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 Personal Loan, which banks offer the best deal?

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shoduken
post Jul 1 2008, 12:22 AM

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is there any bank that can loan me, but no need my payslip or income statement, but cash deposit to hold by them, but loan me x2 / x3 the amount deposited? lol this may sound ridiculous but I think I heard it from someone else..
shoduken
post Apr 21 2010, 01:45 PM

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I want to apply loan, I have 3 credit card in which I used 1 for already 6 years. Do I need more document if I want to apply for 10k loan? Ty.
shoduken
post Jun 15 2010, 04:04 PM

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guys I don't really like to show fussy documents, if I got a credit card, which bank and how much they can offer me the loan? i need around 10k loan.
shoduken
post Jun 17 2010, 02:27 PM

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k i'm gonna head to bank lol

i'm in a sudden need of 10k +

with 3 credit card limit 4k, without salary slip, think i can apply for 10k loan for 2 years repayment? anyone can enlighten me on this please ^^

btw, if i said (let say i cheat them) my card got 10k limit, they also won't know right?
shoduken
post May 10 2011, 10:44 PM

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I have a friend want to apply Personal Loan but:-

a) He don't have any records of loans or credit card
b) His income doesn't come with EPF (full payment in cash voucher because he doesn't want deductions)
c) Income around rm2,500+

Is it hard for him to apply? If nope, anyone want to take up this particular challenging application can please PM me, I'll pass your number to him. :-D

Cheers.

shoduken
post May 24 2011, 02:26 PM

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QUOTE(hanalolu @ May 23 2011, 11:14 PM)
for most of the bank,u cannot have "3" in ur latest 6 mth ccris,cannot hav "2" in ur latest month,cannot have more than two "3" in ur last 6 mth,cannot have a sequence of "2" in ur ccris..pls c below ccris example

122222221122 reject couz poor behaviour
211111211111 reject couz recent got "2"
111131111111 reject couz got 3 in latest 6mth
000000300030 reject couz got >two "3"
*
what is 2 and 3 means ? @@

1 is missed payment right?
shoduken
post May 26 2011, 01:11 PM

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QUOTE(nokiaXP @ May 26 2011, 12:51 PM)
try ocbc
*
i think ocbc approve you (since u said other bank rejected u) becoz u work in singapore + ocbc is singapore bank =.=
so it's hard to tell for a malaysian work in malaysia to be easily approve by ocbc..

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