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Investment StashAway Malaysia, Multi-Region ETF at your fingertips!

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coolguy99
post Mar 30 2019, 07:26 PM

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Do you have "domestic ringgit borrowing"?

If I have one house loan and one car loan, I should select No right?
coolguy99
post Mar 30 2019, 07:42 PM

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I can invest any amount that I want?
coolguy99
post Mar 30 2019, 10:40 PM

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QUOTE(preducer @ Mar 30 2019, 08:50 PM)
Dont forget to signup with referral
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Too late I signed up without any referral doh.gif
coolguy99
post Apr 1 2019, 12:19 PM

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Can jompay using cc and still receive cash back? Huehue
coolguy99
post Apr 1 2019, 09:38 PM

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Is there any downside if I invest in small amounts every week? e.g. if I will be paying more 'fees' if I break down my top ups into several trxs instead of one lump sum etc.

Kinda new to this.
coolguy99
post Apr 1 2019, 10:36 PM

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QUOTE(Ancient-XinG- @ Apr 1 2019, 09:42 PM)
Nope. Nothing wrong
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QUOTE(tadashi987 @ Apr 1 2019, 10:11 PM)
nope you wont, because SA charge you by your whole portfolio in a yearly basis management fee 0.8%

they dont charge like brokerage on each sell and buy transaction

that's why majority of us here practise DCA like your mentioned approach
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Thanks both. Cheers! smile.gif
coolguy99
post Apr 3 2019, 09:18 PM

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Between this and fundingsocieties, which is better?
coolguy99
post Apr 3 2019, 09:36 PM

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QUOTE(Ancient-XinG- @ Apr 3 2019, 09:22 PM)
you need to understand what you invest.... no just see wow got new investment gear. Masuk only...

P2P and ETF are 2 totally different thing....

ETF is ETF... around stocks

P2P is lending money aka ah long. But this time around you become ah long instead but paper tiger ah long.

Risk - 2 also huge different
Return - 2 also huge different

But I tell you P2P risk is super high.
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Cause there is a chance that the business defaults and you don't get your money back?
coolguy99
post Apr 3 2019, 10:05 PM

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QUOTE(roarus @ Apr 3 2019, 09:59 PM)
Attended the event today and spoke to Amanda (Head of Client Engagement) regarding the long time drag StashAway Malaysia is experiencing. She acknowledges they've been receiving feedbacks regarding this and said the delay came from Saxo. All SA could do is pester Saxo to process MYR convert and purchases quicker so far. No idea how long it'll take to push things faster.

So for the foreseeable future, if you have access to Singapore bank account and would like morning transfer and overnight purchase - go with StashAway Singapore. There's no way to transfer your holdings from a Malaysian account to a Singapore account too, so you need to open up a StashAway Singapore account, withdraw from SA MY and deposit into SA SG.
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Can Malaysians open a StashAway SG account?
coolguy99
post Apr 5 2019, 10:27 AM

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QUOTE(hiyyl @ Apr 5 2019, 10:22 AM)
U using android? There's a dropdown option for u to choose above.
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If iOS don't have this option?
coolguy99
post Apr 11 2019, 07:43 PM

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I think today MYR has gone down the drain. First time seeing such a positive currency impact.
coolguy99
post Apr 14 2019, 09:12 AM

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QUOTE(Brix @ Apr 13 2019, 09:55 PM)
Hi guys, crashing in the party now. Joined SA.sg. biggrin.gif  biggrin.gif
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Welcome to the club!
coolguy99
post Apr 16 2019, 05:44 PM

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Question about the boost voucher. If I already have 6 months free management fees, once I apply the voucher it will become 9 months?
coolguy99
post Apr 16 2019, 07:38 PM

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Damn I just bought a Boost voucher. RM1 gone down the drain hahaha
coolguy99
post Apr 29 2019, 05:27 PM

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Is there a limit on the referrals that you can get? If I get to refer 6 people, does the management fee exclusion promo stack?
coolguy99
post Apr 29 2019, 08:07 PM

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QUOTE(honsiong @ Apr 29 2019, 05:31 PM)
I got 20+ under me, yea they stack and I can’t come up with RM600K to take advantage of it.

AFAIK no limit of referrals.
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Thanks for the explanation! Time to stack up on the referrals then!
coolguy99
post May 27 2019, 04:08 PM

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QUOTE(shodan11 @ May 27 2019, 01:22 PM)
I only got 5k in SA..on risk 36 joined last year. Highest gain +300, now +3. Will just forget about it & lets see how it goes long term. Hopefully I wont regret topping up/withdraw all after 25 years when I retire.  smile.gif
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I only have like 3k. I just leave it there like you as well, similar to what I did to my unit trusts in Fundsupermart.
coolguy99
post Jun 3 2019, 03:21 PM

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QUOTE(calapia @ Jun 3 2019, 03:09 PM)
eh all mandarin leh..banana here..wat did he says?
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Basically he said that he still prefers to have control on what to buy, but Stashaway is still good for beginners who do not know what to invest on.
coolguy99
post Jun 9 2019, 10:28 PM

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QUOTE(smokymcpot @ Jun 9 2019, 10:15 PM)
Hi everyone, just wanted to double check on this.
If I DCA every week (lets say RM 100 a week), would that cost more in terms of fees compared to a lump sum investment per month?

Thanks!
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There is only forex fee, so DCA is fine.
coolguy99
post Jun 18 2019, 02:14 PM

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QUOTE(-CoupeFanatic- @ Jun 18 2019, 12:23 PM)
DCA is the way to go for most people, just put in a fixed amount every month and you will see your money grow.
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Yes that is how I roll too

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