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Personal Loan, which banks offer the best deal?
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shoduken
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Jul 1 2008, 12:22 AM
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is there any bank that can loan me, but no need my payslip or income statement, but cash deposit to hold by them, but loan me x2 / x3 the amount deposited? lol this may sound ridiculous but I think I heard it from someone else..
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shoduken
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Apr 21 2010, 01:45 PM
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I want to apply loan, I have 3 credit card in which I used 1 for already 6 years. Do I need more document if I want to apply for 10k loan? Ty.
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shoduken
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Jun 15 2010, 04:04 PM
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guys I don't really like to show fussy documents, if I got a credit card, which bank and how much they can offer me the loan? i need around 10k loan.
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shoduken
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Jun 17 2010, 02:27 PM
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k i'm gonna head to bank lol
i'm in a sudden need of 10k +
with 3 credit card limit 4k, without salary slip, think i can apply for 10k loan for 2 years repayment? anyone can enlighten me on this please ^^
btw, if i said (let say i cheat them) my card got 10k limit, they also won't know right?
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shoduken
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May 10 2011, 10:44 PM
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I have a friend want to apply Personal Loan but:-
a) He don't have any records of loans or credit card b) His income doesn't come with EPF (full payment in cash voucher because he doesn't want deductions) c) Income around rm2,500+
Is it hard for him to apply? If nope, anyone want to take up this particular challenging application can please PM me, I'll pass your number to him. :-D
Cheers.
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shoduken
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May 24 2011, 02:26 PM
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QUOTE(hanalolu @ May 23 2011, 11:14 PM) for most of the bank,u cannot have "3" in ur latest 6 mth ccris,cannot hav "2" in ur latest month,cannot have more than two "3" in ur last 6 mth,cannot have a sequence of "2" in ur ccris..pls c below ccris example 122222221122 reject couz poor behaviour 211111211111 reject couz recent got "2" 111131111111 reject couz got 3 in latest 6mth 000000300030 reject couz got >two "3" what is 2 and 3 means ? @@ 1 is missed payment right?
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shoduken
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May 26 2011, 01:11 PM
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QUOTE(nokiaXP @ May 26 2011, 12:51 PM) i think ocbc approve you (since u said other bank rejected u) becoz u work in singapore + ocbc is singapore bank =.= so it's hard to tell for a malaysian work in malaysia to be easily approve by ocbc..
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