I haven't been monitoring for months now.

This thread is getting cooler while the rate hike getting warmer

wishful thinking hopefully SA will increase their current 3.5% interest rate to 4% and above...

no eye see last see around 20% loss

2022 is really a bad year for alllll investments

Waiting for bnm to increase opr for that.

👀🍷🍿

yes... and I thought after covid MCO period price will be better...


they already increase 1 round dy, now my housing loan interest is 4.1%
need to park somewhere closer or higher than 4.1%

Since when SA gives 3.5% when it is only 3% atm 🤦‍♀️

Why not put some in KDI at 3.5% since it is indefinitely at that rate and some at Versa at 4% until 31 Jan 2023?

my bad... typo on the 3.5%...
i already placed some in KDI at 3.5%...

for Versa is there a quota on the 4%?
if i'm not mistaken i read they cap at a certain limit...

Only 30k per account for Versa

If you don’t put it you won’t know in Versa as it the cap it is subject to Versa management

Just max 30k while the rest spread around elsewhere

alright thanks a lot for the clarification...

Seems like Stashaway in house ports are undergoing a reoptimization exercise

Again? Hopefully its not a repeat of last time.

guys, all classic portfolios can be replicated with flexible portfolios. impossible for ESG though

(if you still do DCA, channeling your fresh funds to those flexi instead of classic is also a way to get FOC management fees until June 2023)

good year for FD lovers.

anyway at current inflation whatever gains also wiped out lolz

Confirm repeating now selling losses and buying defensive positions into healthcare and gold 🤦‍♀️

No notification on apps or email, but already selling.. sighs, at -27% loss. Incoming re-opt again!


This post has been edited by jacksonpang: Dec 21 2022, 04:18 PM

i setup a flexi portfolio with exact same portfolio as classic 36% since June. only have RM100, just so that i can track if big or small amt has difference in performance.

no sell orders there (although it means SA has put an end to my experiment).

unless you are investing in ESG or thematic, I suggest you just accept the reopt or just create a flexible portfolio with the same allocation and move everything there

This post has been edited by Medufsaid: Dec 21 2022, 04:40 PM

SA did hinted a few backs in their news letter that they gonna reopt again

Yes selling off bonds, tech and reits to buy defensive position into healthcare 🤦‍♀️

My suggestion is when they sold off faster take out money before buying new position tomorrow

No point doing experiment using usd22 as percentage is too low 🤦‍♀️

If you really wanna track put it in at least rm500 for better weightage

This post has been edited by xander2k8: Dec 21 2022, 04:43 PM

If you still have your job, just maintain your regular deposits. Keep buying whatever you can buy.