Jul 22 2021, 05:06 PM
QUOTE(MUM @ Jul 22 2021, 04:49 PM)
if want to buy and forget,...historically S&P 500 has a better chance....this better chances also has to be dependent of when you buy it and for how long before you EXIT....
i think your "experience" is similar to another forummer had expressed just 2 months ago. He has 2 SAMY port (both Old and new)
he compared a before May 2020 SAMY port (heavier in S&P) with another SAMY port that are reoptimizes in May 2020, which was more diversified
his "OLD" port performed better, this few months back
my take is,
SAMY is not a buy and hold investment style platform ....for they are charging mgmt fees.
there is a different between buy and hold investment style between investor like us and the management of the investment platform like SAMY.
we investor buy and hold in SAMY for we think that SAMY will "NOT" buy and hold without changing its composition
if i wanted a buy and hold for long term non active investment port,...i would not go for SAMY....why pay them annually for doing nothing
same goes for FSM management portfolio....we buy it for know they will manage it for us and we paid them for it....
same goes for any unit trust funds too.....we buy them knowing that the fund managers will get "good" stocks for us
while we let them manage it for us,....the decision of where and how to allocate it is their prerogative...
if after some time,...if we feel that it is NOT performing as expected.....we EXIT
same as employing a staff to help us in our business.....if he cannot perform,...get him fired.
YES,....the fact is true if comparing the last 10 months....i think S&P500 has performed much BETTER than any platform that has KWEB & GOLD in it.
YES too on this " someone here posted something regarding SA might not outperform sp500, but will have lesser fluctuations,"...for the composition in it is different....., BUT again,.....depending on when that data are being made and till when will that data stopped....example, those that got into S&P500 6 months before the DOTCOM burst or Sub-prime crisis starts, would have said...."damn...should not have placed all my eggs into this S&P500" during his review 3 years later
Thanks this is good information. Now that you mention, comparing old and new SA port.i think your "experience" is similar to another forummer had expressed just 2 months ago. He has 2 SAMY port (both Old and new)
he compared a before May 2020 SAMY port (heavier in S&P) with another SAMY port that are reoptimizes in May 2020, which was more diversified
his "OLD" port performed better, this few months back
my take is,
SAMY is not a buy and hold investment style platform ....for they are charging mgmt fees.
there is a different between buy and hold investment style between investor like us and the management of the investment platform like SAMY.
we investor buy and hold in SAMY for we think that SAMY will "NOT" buy and hold without changing its composition
if i wanted a buy and hold for long term non active investment port,...i would not go for SAMY....why pay them annually for doing nothing
same goes for FSM management portfolio....we buy it for know they will manage it for us and we paid them for it....
same goes for any unit trust funds too.....we buy them knowing that the fund managers will get "good" stocks for us
while we let them manage it for us,....the decision of where and how to allocate it is their prerogative...
if after some time,...if we feel that it is NOT performing as expected.....we EXIT
same as employing a staff to help us in our business.....if he cannot perform,...get him fired.
YES,....the fact is true if comparing the last 10 months....i think S&P500 has performed much BETTER than any platform that has KWEB & GOLD in it.
YES too on this " someone here posted something regarding SA might not outperform sp500, but will have lesser fluctuations,"...for the composition in it is different....., BUT again,.....depending on when that data are being made and till when will that data stopped....example, those that got into S&P500 6 months before the DOTCOM burst or Sub-prime crisis starts, would have said...."damn...should not have placed all my eggs into this S&P500" during his review 3 years later
Maybe is a good way to not auto reoptimize. But create a new portfolio and deposit there onwards. I think Samy does not allow re opt some and leave some not re opt.
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