Requesting for referral code also, pls. Thanks!

Not sure if this has been asked before. The SA promo on boost app, is it only usable ONCE per user?

I normally do DCA monthly, so shouldn't be bothered by the recent turn of the market. But recently I made a one time lump sum deposit of a slightly larger sum due to received annual bonus... And now seeing my returns dropped from 10.8% to 4.3% in two days...

Long term. I get it. Just continue to stick to plan. Just that feel a bit heartache. Hahah. But it's alright.

True. Think long term. Avoid any temptation to sell now. Haha.

Returns are updated daily. But the percentage is since inception, if not mistaken.

Not sure if adjusting the risk to a lower setting is a wise move. Let's say we adjust fr 20 to 15, this means that we will sell some equities at a lower price, and then buy bonds at a higher price (looking at the trend the past few days). This transaction actually confirms our losses. I might be wrong though. Open for discussion.

Actually in the grand scheme of things, this dip in prices is nowhere near a real recession. I just checked S&P500. YTD it is still 300+ pts higher than in Jan.. Time to keep calm and keep DCA.. And hopefully there will be a resolution to the US - China talks today. The new US tariff rates on China goods already kicked in as at 12am US time today.

This post has been edited by B500: May 10 2019, 02:00 PM

What on earth is Trump doing??? Tak kan his ego so big he can't see the damage this is inflicting to his own economy?

Mine started seeing red today (-1.7% for USD), but due to currency impact, my RM is ngam ngam neutral.

Most of the time around 10.30am will be updated. But like you said, sometimes there's a delay till way after lunch (3pm onwards)..
My portfolio is back to green once more. 4%+ in myr after factoring currency impact, 2%+ in USD.

Thanks for the tip! This can offset the SA management fees for that particular transaction. Haha

This post has been edited by B500: Aug 7 2019, 11:11 AM

Currently not so sure of the appeal of SA Simple. Worse case, if you park your main savings money in your eFD also can get at least 2.9% P. A.. Not to mention, it's pretty liquid too. Can uplift in a month with just a click of a button.

Or am I missing something?

This post has been edited by B500: Nov 21 2019, 12:03 PM

It's coming to MY. Just watched the latest SA Malaysia weekly update video.

You guys sharing based on the TWR /MWR returns on SA?

Recently did and passed the SGX exam and got the higher risk portfolios unlocked. So far my returns based on 22% risk level has been good, at 20% TWR. Tempted to slide the risk level up to 36%, or create a separate portfolio at 36%.

I actually did the course and took the test. Really tiring (to be focusing 2 hrs non stop), but it's very informative. They covered stuff like options, futures, leveraged ETFs, etc.

I am currently at 30% risk level. Thinking to up to 36%. The difference being that the 8% gold etf allocation will be replaced by energy and communications sectors related etfs.. If only we had the S&P500 etf once more in our portfolio.

Ah yes I was mistaken. You're right. IVV does track the S&P500. But yeah, a larger allocation towards IVV would be nice.last time there was SPY etf tracking the SP500..

This post has been edited by B500: Jan 17 2020, 10:29 AM

PM also please. Tq!