bossku new profile picture walaooo nice.

is that mark 42. i prefer mark 44 veronica lmao

Moogle Stiltzkin give me punya.......i nood in editing photo


this one mark 44?......too big la.....
i prefer kurus punya

This post has been edited by ironman16: Jun 23 2021, 05:35 PM

I'm on the 36% risk portfolio and it's dipping a bit right now. Do you guys think it's a good time to add more money in?

It's always a good time to tambah. Stashaway is diversified anyway.

For me yes, because i am not planning to withdraw in another 20 years. In the very unlikely event of 20 years of stagnation i have other investments like epf to fall back on.

Relying on historical data, it is very likely that SA 36% is going to give me a good growth. So i am not phased at all on this short period performance.

When are you planning to withdraw?

Hmmm I see what you mean. I was thinking should I put in now or wait for it to dip a bit more / the Msian ringgit strengthen a bit more vs the USD

Not anytime soon, I'm still early-mid 30s and not married yet so planning to keep it in there for a long time, hopefully generate more capital growth for retirement, same as you probably.

Same here after saw all red lol. What coin are you planning to buy?

I have quite a hefty now in SA... Tbh I'm not quite happy with their returns... I will leave it as it is.

My future contributions will go to akrunow, their s&p 500 heavy profile really makes the growth predictable. My akrunow has half the contribution as SA, but my akrunow is almost matching SA despite halves the contributions

Too late last week was the best time to buy

If you believe in China Tech story and RM depreciation yes by all means go ahead to top up

Don’t think too much because no way RM will strengthen against USD anytime this year

Since 36% KWEB already signal buy time as it already reaches 1 year low at around 66 level which indicates buy for growth

Too late 😭
I miss it. I didn't know last week is the best timing

If you want S&P 500, just go open a brokerage accont and buy VOO. Why do you even pay extra for robo-advisors if you already now what you want?

If you're planning to keep it there for a long time, it doesn't really matter whether it is a good time to add more money or not right?
I'm pretty confident whether you add today or next week or last month or just stick to DCA, in 10 years time, you'll still be profiting.

maybe when he first invested in SA he didn't know what he was investing in. Many people start in SA by thinking "here's something that automatically helps me invest in US market, it must perform as well as US market then"

Always watch the RM movements and then pounce when the markets is moving

Anyway there are only 6 good buying opportunities in a year for US markets which is very predictable

Need to know how to play the system

actually stashaway performance is not as good as s&p 500 this year. Last year is different all stocks unit trusts ETF had goos returns

2021 ended already? how on earth you compare?

why would you even compare YTD performance 😂 it's not a comparable benchmark for diversified portfolio like SA

SA teams has a lot to explain if this underperformance of the new portfolio is going to extend beyond this year.

Remember SA teams react after the fact as what was seen back in May 2020 when the portfolio was reoptimized while keeping the portfolio as is probably provided better result.

Question: Was gold part fo the portfolio from the start?
Was the % allocation of gold the same as before?

If I remember correctly, they added the 20% gold allocation in 2020, before this was different.