branches today. 2 told me no processing fee/stamp duty (i.e Borrow 5k get 5k nett) and no penalty or charges for early settlement.
Just pay off the remaining balance.

i.e if i borrow 5k for the tenure of 5 years (60 months), every month i pay the repayment amount RM111.xx (where i believe the RM100 is principal and RM11 is the interests).
And after 6 month (after paying the bank 6 month of repayment) i have the money and decide to settle off the balance, i just need to pay the remaining RM4400.

Can anyone from RHB double/triple confirm on this? (oh yeah, 1 of the branch told me i need to pay RM100 for early settlement)

Most probably i'll ask my fren to get the personal loan with his name first, and when i am qualified for a loan, i'll apply for 1 myself and settle the loan that my fren took for me

This post has been edited by ed0gawa: May 12 2008, 05:54 PM
ed0gawa
post Jun 30 2008, 05:12 PM

coconut
*******
Senior Member
4,398 posts

Joined: Jan 2003




QUOTE(stanley881 @ Jun 30 2008, 02:37 PM)
Hi, you need personal loan, you may contact me at stanley881@gmail.com

I am working with a bank in malaysia. we are offering a personal loan up to rm150k. tenure 1-5 years. Easy documents and fast approval. need help please contact me soon. we no need you payslips or income statements. Thanks
*
apa bank dun need payslip and income statements?
I am VERY INTERESTED. Pm me with your BANK name and interests rate.
ed0gawa
post Jul 1 2008, 09:07 PM

coconut
*******
Senior Member
4,398 posts

Joined: Jan 2003




QUOTE(joni6754 @ Jul 1 2008, 07:03 PM)
i need 20k personal loan...
2.4k nett monthly and plan for 60 months repayment...
pm me the best offer....
thanks.....
*
Even if any banks offer up to 7 times ur salary, you also not eligible for 20k loan.

Ahlong is ur best bet

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